Kumbhat Financial Services (BOM:526869) E10: ₹-0.23 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:526869 Kumbhat Financial Services Ltd BOM:526869
42 GF Score
Price ₹23.88
! 7 Warning Signs
View Full Analysis

What is Kumbhat Financial Services E10?

Kumbhat Financial Services BOM:526869 -0.50% 42 E10 is ₹-0.23 as of Mar. 2026. GuruFocus rates BOM:526869 with a GF Score™ of 42/100. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kumbhat Financial Services's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹2.150. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-0.23 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was -48.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Kumbhat Financial Services was -48.70% per year. The lowest was -48.70% per year. And the median was -48.70% per year.

As of today (2026-08-04), Kumbhat Financial Services's current stock price is ₹23.88. Kumbhat Financial Services's E10 for the quarter that ended in Mar. 2026 was ₹-0.23. Kumbhat Financial Services's Shiller PE Ratio of today is .


Kumbhat Financial Services  (BOM:526869) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kumbhat Financial Services E10 Related Terms


Kumbhat Financial Services E10 Historical Data

* Premium members only.

The historical data trend for Kumbhat Financial Services's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kumbhat Financial Services E10 Chart

Kumbhat Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -0.07 -0.51 -0.31 -0.23

Kumbhat Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.31 -0.30 -0.31 -0.39 -0.23

BOM:526869 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Kumbhat Financial Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kumbhat Financial Services Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kumbhat Financial Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kumbhat Financial Services's Shiller PE Ratio falls into.


BOM:526869
42GF Score
Kumbhat Financial Services Ltd BOM:526869
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kumbhat Financial Services E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kumbhat Financial Services's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.15/164.2724*164.2724
=2.150

Current CPI (Mar. 2026) = 164.2724.

Kumbhat Financial Services Quarterly Data

per share eps CPI Adj_EPS
201409 0.050 96.780 0.085
201609 0.087 105.961 0.135
201612 -0.004 105.196 -0.006
201703 -0.008 105.196 -0.012
201706 0.090 107.109 0.138
201709 0.107 109.021 0.161
201712 0.037 109.404 0.056
201803 -0.189 109.786 -0.283
201806 -1.320 111.317 -1.948
201809 -0.040 115.142 -0.057
201812 0.010 115.142 0.014
201903 0.060 118.202 0.083
201906 0.460 120.880 0.625
201909 0.130 123.175 0.173
201912 0.060 126.235 0.078
202003 -0.220 124.705 -0.290
202006 0.140 127.000 0.181
202009 0.070 130.118 0.088
202012 -0.060 130.889 -0.075
202103 -2.010 131.771 -2.506
202106 -0.010 134.084 -0.012
202109 0.120 135.847 0.145
202112 0.030 138.161 0.036
202203 0.120 138.822 0.142
202206 -0.050 142.347 -0.058
202209 0.090 144.661 0.102
202212 0.080 145.763 0.090
202303 0.080 146.865 0.089
202306 0.050 150.280 0.055
202309 0.210 151.492 0.228
202312 0.150 152.924 0.161
202403 -4.180 153.035 -4.487
202406 0.040 155.789 0.042
202409 0.160 157.882 0.166
202412 -0.790 158.323 -0.820
202503 3.450 157.552 3.597
202506 0.210 159.755 0.216
202509 0.150 162.289 0.152
202512 -0.970 163.281 -0.976
202603 2.150 164.272 2.150

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹-0.23 mean?
Kumbhat Financial Services (BOM:526869) has a E10 of ₹-0.23 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kumbhat Financial Services and its competitors.
Is Kumbhat Financial Services' E10 too high?
Kumbhat Financial Services' current E10 is ₹-0.23. Overall, Kumbhat Financial Services has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Kumbhat Financial Services' E10 compare to V and MA?
Kumbhat Financial Services' E10 of ₹-0.23 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kumbhat Financial Services and its competitors. Kumbhat Financial Services's current E10 is ₹-0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumbhat Financial Services stock overvalued right now?
Kumbhat Financial Services (BOM:526869) has a current E10 of ₹-0.23. The current E10 is ₹-0.23. Kumbhat Financial Services' overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kumbhat Financial Services (BOM:526869), the current E10 is ₹-0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Kumbhat Financial Services Business Description

Address 29, Rattan Bazaar, 5th Floor, Kumbhat Complex, George Town, Chennai, TN, IND, 600 003
Kumbhat Financial Services Ltd is an India-based non-banking finance company. The company provides leasing and finance services. The company's business activity falls within a single primary business segment which is the Financing business.
42GF Score

Get the complete analysis for BOM:526869

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹23.88
Price