GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Kumbhat Financial Services Ltd (BOM:526869) » Definitions » Cyclically Adjusted PB Ratio

Kumbhat Financial Services (BOM:526869) Cyclically Adjusted PB Ratio : 2.20 (As of May. 31, 2025)


View and export this data going back to 1995. Start your Free Trial

What is Kumbhat Financial Services Cyclically Adjusted PB Ratio?

As of today (2025-05-31), Kumbhat Financial Services's current share price is ₹27.00. Kumbhat Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was ₹12.30. Kumbhat Financial Services's Cyclically Adjusted PB Ratio for today is 2.20.

The historical rank and industry rank for Kumbhat Financial Services's Cyclically Adjusted PB Ratio or its related term are showing as below:

BOM:526869' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.58   Med: 1.15   Max: 2.17
Current: 2.17

During the past years, Kumbhat Financial Services's highest Cyclically Adjusted PB Ratio was 2.17. The lowest was 0.58. And the median was 1.15.

BOM:526869's Cyclically Adjusted PB Ratio is ranked worse than
76.36% of 313 companies
in the Credit Services industry
Industry Median: 1.01 vs BOM:526869: 2.17

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kumbhat Financial Services's adjusted book value per share data for the three months ended in Dec. 2024 was ₹4.955. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹12.30 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Kumbhat Financial Services Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Kumbhat Financial Services's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kumbhat Financial Services Cyclically Adjusted PB Ratio Chart

Kumbhat Financial Services Annual Data
Trend Mar14 Mar15 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.15 1.16

Kumbhat Financial Services Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 1.16 1.26 1.59 1.41

Competitive Comparison of Kumbhat Financial Services's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, Kumbhat Financial Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kumbhat Financial Services's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Kumbhat Financial Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kumbhat Financial Services's Cyclically Adjusted PB Ratio falls into.


;
;

Kumbhat Financial Services Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Kumbhat Financial Services's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=27.00/12.30
=2.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kumbhat Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Kumbhat Financial Services's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=4.955/158.3229*158.3229
=4.955

Current CPI (Dec. 2024) = 158.3229.

Kumbhat Financial Services Quarterly Data

Book Value per Share CPI Adj_Book
201306 0.000 88.365 0.000
201309 0.000 91.042 0.000
201312 0.000 91.425 0.000
201403 13.107 91.425 22.698
201406 0.000 94.103 0.000
201409 0.000 96.780 0.000
201609 0.000 105.961 0.000
201612 0.000 105.196 0.000
201703 16.781 105.196 25.256
201706 0.000 107.109 0.000
201709 13.065 109.021 18.973
201712 0.000 109.404 0.000
201803 11.639 109.786 16.785
201806 0.000 111.317 0.000
201809 11.541 115.142 15.869
201812 0.000 115.142 0.000
201903 10.347 118.202 13.859
201906 0.000 120.880 0.000
201909 10.870 123.175 13.972
201912 0.000 126.235 0.000
202003 10.805 124.705 13.718
202006 0.000 127.000 0.000
202009 11.016 130.118 13.404
202012 0.000 130.889 0.000
202103 8.957 131.771 10.762
202106 0.000 134.084 0.000
202109 8.965 135.847 10.448
202112 0.000 138.161 0.000
202203 9.117 138.822 10.398
202206 0.000 142.347 0.000
202209 9.155 144.661 10.020
202212 0.000 145.763 0.000
202303 9.319 146.865 10.046
202306 9.365 150.280 9.866
202309 9.579 151.492 10.011
202312 9.728 152.924 10.071
202403 5.546 153.035 5.738
202406 5.588 155.789 5.679
202409 5.749 157.882 5.765
202412 4.955 158.323 4.955

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Kumbhat Financial Services  (BOM:526869) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Kumbhat Financial Services Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Kumbhat Financial Services's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Kumbhat Financial Services Business Description

Traded in Other Exchanges
N/A
Address
29, Rattan Bazaar, 5th Floor, Kumbhat Complex, George Town, Chennai, TN, IND, 600 003
Kumbhat Financial Services Ltd is an India-based non-banking finance company. The company provides leasing and finance services. The company's business activity falls within a single primary business segment which is the Financing business.

Kumbhat Financial Services Headlines

No Headlines