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Richfield Financial ServicesBOM:539435 36 Current Ratio is 250.27 as of Mar. 2026, which is at its 10-year median of 250.27. GuruFocus rates BOM:539435 with a GF Score™ of 36/100. The stock has 7 warning signs investors should review. Among 399 Credit Services companies, Richfield Financial Services ranks better than 87.22% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Richfield Financial Services's current ratio for the quarter that ended in Mar. 2026 was 250.27.
Richfield Financial Services has a current ratio of 250.27. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Richfield Financial Services's Current Ratio or its related term are showing as below:
BOM:539435'
s Current Ratio Range Over the Past 10 Years
Min: 12.85 Med: 250.27 Max: 13386.17
Current: 250.27
During the past 12 years, Richfield Financial Services's highest Current Ratio was 13386.17. The lowest was 12.85. And the median was 250.27.
BOM:539435's Current Ratio is ranked better than 87.22% of 399
companies
in the Credit Services industry
Industry Median: 4.1
vs BOM:539435: 250.27
Richfield Financial Services (BOM:539435) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Richfield Financial Services Current Ratio Related Terms
Richfield Financial Services Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539435 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Richfield Financial Services's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Richfield Financial Services Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Richfield Financial Services's Current Ratio distribution charts can be found below:
* The bar in red indicates where Richfield Financial Services's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richfield Financial Services (BOM:539435) has a Current Ratio of 250.27 as of Mar. 2026. This is near median its historical median of 250.27. Over the past decade, Richfield Financial Services' Current Ratio has ranged from 12.85 to 13,386.17. According to the industry distribution chart, Richfield Financial Services ranks #51 out of 399 companies in the Credit Services industry, placing it in the top 12.8%.
Is Richfield Financial Services' Current Ratio too high?
Richfield Financial Services' current Current Ratio of 250.27 is near median its 10-year median of 250.27. Over the past 10 years, this metric has ranged from a low of 12.85 to a high of 13,386.17. The Credit Services industry median Current Ratio is 4.10. Richfield Financial Services' value of 250.27 is 6004.1% above this industry median. Based on the distribution chart, Richfield Financial Services ranks #51 out of 399 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Richfield Financial Services has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Richfield Financial Services' Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Richfield Financial Services ranks #51 out of 399 companies for Current Ratio. This places Richfield Financial Services in the top 13% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.10. Richfield Financial Services' value of 250.27 is 6004.1% above this benchmark. Historically, Richfield Financial Services' own Current Ratio has ranged from 12.85 to 13,386.17 over the past decade. While the company's 10-year median is 250.27 vs. the industry median of 4.10, Richfield Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.10, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Richfield Financial Services's current Current Ratio of 250.27 is 6004.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Richfield Financial Services's current Current Ratio is 250.27, which is near median its own 10-year median of 250.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richfield Financial Services stock overvalued right now?
Richfield Financial Services (BOM:539435) has a current Current Ratio of 250.27. The current Current Ratio is 250.27, which is near median its 10-year median of 250.27 and 6004.1% above the Credit Services industry median of 4.10. Richfield Financial Services' overall GF Score™ is 36/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Richfield Financial Services (BOM:539435), the current Current Ratio is 250.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Richfield Financial Services Ltd is engaged in carrying on the business of providing financial services. The Company is also engaged in the trading of shares and securities, and short-term financing.
36GF Score
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