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Richfield Financial ServicesBOM:539435 36 Median PS Value is ₹131.58 as of Aug. 01, 2026, which is 100% below its 10-year median of 0.21. GuruFocus rates BOM:539435 with a GF Score™ of 36/100. The stock has 7 warning signs investors should review. Among 288 Credit Services companies, Richfield Financial Services ranks better than 95.83% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Richfield Financial Services's Median PS Value or its related term are showing as below:
BOM:539435'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.17 Med: 0.21 Max: 0.21
Current: 0.19
During the past 12 years, the highest Price to Median PS Value of Richfield Financial Services was 0.21. The lowest was 0.17. And the median was 0.21.
BOM:539435's Price-to-Median-PS-Value is ranked better than 95.83% of 288
companies
in the Credit Services industry
Industry Median: 0.95
vs BOM:539435: 0.19
Richfield Financial Services (BOM:539435) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Richfield Financial Services's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
25.00
/
131.58
=
0.19
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richfield Financial Services Median PS Value Related Terms
Richfield Financial Services Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richfield Financial Services Median PS Value Chart
BOM:539435 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, Richfield Financial Services's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Richfield Financial Services Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Richfield Financial Services's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Richfield Financial Services's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 9.0025.
Richfield Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹14.616.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richfield Financial Services (BOM:539435) has a Median PS Value of ₹131.58 as of Aug. 01, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Richfield Financial Services and its competitors. This is 62557% above median its historical median of 0.21. Over the past decade, Richfield Financial Services' Median PS Value has ranged from 0.17 to 0.21. According to the industry distribution chart, Richfield Financial Services ranks #12 out of 288 companies in the Credit Services industry, placing it in the top 4.2%.
Is Richfield Financial Services' Median PS Value too high?
Richfield Financial Services' current Median PS Value of ₹131.58 is 62557% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.21. Based on the distribution chart, Richfield Financial Services ranks #12 out of 288 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Richfield Financial Services has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Richfield Financial Services' Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Richfield Financial Services ranks #12 out of 288 companies for Median PS Value. This places Richfield Financial Services in the top 4% of its industry — outperforming the majority of peers. The industry median Median PS Value is 0.95. Historically, Richfield Financial Services' own Median PS Value has ranged from 0.17 to 0.21 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.95, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Richfield Financial Services and its competitors. For the Credit Services industry, the median Median PS Value is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Richfield Financial Services's current Median PS Value is ₹131.58, which is 62557% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richfield Financial Services stock overvalued right now?
Richfield Financial Services (BOM:539435) has a current Median PS Value of ₹131.58. The current Median PS Value is ₹131.58, which is 62557% above median its 10-year median of 0.21. Richfield Financial Services' overall GF Score™ is 36/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Richfield Financial Services (BOM:539435), the current Median PS Value is ₹131.58 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Richfield Financial Services Ltd is engaged in carrying on the business of providing financial services. The Company is also engaged in the trading of shares and securities, and short-term financing.
36GF Score
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