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Leading Leasing Finance and Investment Co has a current ratio of 18.06. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
BOM:540360's Current Ratio is ranked better than 63.13% of 396
companies
in the Credit Services industry
Industry Median: 4.795
vs BOM:540360: 18.06
Leading Leasing Finance and Investment Co (BOM:540360) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Leading Leasing Finance and Investment Co Current Ratio Related Terms
Leading Leasing Finance and Investment Co Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Leading Leasing Finance and Investment Co Current Ratio Chart
Leading Leasing Finance and Investment Co Annual Data
BOM:540360 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Leading Leasing Finance and Investment Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Leading Leasing Finance and Investment Co Current Ratio vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Leading Leasing Finance and Investment Co (BOM:540360) has a Current Ratio of 18.06 as of Mar. 2026. This is 26% below median its historical median of 24.40. Over the past decade, Leading Leasing Finance and Investment Co's Current Ratio has ranged from 1.01 to 97.39. According to the industry distribution chart, Leading Leasing Finance and Investment Co ranks #146 out of 396 companies in the Credit Services industry, placing it in the top 36.9%.
Is Leading Leasing Finance and Investment Co's Current Ratio too high?
Leading Leasing Finance and Investment Co's current Current Ratio of 18.06 is 26% below median its 10-year median of 24.40. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 97.39. The Credit Services industry median Current Ratio is 4.80. Leading Leasing Finance and Investment Co's value of 18.06 is 276.6% above this industry median. Based on the distribution chart, Leading Leasing Finance and Investment Co ranks #146 out of 396 companies in the Credit Services industry, which is above the industry midpoint. Overall, Leading Leasing Finance and Investment Co has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Leading Leasing Finance and Investment Co's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Leading Leasing Finance and Investment Co ranks #146 out of 396 companies for Current Ratio. This puts Leading Leasing Finance and Investment Co in the upper half of its industry. The industry median Current Ratio is 4.80. Leading Leasing Finance and Investment Co's value of 18.06 is 276.6% above this benchmark. Historically, Leading Leasing Finance and Investment Co's own Current Ratio has ranged from 1.01 to 97.39 over the past decade. While the company's 10-year median is 24.40 vs. the industry median of 4.80, Leading Leasing Finance and Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.80, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Leading Leasing Finance and Investment Co's current Current Ratio of 18.06 is 276.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Leading Leasing Finance and Investment Co's current Current Ratio is 18.06, which is 26% below median its own 10-year median of 24.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Leading Leasing Finance and Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Leading Leasing Finance and Investment Co (BOM:540360) is currently considered Possible Value Trap. The stock's GF Value™ is ₹15.68, compared to a current price of ₹1.23 — trading 92.2% below its estimated fair value. The current Current Ratio is 18.06, which is 26% below median its 10-year median of 24.40 and 276.6% above the Credit Services industry median of 4.80. Leading Leasing Finance and Investment Co's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Leading Leasing Finance and Investment Co (BOM:540360), the current Current Ratio is 18.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Leading Leasing Finance and Investment Co (BOM:540360) Overvalued in 2026?
Based on GuruFocus' analysis, Leading Leasing Finance and Investment Co stock appears to be undervalued.
The current stock price of ₹1.23 is trading 92.2% below its estimated GF Value™ of ₹15.68.
GuruFocus considers Leading Leasing Finance and Investment Co to be Possible Value Trap.
Key valuation signals for BOM:540360:
Current Ratio: 18.06 (26% below median its 10-year median of 24.40)
GF Value™: ₹15.68 vs. price of ₹1.23 (92.2% below fair value)
Industry Position: 276.6% above the Credit Services median (#146 of 396)
No single metric tells the full story. See the BOM:540360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Leading Leasing Finance and Investment Co Business Description
Leading Leasing Finance and Investment Co Ltd is an Indian company engaged in the business of lending. The group has diversified lending portfolio across retail, SME and commercial customers with a presence in urban and rural India. It also accepts public and corporate deposits and offers a variety of financial services products to its customers. The Company operates only in one Business Segment Financial Activities.
62GF Score
Get the complete analysis for BOM:540360
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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