Leading Leasing Finance and Investment Co (BOM:540360) ROE %: -3.82% (As of Mar. 2026)

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BOM:540360 Leading Leasing Finance and Investment Co Ltd BOM:540360
62 GF Score
Price ₹1.23
GF Value ₹15.68
Valuation Possible Value Trap
! 6 Warning Signs
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What is Leading Leasing Finance and Investment Co ROE %?

Leading Leasing Finance and Investment Co BOM:540360 -0.81% 62 ROE % is -3.82% as of Mar. 2026. GuruFocus rates BOM:540360 with a GF Score™ of 62/100 and a GF Value™ of ₹15.68 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 529 Credit Services companies, Leading Leasing Finance and Investment Co ranks worse than 55.01% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Leading Leasing Finance and Investment Co's annualized net income for the quarter that ended in Mar. 2026 was ₹-283 Mil. Leading Leasing Finance and Investment Co's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹7,418 Mil. Therefore, Leading Leasing Finance and Investment Co's annualized ROE % for the quarter that ended in Mar. 2026 was -3.82%.

The historical rank and industry rank for Leading Leasing Finance and Investment Co's ROE % or its related term are showing as below:

BOM:540360' s ROE % Range Over the Past 10 Years
Min: 1.47   Med: 7.64   Max: 20.38
Current: 5.33

During the past 13 years, Leading Leasing Finance and Investment Co's highest ROE % was 20.38%. The lowest was 1.47%. And the median was 7.64%.

BOM:540360's ROE % is ranked worse than
55.01% of 529 companies
in the Credit Services industry
Industry Median: 6.61 vs BOM:540360: 5.33

Leading Leasing Finance and Investment Co  (BOM:540360) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-283.336/7417.919
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-283.336 / 2217.876)*(2217.876 / 12024.651)*(12024.651 / 7417.919)
=Net Margin %*Asset Turnover*Equity Multiplier
=-12.78 %*0.1844*1.621
=ROA %*Equity Multiplier
=-2.36 %*1.621
=-3.82 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-283.336/7417.919
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-283.336 / -397.892) * (-397.892 / 116.432) * (116.432 / 2217.876) * (2217.876 / 12024.651) * (12024.651 / 7417.919)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7121 * -3.4174 * 5.25 % * 0.1844 * 1.621
=-3.82 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Leading Leasing Finance and Investment Co ROE % Related Terms


Leading Leasing Finance and Investment Co ROE % Historical Data

* Premium members only.

The historical data trend for Leading Leasing Finance and Investment Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Leading Leasing Finance and Investment Co ROE % Chart

Leading Leasing Finance and Investment Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.11 20.38 16.33 5.56 4.32

Leading Leasing Finance and Investment Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.52 18.68 3.65 39.36 -3.82

BOM:540360 vs V, MA, AXP: ROE % Comparison

For the Credit Services subindustry, Leading Leasing Finance and Investment Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Leading Leasing Finance and Investment Co ROE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Leading Leasing Finance and Investment Co's ROE % distribution charts can be found below:

* The bar in red indicates where Leading Leasing Finance and Investment Co's ROE % falls into.


BOM:540360
62GF Score
Leading Leasing Finance and Investment Co Ltd BOM:540360
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Leading Leasing Finance and Investment Co ROE % Calculation

Leading Leasing Finance and Investment Co's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=186.422/( (1213.949+7417.919)/ 2 )
=186.422/4315.934
=4.32 %

Leading Leasing Finance and Investment Co's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=-283.336/( (0+7417.919)/ 1 )
=-283.336/7417.919
=-3.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -3.82% mean?
Leading Leasing Finance and Investment Co (BOM:540360) has a ROE % of -3.82% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Leading Leasing Finance and Investment Co and its competitors. Over the past decade, Leading Leasing Finance and Investment Co's ROE % has ranged from 1.47 to 20.38. According to the industry distribution chart, Leading Leasing Finance and Investment Co ranks #291 out of 529 companies in the Credit Services industry, placing it in the top 55%.
Is Leading Leasing Finance and Investment Co's ROE % too high?
Leading Leasing Finance and Investment Co's current ROE % is -3.82%. Over the past 10 years, this metric has ranged from a low of 1.47 to a high of 20.38. Based on the distribution chart, Leading Leasing Finance and Investment Co ranks #291 out of 529 companies in the Credit Services industry, which is below the industry midpoint. Overall, Leading Leasing Finance and Investment Co has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Leading Leasing Finance and Investment Co's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Leading Leasing Finance and Investment Co ranks #291 out of 529 companies for ROE %. This places Leading Leasing Finance and Investment Co in the lower half of its industry. The industry median ROE % is 6.61. Historically, Leading Leasing Finance and Investment Co's own ROE % has ranged from 1.47 to 20.38 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Leading Leasing Finance and Investment Co and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Leading Leasing Finance and Investment Co's current ROE % is -3.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Leading Leasing Finance and Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Leading Leasing Finance and Investment Co (BOM:540360) is currently considered Possible Value Trap. The stock's GF Value™ is ₹15.68, compared to a current price of ₹1.23 — trading 92.2% below its estimated fair value. The current ROE % is -3.82%. Leading Leasing Finance and Investment Co's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Leading Leasing Finance and Investment Co (BOM:540360), the current ROE % is -3.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Leading Leasing Finance and Investment Co (BOM:540360) Overvalued in 2026?

Based on GuruFocus' analysis, Leading Leasing Finance and Investment Co stock appears to be undervalued. The current stock price of ₹1.23 is trading 92.2% below its estimated GF Value™ of ₹15.68. GuruFocus considers Leading Leasing Finance and Investment Co to be Possible Value Trap.

Key valuation signals for BOM:540360:

  • ROE %: -3.82%
  • GF Value™: ₹15.68 vs. price of ₹1.23 (92.2% below fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the BOM:540360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Leading Leasing Finance and Investment Co Business Description

Address Dattaji Salvi Marg, Office Veera Desai Road, 1716/1717, 17th Floor, Wing A, Chandak Unicorn, Andheri West, Mumbai, MH, IND, 400053
Leading Leasing Finance and Investment Co Ltd is an Indian company engaged in the business of lending. The group has diversified lending portfolio across retail, SME and commercial customers with a presence in urban and rural India. It also accepts public and corporate deposits and offers a variety of financial services products to its customers. The Company operates only in one Business Segment Financial Activities.
62GF Score

Get the complete analysis for BOM:540360

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.23
Price
₹15.68
GF Value