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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Leading Leasing Finance and Investment Co's 3-Year RORE % for the quarter that ended in Mar. 2026 was -30.91%.
Leading Leasing Finance and Investment Co (BOM:540360) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Leading Leasing Finance and Investment Co 3-Year RORE % Related Terms
Leading Leasing Finance and Investment Co 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Leading Leasing Finance and Investment Co 3-Year RORE % Chart
Leading Leasing Finance and Investment Co Annual Data
BOM:540360 vs V, MA, AXP: 3-Year RORE % Comparison
For the Credit Services subindustry, Leading Leasing Finance and Investment Co's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Leading Leasing Finance and Investment Co 3-Year RORE % vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Leading Leasing Finance and Investment Co (BOM:540360) has a 3-Year RORE % of -30.91 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Leading Leasing Finance and Investment Co and its competitors. According to the industry distribution chart, Leading Leasing Finance and Investment Co ranks #414 out of 518 companies in the Credit Services industry, placing it in the top 79.9%.
Is Leading Leasing Finance and Investment Co's 3-Year RORE % too high?
Leading Leasing Finance and Investment Co's current 3-Year RORE % is -30.91. Based on the distribution chart, Leading Leasing Finance and Investment Co ranks #414 out of 518 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Leading Leasing Finance and Investment Co has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Leading Leasing Finance and Investment Co's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Leading Leasing Finance and Investment Co ranks #414 out of 518 companies for 3-Year RORE %. This places Leading Leasing Finance and Investment Co in the lower half of its industry. The industry median 3-Year RORE % is 8.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.06, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Leading Leasing Finance and Investment Co and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Leading Leasing Finance and Investment Co's current 3-Year RORE % is -30.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Leading Leasing Finance and Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Leading Leasing Finance and Investment Co (BOM:540360) is currently considered Possible Value Trap. The stock's GF Value™ is ₹15.54, compared to a current price of ₹1.03 — trading 93.4% below its estimated fair value. The current 3-Year RORE % is -30.91. Leading Leasing Finance and Investment Co's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Leading Leasing Finance and Investment Co (BOM:540360), the current 3-Year RORE % is -30.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Leading Leasing Finance and Investment Co (BOM:540360) Overvalued in 2026?
Based on GuruFocus' analysis, Leading Leasing Finance and Investment Co stock appears to be undervalued.
The current stock price of ₹1.03 is trading 93.4% below its estimated GF Value™ of ₹15.54.
GuruFocus considers Leading Leasing Finance and Investment Co to be Possible Value Trap.
Key valuation signals for BOM:540360:
3-Year RORE %: -30.91
GF Value™: ₹15.54 vs. price of ₹1.03 (93.4% below fair value)
No single metric tells the full story. See the BOM:540360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Leading Leasing Finance and Investment Co Ltd is an Indian company engaged in the business of lending. The group has diversified lending portfolio across retail, SME and commercial customers with a presence in urban and rural India. It also accepts public and corporate deposits and offers a variety of financial services products to its customers. The Company operates only in one Business Segment Financial Activities.
62GF Score
Get the complete analysis for BOM:540360
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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