Chapters Group AGHAM:CHG +7.53%58 Current Ratio is 15.87 as of Dec. 2025, which is 8% above its 10-year median of 14.75. GuruFocus rates HAM:CHG with a GF Score™ of 58/100 and a GF Value™ of €48.04 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,864 Software companies, Chapters Group AG ranks better than 97.7% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Chapters Group AG's current ratio for the quarter that ended in Dec. 2025 was 15.87.
Chapters Group AG has a current ratio of 15.87. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Chapters Group AG's Current Ratio or its related term are showing as below:
HAM:CHG'
s Current Ratio Range Over the Past 10 Years
Min: 8.72 Med: 14.75 Max: 191.96
Current: 15.87
During the past 13 years, Chapters Group AG's highest Current Ratio was 191.96. The lowest was 8.72. And the median was 14.75.
HAM:CHG's Current Ratio is ranked better than 97.7% of 2864
companies
in the Software industry
Industry Median: 1.81
vs HAM:CHG: 15.87
Chapters Group AG (HAM:CHG) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Chapters Group AG Current Ratio Related Terms
Chapters Group AG Current Ratio Historical Data
* Premium members only.
The historical data trend for Chapters Group AG's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:CHG vs IBM, ACN, FISV: Current Ratio Comparison
For the Information Technology Services subindustry, Chapters Group AG's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chapters Group AG Current Ratio vs Software Industry
For the Software industry and Technology sector, Chapters Group AG's Current Ratio distribution charts can be found below:
* The bar in red indicates where Chapters Group AG's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chapters Group AG (HAM:CHG) has a Current Ratio of 15.87 as of Dec. 2025. This is near median its historical median of 14.75. Over the past decade, Chapters Group AG's Current Ratio has ranged from 8.72 to 191.96. According to the industry distribution chart, Chapters Group AG ranks #66 out of 2864 companies in the Software industry, placing it in the top 2.3%.
Is Chapters Group AG's Current Ratio too high?
Chapters Group AG's current Current Ratio of 15.87 is near median its 10-year median of 14.75. Over the past 10 years, this metric has ranged from a low of 8.72 to a high of 191.96. The Software industry median Current Ratio is 1.81. Chapters Group AG's value of 15.87 is 776.8% above this industry median. Based on the distribution chart, Chapters Group AG ranks #66 out of 2864 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Chapters Group AG has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Chapters Group AG's Current Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Chapters Group AG ranks #66 out of 2864 companies for Current Ratio. This places Chapters Group AG in the top 2% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.81. Chapters Group AG's value of 15.87 is 776.8% above this benchmark. Historically, Chapters Group AG's own Current Ratio has ranged from 8.72 to 191.96 over the past decade. While the company's 10-year median is 14.75 vs. the industry median of 1.81, Chapters Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,864 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chapters Group AG's current Current Ratio of 15.87 is 776.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chapters Group AG's current Current Ratio is 15.87, which is near median its own 10-year median of 14.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chapters Group AG stock overvalued right now?
Based on GuruFocus' analysis, Chapters Group AG (HAM:CHG) is currently considered Possible Value Trap. The stock's GF Value™ is €48.04, compared to a current price of €33.55 — trading 30.2% below its estimated fair value. The current Current Ratio is 15.87, which is near median its 10-year median of 14.75 and 776.8% above the Software industry median of 1.81. Chapters Group AG's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Chapters Group AG (HAM:CHG), the current Current Ratio is 15.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chapters Group AG (HAM:CHG) Overvalued in 2026?
Based on GuruFocus' analysis, Chapters Group AG stock appears to be undervalued.
The current stock price of €33.55 is trading 30.2% below its estimated GF Value™ of €48.04.
GuruFocus considers Chapters Group AG to be Possible Value Trap.
Key valuation signals for HAM:CHG:
Current Ratio: 15.87 (near median its 10-year median of 14.75)
GF Value™: €48.04 vs. price of €33.55 (30.2% below fair value)
Industry Position: 776.8% above the Software median (#66 of 2864)
No single metric tells the full story. See the HAM:CHG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chapters Group AG is a holding company that invests in attractive small- and mid-sized enterprises and pursues a long-term entrepreneurial investment approach. The Group is focused on providing mission-critical digital solutions through a portfolio of operating companies and operates through three segments: Public Sector, Enterprise, and Financial Technologies. The Public Sector segment, which generates the maximum revenue, provides software solutions for municipalities, public administration, social services, education, transportation, utilities, cybersecurity, homeland security, telecommunications, and non-profit institutions.
58GF Score
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