Chapters Group AG (HAM:CHG) Net Margin %: -10.75% (As of Dec. 2025)


HAM:CHG Chapters Group AG HAM:CHG
58 GF Score
Price €33.55
GF Value €48.04
Valuation Possible Value Trap
! 4 Warning Signs
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What is Chapters Group AG Net Margin %?

Chapters Group AG HAM:CHG +7.53% 58 Net Margin % is -10.75% as of Dec. 2025. GuruFocus rates HAM:CHG with a GF Score™ of 58/100 and a GF Value™ of €48.04 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,825 Software companies, Chapters Group AG ranks worse than 75.72% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Chapters Group AG's Net Income for the six months ended in Dec. 2025 was €-11.8 Mil. Chapters Group AG's Revenue for the six months ended in Dec. 2025 was €109.8 Mil. Therefore, Chapters Group AG's net margin for the quarter that ended in Dec. 2025 was -10.75%.

The historical rank and industry rank for Chapters Group AG's Net Margin % or its related term are showing as below:

HAM:CHG' s Net Margin % Range Over the Past 10 Years
Min: -5161.86   Med: -9.14   Max: 285.05
Current: -16.4


HAM:CHG's Net Margin % is ranked worse than
75.72% of 2825 companies
in the Software industry
Industry Median: 2.54 vs HAM:CHG: -16.40

Chapters Group AG  (HAM:CHG) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Chapters Group AG Net Margin % Related Terms


Chapters Group AG Net Margin % Historical Data

* Premium members only.

The historical data trend for Chapters Group AG's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chapters Group AG Net Margin % Chart

Chapters Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.91 -13.99 -5.77 -10.36 -16.40

Chapters Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 -11.81 -9.17 -25.14 -10.75

HAM:CHG vs IBM, ACN, FISV: Net Margin % Comparison

For the Information Technology Services subindustry, Chapters Group AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chapters Group AG Net Margin % vs Software Industry

For the Software industry and Technology sector, Chapters Group AG's Net Margin % distribution charts can be found below:

* The bar in red indicates where Chapters Group AG's Net Margin % falls into.


HAM:CHG
58GF Score
Chapters Group AG HAM:CHG
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chapters Group AG Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Chapters Group AG's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-29.645/180.8
=-16.40 %

Chapters Group AG's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-11.802/109.837
=-10.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -10.75% mean?
Chapters Group AG (HAM:CHG) has a Net Margin % of -10.75% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Chapters Group AG and its competitors. According to the industry distribution chart, Chapters Group AG ranks #2139 out of 2825 companies in the Software industry, placing it in the top 75.7%.
Is Chapters Group AG's Net Margin % too high?
Chapters Group AG's current Net Margin % is -10.75%. Based on the distribution chart, Chapters Group AG ranks #2139 out of 2825 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Chapters Group AG has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Chapters Group AG's Net Margin % compare to IBM and ACN?
According to the Software industry distribution chart, Chapters Group AG ranks #2139 out of 2825 companies for Net Margin %. This places Chapters Group AG in the lower half of its industry. The industry median Net Margin % is 2.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,825 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Chapters Group AG and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chapters Group AG's current Net Margin % is -10.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chapters Group AG stock overvalued right now?
Based on GuruFocus' analysis, Chapters Group AG (HAM:CHG) is currently considered Possible Value Trap. The stock's GF Value™ is €48.04, compared to a current price of €33.55 — trading 30.2% below its estimated fair value. The current Net Margin % is -10.75%. Chapters Group AG's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Chapters Group AG (HAM:CHG), the current Net Margin % is -10.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chapters Group AG (HAM:CHG) Overvalued in 2026?

Based on GuruFocus' analysis, Chapters Group AG stock appears to be undervalued. The current stock price of €33.55 is trading 30.2% below its estimated GF Value™ of €48.04. GuruFocus considers Chapters Group AG to be Possible Value Trap.

Key valuation signals for HAM:CHG:

  • Net Margin %: -10.75%
  • GF Value™: €48.04 vs. price of €33.55 (30.2% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the HAM:CHG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chapters Group AG Business Description

Other Exchanges MDCKF:USACHG:Germany
Address Falkenried 29, Hamburg, DEU, 20251
Chapters Group AG is a holding company that invests in attractive small- and mid-sized enterprises and pursues a long-term entrepreneurial investment approach. The Group is focused on providing mission-critical digital solutions through a portfolio of operating companies and operates through three segments: Public Sector, Enterprise, and Financial Technologies. The Public Sector segment, which generates the maximum revenue, provides software solutions for municipalities, public administration, social services, education, transportation, utilities, cybersecurity, homeland security, telecommunications, and non-profit institutions.
58GF Score

Get the complete analysis for HAM:CHG

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.55
Price
€48.04
GF Value