Euronet WorldwideHAM:EEF +6.65%52 Current Ratio is 1.28 as of Mar. 2026, which is 15% below its 10-year median of 1.51. GuruFocus rates HAM:EEF with a GF Score™ of 52/100 and a GF Value™ of €105.45 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,864 Software companies, Euronet Worldwide ranks worse than 68.37% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Euronet Worldwide's current ratio for the quarter that ended in Mar. 2026 was 1.28.
Euronet Worldwide has a current ratio of 1.28. It generally indicates good short-term financial strength.
The historical rank and industry rank for Euronet Worldwide's Current Ratio or its related term are showing as below:
HAM:EEF'
s Current Ratio Range Over the Past 10 Years
Min: 1.11 Med: 1.51 Max: 1.88
Current: 1.28
During the past 13 years, Euronet Worldwide's highest Current Ratio was 1.88. The lowest was 1.11. And the median was 1.51.
HAM:EEF's Current Ratio is ranked worse than 68.37% of 2864
companies
in the Software industry
Industry Median: 1.81
vs HAM:EEF: 1.28
Euronet Worldwide (HAM:EEF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Euronet Worldwide Current Ratio Related Terms
Euronet Worldwide Current Ratio Historical Data
* Premium members only.
The historical data trend for Euronet Worldwide's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:EEF vs STNE, NN, PAGS: Current Ratio Comparison
For the Software - Infrastructure subindustry, Euronet Worldwide's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euronet Worldwide Current Ratio vs Software Industry
For the Software industry and Technology sector, Euronet Worldwide's Current Ratio distribution charts can be found below:
* The bar in red indicates where Euronet Worldwide's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Euronet Worldwide (HAM:EEF) has a Current Ratio of 1.28 as of Mar. 2026. This is 15% below median its historical median of 1.51. Over the past decade, Euronet Worldwide's Current Ratio has ranged from 1.11 to 1.88. According to the industry distribution chart, Euronet Worldwide ranks #1958 out of 2864 companies in the Software industry, placing it in the top 68.4%.
Is Euronet Worldwide's Current Ratio too high?
Euronet Worldwide's current Current Ratio of 1.28 is 15% below median its 10-year median of 1.51. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 1.88. The Software industry median Current Ratio is 1.81. Euronet Worldwide's value of 1.28 is 29.3% below this industry median. Based on the distribution chart, Euronet Worldwide ranks #1958 out of 2864 companies in the Software industry, which is below the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Current Ratio compare to STNE and NN?
According to the Software industry distribution chart, Euronet Worldwide ranks #1958 out of 2864 companies for Current Ratio. This places Euronet Worldwide in the lower half of its industry. The industry median Current Ratio is 1.81. Euronet Worldwide's value of 1.28 is 29.3% below this benchmark. Historically, Euronet Worldwide's own Current Ratio has ranged from 1.11 to 1.88 over the past decade. While the company's 10-year median is 1.51 vs. the industry median of 1.81, Euronet Worldwide has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,864 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current Current Ratio of 1.28 is 29.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current Current Ratio is 1.28, which is 15% below median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (HAM:EEF) is currently considered Significantly Undervalued. The stock's GF Value™ is €105.45, compared to a current price of €57.08 — trading 45.9% below its estimated fair value. The current Current Ratio is 1.28, which is 15% below median its 10-year median of 1.51 and 29.3% below the Software industry median of 1.81. Euronet Worldwide's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Euronet Worldwide (HAM:EEF), the current Current Ratio is 1.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euronet Worldwide (HAM:EEF) Overvalued in 2026?
Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued.
The current stock price of €57.08 is trading 45.9% below its estimated GF Value™ of €105.45.
GuruFocus considers Euronet Worldwide to be Significantly Undervalued.
Key valuation signals for HAM:EEF:
Current Ratio: 1.28 (15% below median its 10-year median of 1.51)
GF Value™: €105.45 vs. price of €57.08 (45.9% below fair value)
Industry Position: 29.3% below the Software median (#1958 of 2864)
No single metric tells the full story. See the HAM:EEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
52GF Score
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