Euronet Worldwide (HAM:EEF) Days Payable: 82.60 (As of Mar. 2026) — 124% Above Median


HAM:EEF Euronet Worldwide Inc HAM:EEF
52 GF Score
Price €57.08
GF Value €105.45
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Euronet Worldwide Days Payable?

Euronet Worldwide HAM:EEF +6.65% 52 Days Payable is 82.60 as of Mar. 2026, which is 124% above its 10-year median of 36.85. GuruFocus rates HAM:EEF with a GF Score™ of 52/100 and a GF Value™ of €105.45 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,602 Software companies, Euronet Worldwide ranks worse than 50.77% on this metric.

Euronet Worldwide's average Accounts Payable for the three months ended in Mar. 2026 was €483 Mil. Euronet Worldwide's Cost of Goods Sold for the three months ended in Mar. 2026 was €534 Mil. Hence, Euronet Worldwide's Days Payable for the three months ended in Mar. 2026 was 82.60.

The historical rank and industry rank for Euronet Worldwide's Days Payable or its related term are showing as below:

HAM:EEF' s Days Payable Range Over the Past 10 Years
Min: 18.13   Med: 36.85   Max: 141.84
Current: 52.55

During the past 13 years, Euronet Worldwide's highest Days Payable was 141.84. The lowest was 18.13. And the median was 36.85.

HAM:EEF's Days Payable is ranked worse than
50.77% of 2602 companies
in the Software industry
Industry Median: 53.955 vs HAM:EEF: 52.55

Euronet Worldwide's Days Payable increased from Mar. 2025 (39.04) to Mar. 2026 (82.60). It may suggest that Euronet Worldwide delayed paying its suppliers.


Euronet Worldwide Days Payable Historical Data

* Premium members only.

The historical data trend for Euronet Worldwide's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide Days Payable Chart

Euronet Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.75 36.52 38.60 34.78 38.03

Euronet Worldwide Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.04 38.19 33.14 32.77 82.60

HAM:EEF vs STNE, NN, PAGS: Days Payable Comparison

For the Software - Infrastructure subindustry, Euronet Worldwide's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euronet Worldwide Days Payable vs Software Industry

For the Software industry and Technology sector, Euronet Worldwide's Days Payable distribution charts can be found below:

* The bar in red indicates where Euronet Worldwide's Days Payable falls into.


HAM:EEF
52GF Score
Euronet Worldwide Inc HAM:EEF
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Euronet Worldwide Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Euronet Worldwide's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (213.729 + 229.47) / 2 ) / 2126.973*365
=221.5995 / 2126.973*365
=38.03

Euronet Worldwide's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (229.47 + 737.326) / 2 ) / 534.051*365 / 4
=483.398 / 534.051*365 / 4
=82.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 82.60 mean?
Euronet Worldwide (HAM:EEF) has a Days Payable of 82.60 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Euronet Worldwide and its competitors. This is 124% above median its historical median of 36.85. Over the past decade, Euronet Worldwide's Days Payable has ranged from 18.13 to 141.84. According to the industry distribution chart, Euronet Worldwide ranks #1321 out of 2602 companies in the Software industry, placing it in the top 50.8%.
Is Euronet Worldwide's Days Payable too high?
Euronet Worldwide's current Days Payable of 82.60 is 124% above median its 10-year median of 36.85. Over the past 10 years, this metric has ranged from a low of 18.13 to a high of 141.84. The Software industry median Days Payable is 53.96. Euronet Worldwide's value of 82.60 is 53.1% above this industry median. Based on the distribution chart, Euronet Worldwide ranks #1321 out of 2602 companies in the Software industry, which is below the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Days Payable compare to STNE and NN?
According to the Software industry distribution chart, Euronet Worldwide ranks #1321 out of 2602 companies for Days Payable. This places Euronet Worldwide in the lower half of its industry. The industry median Days Payable is 53.96. Euronet Worldwide's value of 82.60 is 53.1% above this benchmark. Historically, Euronet Worldwide's own Days Payable has ranged from 18.13 to 141.84 over the past decade. While the company's 10-year median is 36.85 vs. the industry median of 53.96, Euronet Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current Days Payable of 82.60 is 53.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current Days Payable is 82.60, which is 124% above median its own 10-year median of 36.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (HAM:EEF) is currently considered Significantly Undervalued. The stock's GF Value™ is €105.45, compared to a current price of €57.08 — trading 45.9% below its estimated fair value. The current Days Payable is 82.60, which is 124% above median its 10-year median of 36.85 and 53.1% above the Software industry median of 53.96. Euronet Worldwide's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Euronet Worldwide (HAM:EEF), the current Days Payable is 82.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euronet Worldwide (HAM:EEF) Overvalued in 2026?

Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued. The current stock price of €57.08 is trading 45.9% below its estimated GF Value™ of €105.45. GuruFocus considers Euronet Worldwide to be Significantly Undervalued.

Key valuation signals for HAM:EEF:

  • Days Payable: 82.60 (124% above median its 10-year median of 36.85)
  • GF Value™: €105.45 vs. price of €57.08 (45.9% below fair value)
  • GF Score™: 52/100 with 2 warning signs
  • Industry Position: 53.1% above the Software median (#1321 of 2602)

No single metric tells the full story. See the HAM:EEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euronet Worldwide Business Description

Address 11400 Tomahawk Creek Parkway, Suite 300, Leawood, KS, USA, 66211
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
52GF Score

Get the complete analysis for HAM:EEF

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€57.08
Price
€105.45
GF Value