Euronet Worldwide (HAM:EEF) Cyclically Adjusted Book per Share: €26.02 (As of Mar. 2026)


HAM:EEF Euronet Worldwide Inc HAM:EEF
52 GF Score
Price €57.08
GF Value €105.45
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Euronet Worldwide Cyclically Adjusted Book per Share?

Euronet Worldwide HAM:EEF +6.65% 52 Cyclically Adjusted Book per Share is €26.02 as of Mar. 2026. GuruFocus rates HAM:EEF with a GF Score™ of 52/100 and a GF Value™ of €105.45 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Euronet Worldwide's adjusted book value per share for the three months ended in Mar. 2026 was €27.873. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €26.02 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Euronet Worldwide's average Cyclically Adjusted Book Growth Rate was 7.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.20% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Euronet Worldwide was 32.60% per year. The lowest was 7.30% per year. And the median was 11.10% per year.

As of today (2026-06-24), Euronet Worldwide's current stock price is €57.08. Euronet Worldwide's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €26.02. Euronet Worldwide's Cyclically Adjusted PB Ratio of today is 2.19.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Euronet Worldwide was 10.74. The lowest was 2.15. And the median was 5.53.


Euronet Worldwide  (HAM:EEF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Euronet Worldwide's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=57.08/26.02
=2.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Euronet Worldwide was 10.74. The lowest was 2.15. And the median was 5.53.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Euronet Worldwide Cyclically Adjusted Book per Share Related Terms


Euronet Worldwide Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Euronet Worldwide's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide Cyclically Adjusted Book per Share Chart

Euronet Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 24.35

Euronet Worldwide Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 24.35 26.02

HAM:EEF vs STNE, NN, PAGS: Cyclically Adjusted Book per Share Comparison

For the Software - Infrastructure subindustry, Euronet Worldwide's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euronet Worldwide Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Euronet Worldwide's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Euronet Worldwide's Cyclically Adjusted PB Ratio falls into.


HAM:EEF
52GF Score
Euronet Worldwide Inc HAM:EEF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Euronet Worldwide Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Euronet Worldwide's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=27.873/330.2130*330.2130
=27.873

Current CPI (Mar. 2026) = 330.2130.

Euronet Worldwide Quarterly Data

Book Value per Share CPI Adj_Book
201606 14.546 241.018 19.929
201609 15.782 241.428 21.586
201612 16.304 241.432 22.299
201703 16.986 243.801 23.006
201706 17.987 244.955 24.247
201709 19.062 246.819 25.503
201712 19.178 246.524 25.688
201803 17.763 249.554 23.504
201806 17.960 251.989 23.535
201809 19.632 252.439 25.680
201812 20.909 251.233 27.482
201903 21.937 254.202 28.497
201906 22.713 256.143 29.281
201909 24.201 256.759 31.124
201912 26.214 256.974 33.685
202003 22.353 258.115 28.597
202006 20.595 257.797 26.380
202009 21.192 260.280 26.886
202012 22.534 260.474 28.567
202103 22.361 264.877 27.877
202106 22.615 271.696 27.486
202109 23.984 274.310 28.872
202112 21.723 278.802 25.729
202203 20.542 287.504 23.594
202206 19.451 296.311 21.676
202209 20.931 296.808 23.287
202212 23.582 296.797 26.237
202303 23.949 301.836 26.201
202306 25.692 305.109 27.806
202309 23.197 307.789 24.887
202312 25.037 306.746 26.952
202403 24.947 312.332 26.375
202406 25.108 314.175 26.390
202409 27.928 315.301 29.249
202412 26.834 315.605 28.076
202503 27.854 319.799 28.761
202506 28.586 322.561 29.264
202509 27.118 324.800 27.570
202512 28.391 324.054 28.931
202603 27.873 330.213 27.873

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €26.02 mean?
Euronet Worldwide (HAM:EEF) has a Cyclically Adjusted Book per Share of €26.02 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Euronet Worldwide and its competitors.
Is Euronet Worldwide's Cyclically Adjusted Book per Share too high?
Euronet Worldwide's current Cyclically Adjusted Book per Share is €26.02. Overall, Euronet Worldwide has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Cyclically Adjusted Book per Share compare to STNE and NN?
Euronet Worldwide's Cyclically Adjusted Book per Share of €26.02 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Software company?
A good Cyclically Adjusted Book per Share depends on the Software industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Euronet Worldwide and its competitors. Euronet Worldwide's current Cyclically Adjusted Book per Share is €26.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (HAM:EEF) is currently considered Significantly Undervalued. The stock's GF Value™ is €105.45, compared to a current price of €57.08 — trading 45.9% below its estimated fair value. The current Cyclically Adjusted Book per Share is €26.02. Euronet Worldwide's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Euronet Worldwide (HAM:EEF), the current Cyclically Adjusted Book per Share is €26.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euronet Worldwide (HAM:EEF) Overvalued in 2026?

Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued. The current stock price of €57.08 is trading 45.9% below its estimated GF Value™ of €105.45. GuruFocus considers Euronet Worldwide to be Significantly Undervalued.

Key valuation signals for HAM:EEF:

  • Cyclically Adjusted Book per Share: €26.02
  • GF Value™: €105.45 vs. price of €57.08 (45.9% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the HAM:EEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euronet Worldwide Business Description

Address 11400 Tomahawk Creek Parkway, Suite 300, Leawood, KS, USA, 66211
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
52GF Score

Get the complete analysis for HAM:EEF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€57.08
Price
€105.45
GF Value