Euronet WorldwideHAM:EEF +6.65%52 WACC % is 6.27% as of Jun. 24, 2026, which is 25% below its 10-year median of 8.36. GuruFocus rates HAM:EEF with a GF Score™ of 52/100 and a GF Value™ of €105.45 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,911 Software companies, Euronet Worldwide ranks better than 70.39% on this metric.
As of today (2026-06-24), Euronet Worldwide's weighted average cost of capital is 6.27%%. Euronet Worldwide's ROIC % is 7.39% (calculated using TTM income statement data).
Euronet Worldwide generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.
*Note: The beta of this company cannot be obtained because it has a price history shorter than 3 years. It will thus be set to 1 as default to calculate WACC.
For a comprehensive WACC calculation, please access the WACC Calculator.
Euronet Worldwide (HAM:EEF) WACC % Explanation
Because it costs money to raise capital. A firm that generates higher ROIC % than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, Euronet Worldwide's weighted average cost of capital is 6.27%%. Euronet Worldwide's ROIC % is 7.39% (calculated using TTM income statement data).
Euronet Worldwide generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.
*Note: The beta of this company cannot be obtained because it has a price history shorter than 3 years. It will thus be set to 1 as default to calculate WACC.
Be Aware
1. GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding latest one-year quarterly average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together.
For companies that report quarterly, GuruFocus combines all of the most recent year's quarterly debt data from the beginning of the year to the year-end and calculates the average.
For companies that report semi-annually, GuruFocus combines all of the most recent year's semi-annual debt data from the start of the year to the year-end and calculates the average.
For companies that report annually, GuruFocus combines the beginning and ending annual debt data from the most recent year and then calculates the average.
2. The WACC formula discussed above does not include Preferred Stock. Please adjust if preferred stock is considered.
3. (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.
4. GuruFocus uses the latest TTM Interest Expense divided by the latest one-year quarterly average debt to get the simplified cost of debt.
Related Terms
Euronet Worldwide WACC % Historical Data
* Premium members only.
The historical data trend for Euronet Worldwide's WACC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Euronet Worldwide's WACC %, along with its competitors' market caps and WACC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euronet Worldwide WACC % vs Software Industry
For the Software industry and Technology sector, Euronet Worldwide's WACC % distribution charts can be found below:
* The bar in red indicates where Euronet Worldwide's WACC % falls into.
The weighted average cost of capital (WACC) is the rate that a company is expected to pay on average to all its security holders to finance its assets. The WACC is commonly referred to as the firm's cost of capital. Generally speaking, a company's assets are financed by debt and equity. WACC is the average of the costs of these sources of financing, each of which is weighted by its respective use in the given situation. By taking a weighted average, we can see how much interest the company has to pay for every dollar it finances.
WACC
=
E
/
(E + D)
*
Cost of Equity
+
D
/
(E + D)
*
Cost of Debt
*
(1 - Tax Rate)
1. Weights:
Generally speaking, a company's assets are financed by debt and equity. We need to calculate the weight of equity and the weight of debt.
The market value of equity (E) is also called "Market Cap". As of today, Euronet Worldwide's market capitalization (E) is €2146.255 Mil.
The market value of debt is typically difficult to calculate, therefore, GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding the latest one-year quarterly average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together. As of Mar. 2026, Euronet Worldwide's latest one-year quarterly average Book Value of Debt (D) is €2143.2376 Mil.
a) weight of equity = E / (E + D) = 2146.255 / (2146.255 + 2143.2376) = 0.5004
b) weight of debt = D / (E + D) = 2143.2376 / (2146.255 + 2143.2376) = 0.4996
2. Cost of Equity:
GuruFocus uses Capital Asset Pricing Model (CAPM) to calculate the required rate of return. The formula is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
a) GuruFocus uses 10-Year Treasury Constant Maturity Rate as the risk-free rate. It is updated daily. The current risk-free rate is 4.41%. Please go to Economic Indicators page for more information. Please note that we use the 10-Year Treasury Constant Maturity Rate of the country/region where the company is headquartered. If the data for that country/region is not available, then we will use the 10-Year Treasury Constant Maturity Rate of the United States as default.
b) Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. Euronet Worldwide's beta cannot be obtained because it has a price history shorter than 3 years. It will thus be set to 1 as default to calculate WACC.
c) (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.
Cost of Equity = 4.41% + 1 * 6% = 10.41%
3. Cost of Debt:
GuruFocus uses latest TTM Interest Expense divided by the latest one-year quarterly average debt to get the simplified cost of debt.
As of Mar. 2026, Euronet Worldwide's interest expense (positive number) was €68.113 Mil. Its total Book Value of Debt (D) is €2143.2376 Mil.
Cost of Debt = 68.113 / 2143.2376 = 3.178%.
4. Multiply by one minus TTM Tax Rate:
GuruFocus uses the most recent TTM Tax Expense divided by the most recent TTM Pre-Tax Income to calculate the tax rate. The calculated TTM tax rate is limited to between 0% and 100%. If the calculated tax rate is higher than 100%, it is set to 100%. If the calculated tax rate is less than 0%, it is set to 0%.
The latest calculated TTM Tax Rate = 134.809 / 402.601 = 33.48%.
Euronet Worldwide's Weighted Average Cost Of Capital (WACC) for Today is calculated as:
WACC
=
E / (E + D)
*
Cost of Equity
+
D / (E + D)
*
Cost of Debt
*
(1 - Tax Rate)
=
0.5004
*
10.41%
+
0.4996
*
3.178%
*
(1 - 33.48%)
=
6.27%
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Euronet Worldwide (HAM:EEF) has a WACC % of 6.27% as of Jun. 24, 2026. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on Euronet Worldwide and its competitors. This is 25% below median its historical median of 8.36. Over the past decade, Euronet Worldwide's WACC % has ranged from 5.82 to 10.02. According to the industry distribution chart, Euronet Worldwide ranks #862 out of 2911 companies in the Software industry, placing it in the top 29.6%.
Is Euronet Worldwide's WACC % too high?
Euronet Worldwide's current WACC % of 6.27% is 25% below median its 10-year median of 8.36. Over the past 10 years, this metric has ranged from a low of 5.82 to a high of 10.02. The Software industry median WACC % is 9.04. Euronet Worldwide's value of 6.27% is 30.6% below this industry median. Based on the distribution chart, Euronet Worldwide ranks #862 out of 2911 companies in the Software industry, which is above the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's WACC % compare to STNE and NN?
According to the Software industry distribution chart, Euronet Worldwide ranks #862 out of 2911 companies for WACC %. This puts Euronet Worldwide in the upper half of its industry. The industry median WACC % is 9.04. Euronet Worldwide's value of 6.27% is 30.6% below this benchmark. Historically, Euronet Worldwide's own WACC % has ranged from 5.82 to 10.02 over the past decade. While the company's 10-year median is 8.36 vs. the industry median of 9.04, Euronet Worldwide has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good WACC % for a Software company?
The median WACC % among Software companies is 9.04, based on 2,911 companies in the industry. Companies in the top quartile (top 25%) have a WACC % significantly above this median, while those in the bottom quartile fall well below. However, WACC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current WACC % of 6.27% is 30.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high WACC % mean?
A high WACC % can signal that a stock is expensive relative to its fundamentals. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median WACC % is 9.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current WACC % is 6.27%, which is 25% below median its own 10-year median of 8.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (HAM:EEF) is currently considered Significantly Undervalued. The stock's GF Value™ is €105.45, compared to a current price of €57.08 — trading 45.9% below its estimated fair value. The current WACC % is 6.27%, which is 25% below median its 10-year median of 8.36 and 30.6% below the Software industry median of 9.04. Euronet Worldwide's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is WACC % calculated?
WACC % is calculated from a company's financial statements. For Euronet Worldwide (HAM:EEF), the current WACC % is 6.27% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euronet Worldwide (HAM:EEF) Overvalued in 2026?
Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued.
The current stock price of €57.08 is trading 45.9% below its estimated GF Value™ of €105.45.
GuruFocus considers Euronet Worldwide to be Significantly Undervalued.
Key valuation signals for HAM:EEF:
WACC %: 6.27% (25% below median its 10-year median of 8.36)
GF Value™: €105.45 vs. price of €57.08 (45.9% below fair value)
Industry Position: 30.6% below the Software median (#862 of 2911)
No single metric tells the full story. See the HAM:EEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
52GF Score
Get the complete analysis for HAM:EEF
WACC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HAM:EEF has been successfully added to your 
