Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shouhui GroupHKSE:02621 +0.54%18 Current Ratio is 1.68 as of Dec. 2025, which is 200% above its 10-year median of 0.56. GuruFocus rates HKSE:02621 with a GF Score™ of 18/100. The stock has 4 warning signs investors should review. Among 65 Insurance companies, Shouhui Group ranks better than 50.77% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Shouhui Group's current ratio for the quarter that ended in Dec. 2025 was 1.68.
Shouhui Group has a current ratio of 1.68. It generally indicates good short-term financial strength.
The historical rank and industry rank for Shouhui Group's Current Ratio or its related term are showing as below:
HKSE:02621'
s Current Ratio Range Over the Past 10 Years
Min: 0.47 Med: 0.56 Max: 1.68
Current: 1.68
During the past 4 years, Shouhui Group's highest Current Ratio was 1.68. The lowest was 0.47. And the median was 0.56.
HKSE:02621's Current Ratio is ranked better than 50.77% of 65
companies
in the Insurance industry
Industry Median: 1.68
vs HKSE:02621: 1.68
Shouhui Group (HKSE:02621) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Shouhui Group Current Ratio Related Terms
Shouhui Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Shouhui Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:02621 vs MRSH, AON, AJG: Current Ratio Comparison
For the Insurance Brokers subindustry, Shouhui Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shouhui Group Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Shouhui Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Shouhui Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shouhui Group (HKSE:02621) has a Current Ratio of 1.68 as of Dec. 2025. This is 200% above median its historical median of 0.56. Over the past decade, Shouhui Group's Current Ratio has ranged from 0.47 to 1.68. According to the industry distribution chart, Shouhui Group ranks #32 out of 65 companies in the Insurance industry, placing it in the top 49.2%.
Is Shouhui Group's Current Ratio too high?
Shouhui Group's current Current Ratio of 1.68 is 200% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 1.68. The Insurance industry median Current Ratio is 1.68. Shouhui Group's value of 1.68 is 0% at this industry median. Based on the distribution chart, Shouhui Group ranks #32 out of 65 companies in the Insurance industry, which is above the industry midpoint. Overall, Shouhui Group has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Shouhui Group's Current Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Shouhui Group ranks #32 out of 65 companies for Current Ratio. This puts Shouhui Group in the upper half of its industry. The industry median Current Ratio is 1.68. Shouhui Group's value of 1.68 is 0% at this benchmark. Historically, Shouhui Group's own Current Ratio has ranged from 0.47 to 1.68 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.68, Shouhui Group has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shouhui Group's current Current Ratio of 1.68 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shouhui Group's current Current Ratio is 1.68, which is 200% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shouhui Group stock overvalued right now?
Shouhui Group (HKSE:02621) has a current Current Ratio of 1.68. The current Current Ratio is 1.68, which is 200% above median its 10-year median of 0.56 and 0% at the Insurance industry median of 1.68. Shouhui Group's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Shouhui Group (HKSE:02621), the current Current Ratio is 1.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shouhui Group Ltd is a life and health insurance intermediary service provider in China, dedicated to providing insurance service solutions to policyholders and the insured online through life and health insurance transaction and service platforms. It distribute life and health insurance products through three distribution platforms, namely (1) online direct distribution on Xiaoyusan, (2) distribution via insurance agents on Kachabao, and (3) distribution with the assistance of business partners on Niubao 100. It operates in two reportable segments: Insurance transaction services and Insurance technology services. Key revenue is generated from Insurance transaction services which acts as the agent in distributing insurance products on behalf of the insurance companies.
18GF Score
Get the complete analysis for HKSE:02621
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:02621 has been successfully added to your 
