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Shouhui GroupHKSE:02621 +0.54%18 Interest Coverage is 454.43 as of Dec. 2025, which is 6% below its 10-year median of 483.90. GuruFocus rates HKSE:02621 with a GF Score™ of 18/100. The stock has 4 warning signs investors should review. Among 349 Insurance companies, Shouhui Group ranks better than 87.97% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Shouhui Group's
Operating Income
for the
six
months ended in Dec. 2025 was HK$168 Mil. Shouhui Group's Interest Expense for the
six
months ended in Dec. 2025 was HK$-0 Mil.
Shouhui Group's interest coverage for the quarter that ended in Dec. 2025 was 454.43.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Shouhui Group Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Shouhui Group's Interest Coverage or its related term are showing as below:
HKSE:02621'
s Interest Coverage Range Over the Past 10 Years
Min: 170.63 Med: 483.9 Max: 942.51
Current: 379.84
HKSE:02621's Interest Coverage is ranked better than 87.97% of 349
companies
in the Insurance industry
Industry Median: 15.34
vs HKSE:02621: 379.84
Shouhui Group (HKSE:02621) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Shouhui Group Interest Coverage Related Terms
Shouhui Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Shouhui Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:02621 vs MRSH, AON, AJG: Interest Coverage Comparison
For the Insurance Brokers subindustry, Shouhui Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shouhui Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Shouhui Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Shouhui Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shouhui Group (HKSE:02621) has a Interest Coverage of 454.43 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shouhui Group and its competitors. This is near median its historical median of 483.90. Over the past decade, Shouhui Group's Interest Coverage has ranged from 170.63 to 942.51. According to the industry distribution chart, Shouhui Group ranks #42 out of 349 companies in the Insurance industry, placing it in the top 12%.
Is Shouhui Group's Interest Coverage too high?
Shouhui Group's current Interest Coverage of 454.43 is near median its 10-year median of 483.90. Over the past 10 years, this metric has ranged from a low of 170.63 to a high of 942.51. The Insurance industry median Interest Coverage is 15.34. Shouhui Group's value of 454.43 is 2862.4% above this industry median. Based on the distribution chart, Shouhui Group ranks #42 out of 349 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Shouhui Group has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Shouhui Group's Interest Coverage compare to MRSH and AON?
According to the Insurance industry distribution chart, Shouhui Group ranks #42 out of 349 companies for Interest Coverage. This places Shouhui Group in the top 12% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 15.34. Shouhui Group's value of 454.43 is 2862.4% above this benchmark. Historically, Shouhui Group's own Interest Coverage has ranged from 170.63 to 942.51 over the past decade. While the company's 10-year median is 483.90 vs. the industry median of 15.34, Shouhui Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shouhui Group's current Interest Coverage of 454.43 is 2862.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shouhui Group and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shouhui Group's current Interest Coverage is 454.43, which is near median its own 10-year median of 483.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shouhui Group stock overvalued right now?
Shouhui Group (HKSE:02621) has a current Interest Coverage of 454.43. The current Interest Coverage is 454.43, which is near median its 10-year median of 483.90 and 2862.4% above the Insurance industry median of 15.34. Shouhui Group's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shouhui Group (HKSE:02621), the current Interest Coverage is 454.43 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shouhui Group Ltd is a life and health insurance intermediary service provider in China, dedicated to providing insurance service solutions to policyholders and the insured online through life and health insurance transaction and service platforms. It distribute life and health insurance products through three distribution platforms, namely (1) online direct distribution on Xiaoyusan, (2) distribution via insurance agents on Kachabao, and (3) distribution with the assistance of business partners on Niubao 100. It operates in two reportable segments: Insurance transaction services and Insurance technology services. Key revenue is generated from Insurance transaction services which acts as the agent in distributing insurance products on behalf of the insurance companies.
18GF Score
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