Amar Finance and Leasing Co KSCC (KUW:AMAR) Current Ratio: 12.40 (As of Mar. 2026) — Near Median


KUW:AMAR Amar Finance and Leasing Co KSCC KUW:AMAR
41 GF Score
Price KWD0.11
GF Value KWD0.13
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Amar Finance and Leasing Co KSCC Current Ratio?

Amar Finance and Leasing Co KSCC KUW:AMAR -0.94% 41 Current Ratio is 12.40 as of Mar. 2026, which is 9% below its 10-year median of 13.65. GuruFocus rates KUW:AMAR with a GF Score™ of 41/100 and a GF Value™ of KWD0.13 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,796 Real Estate companies, Amar Finance and Leasing Co KSCC ranks better than 94.88% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Amar Finance and Leasing Co KSCC's current ratio for the quarter that ended in Mar. 2026 was 12.40.

Amar Finance and Leasing Co KSCC has a current ratio of 12.40. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for Amar Finance and Leasing Co KSCC's Current Ratio or its related term are showing as below:

KUW:AMAR' s Current Ratio Range Over the Past 10 Years
Min: 1.53   Med: 13.65   Max: 22.82
Current: 12.4

During the past 13 years, Amar Finance and Leasing Co KSCC's highest Current Ratio was 22.82. The lowest was 1.53. And the median was 13.65.

KUW:AMAR's Current Ratio is ranked better than
94.88% of 1796 companies
in the Real Estate industry
Industry Median: 1.7 vs KUW:AMAR: 12.40

Amar Finance and Leasing Co KSCC  (KUW:AMAR) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Amar Finance and Leasing Co KSCC Current Ratio Related Terms


Amar Finance and Leasing Co KSCC Current Ratio Historical Data

* Premium members only.

The historical data trend for Amar Finance and Leasing Co KSCC's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amar Finance and Leasing Co KSCC Current Ratio Chart

Amar Finance and Leasing Co KSCC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.95 12.13 10.91 22.82 11.41

Amar Finance and Leasing Co KSCC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.63 13.67 14.88 11.41 12.40

KUW:AMAR vs CBRE, BEKE, JLL: Current Ratio Comparison

For the Real Estate Services subindustry, Amar Finance and Leasing Co KSCC's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amar Finance and Leasing Co KSCC Current Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Amar Finance and Leasing Co KSCC's Current Ratio distribution charts can be found below:

* The bar in red indicates where Amar Finance and Leasing Co KSCC's Current Ratio falls into.


KUW:AMAR
41GF Score
Amar Finance and Leasing Co KSCC KUW:AMAR
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amar Finance and Leasing Co KSCC Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Amar Finance and Leasing Co KSCC's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=6.422/0.563
=11.41

Amar Finance and Leasing Co KSCC's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=6.498/0.524
=12.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 12.40 mean?
Amar Finance and Leasing Co KSCC (KUW:AMAR) has a Current Ratio of 12.40 as of Mar. 2026. This is near median its historical median of 13.65. Over the past decade, Amar Finance and Leasing Co KSCC's Current Ratio has ranged from 1.53 to 22.82. According to the industry distribution chart, Amar Finance and Leasing Co KSCC ranks #92 out of 1796 companies in the Real Estate industry, placing it in the top 5.1%.
Is Amar Finance and Leasing Co KSCC's Current Ratio too high?
Amar Finance and Leasing Co KSCC's current Current Ratio of 12.40 is near median its 10-year median of 13.65. Over the past 10 years, this metric has ranged from a low of 1.53 to a high of 22.82. The Real Estate industry median Current Ratio is 1.70. Amar Finance and Leasing Co KSCC's value of 12.40 is 629.4% above this industry median. Based on the distribution chart, Amar Finance and Leasing Co KSCC ranks #92 out of 1796 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Amar Finance and Leasing Co KSCC has a GF Score™ of 41/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amar Finance and Leasing Co KSCC's Current Ratio compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Amar Finance and Leasing Co KSCC ranks #92 out of 1796 companies for Current Ratio. This places Amar Finance and Leasing Co KSCC in the top 5% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.70. Amar Finance and Leasing Co KSCC's value of 12.40 is 629.4% above this benchmark. Historically, Amar Finance and Leasing Co KSCC's own Current Ratio has ranged from 1.53 to 22.82 over the past decade. While the company's 10-year median is 13.65 vs. the industry median of 1.70, Amar Finance and Leasing Co KSCC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Real Estate company?
The median Current Ratio among Real Estate companies is 1.70, based on 1,796 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amar Finance and Leasing Co KSCC's current Current Ratio of 12.40 is 629.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Current Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amar Finance and Leasing Co KSCC's current Current Ratio is 12.40, which is near median its own 10-year median of 13.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amar Finance and Leasing Co KSCC stock overvalued right now?
Based on GuruFocus' analysis, Amar Finance and Leasing Co KSCC (KUW:AMAR) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.13, compared to a current price of KWD0.11 — trading 19.2% below its estimated fair value. The current Current Ratio is 12.40, which is near median its 10-year median of 13.65 and 629.4% above the Real Estate industry median of 1.70. Amar Finance and Leasing Co KSCC's overall GF Score™ is 41/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Amar Finance and Leasing Co KSCC (KUW:AMAR), the current Current Ratio is 12.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amar Finance and Leasing Co KSCC (KUW:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, Amar Finance and Leasing Co KSCC stock appears to be undervalued. The current stock price of KWD0.11 is trading 19.2% below its estimated GF Value™ of KWD0.13. GuruFocus considers Amar Finance and Leasing Co KSCC to be Modestly Undervalued.

Key valuation signals for KUW:AMAR:

  • Current Ratio: 12.40 (near median its 10-year median of 13.65)
  • GF Value™: KWD0.13 vs. price of KWD0.11 (19.2% below fair value)
  • GF Score™: 41/100 with 1 warning sign
  • Industry Position: 629.4% above the Real Estate median (#92 of 1796)

No single metric tells the full story. See the KUW:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amar Finance and Leasing Co KSCC Business Description

Address Sharq Area, Ahmed Al-Jaber Street, Al-Bodoor Tower, P.O.Box: 28776, Safat, Kuwait City, KWT, 13148
Amar Finance and Leasing Co KSCC is a Kuwait-based financial institution that is engaged in the provision of commercial and residential real-estate market, offering financial solutions to real-estate companies, as well as to real-estate investors and home buyers. Its offerings include finance, investment, consulting services. The company's various services include structured finance, investment placement, real estate project finance, real estate investment services, Amar real estate fund and real estate advisory services, structured finance, investment placement, real estate project finance, real estate investment services, Amar real estate fund and real estate advisory services.
41GF Score

Get the complete analysis for KUW:AMAR

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.11
Price
KWD0.13
GF Value