Amar Finance and Leasing Co KSCC (KUW:AMAR) Interest Coverage: 37.00 (As of Mar. 2026) — 100% Below Median


KUW:AMAR Amar Finance and Leasing Co KSCC KUW:AMAR
41 GF Score
Price KWD0.11
GF Value KWD0.13
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Amar Finance and Leasing Co KSCC Interest Coverage?

Amar Finance and Leasing Co KSCC KUW:AMAR +0.95% 41 Interest Coverage is 37.00 as of Mar. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates KUW:AMAR with a GF Score™ of 41/100 and a GF Value™ of KWD0.13 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,305 Real Estate companies, Amar Finance and Leasing Co KSCC ranks better than 79.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Amar Finance and Leasing Co KSCC's Operating Income for the three months ended in Mar. 2026 was KWD0.11 Mil. Amar Finance and Leasing Co KSCC's Interest Expense for the three months ended in Mar. 2026 was KWD-0.00 Mil. Amar Finance and Leasing Co KSCC's interest coverage for the quarter that ended in Mar. 2026 was 37.00. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Amar Finance and Leasing Co KSCC's Interest Coverage or its related term are showing as below:

KUW:AMAR' s Interest Coverage Range Over the Past 10 Years
Min: 25.27   Med: No Debt   Max: No Debt
Current: 29.5


KUW:AMAR's Interest Coverage is ranked better than
79.46% of 1305 companies
in the Real Estate industry
Industry Median: 4.24 vs KUW:AMAR: 29.50

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Amar Finance and Leasing Co KSCC  (KUW:AMAR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Amar Finance and Leasing Co KSCC Interest Coverage Related Terms


Amar Finance and Leasing Co KSCC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Amar Finance and Leasing Co KSCC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Amar Finance and Leasing Co KSCC Interest Coverage Chart

Amar Finance and Leasing Co KSCC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt 25.27

Amar Finance and Leasing Co KSCC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.00 30.00 40.50 6.67 37.00

KUW:AMAR vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Amar Finance and Leasing Co KSCC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amar Finance and Leasing Co KSCC Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Amar Finance and Leasing Co KSCC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Amar Finance and Leasing Co KSCC's Interest Coverage falls into.


KUW:AMAR
41GF Score
Amar Finance and Leasing Co KSCC KUW:AMAR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amar Finance and Leasing Co KSCC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Amar Finance and Leasing Co KSCC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Amar Finance and Leasing Co KSCC's Interest Expense was KWD-0.02 Mil. Its Operating Income was KWD0.38 Mil. And its Long-Term Debt & Capital Lease Obligation was KWD0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.379/-0.015
=25.27

Amar Finance and Leasing Co KSCC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Amar Finance and Leasing Co KSCC's Interest Expense was KWD-0.00 Mil. Its Operating Income was KWD0.11 Mil. And its Long-Term Debt & Capital Lease Obligation was KWD0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.111/-0.003
=37.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 37.00 mean?
Amar Finance and Leasing Co KSCC (KUW:AMAR) has a Interest Coverage of 37.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Amar Finance and Leasing Co KSCC and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Amar Finance and Leasing Co KSCC's Interest Coverage has ranged from 25.27 to 10,000.00. According to the industry distribution chart, Amar Finance and Leasing Co KSCC ranks #268 out of 1305 companies in the Real Estate industry, placing it in the top 20.5%.
Is Amar Finance and Leasing Co KSCC's Interest Coverage too high?
Amar Finance and Leasing Co KSCC's current Interest Coverage of 37.00 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 25.27 to a high of 10,000.00. The Real Estate industry median Interest Coverage is 4.24. Amar Finance and Leasing Co KSCC's value of 37.00 is 772.6% above this industry median. Based on the distribution chart, Amar Finance and Leasing Co KSCC ranks #268 out of 1305 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Amar Finance and Leasing Co KSCC has a GF Score™ of 41/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amar Finance and Leasing Co KSCC's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Amar Finance and Leasing Co KSCC ranks #268 out of 1305 companies for Interest Coverage. This places Amar Finance and Leasing Co KSCC in the top 21% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. Amar Finance and Leasing Co KSCC's value of 37.00 is 772.6% above this benchmark. Historically, Amar Finance and Leasing Co KSCC's own Interest Coverage has ranged from 25.27 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 4.24, Amar Finance and Leasing Co KSCC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amar Finance and Leasing Co KSCC's current Interest Coverage of 37.00 is 772.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Amar Finance and Leasing Co KSCC and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amar Finance and Leasing Co KSCC's current Interest Coverage is 37.00, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amar Finance and Leasing Co KSCC stock overvalued right now?
Based on GuruFocus' analysis, Amar Finance and Leasing Co KSCC (KUW:AMAR) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.13, compared to a current price of KWD0.11 — trading 18.5% below its estimated fair value. The current Interest Coverage is 37.00, which is 100% below median its 10-year median of 10,000.00 and 772.6% above the Real Estate industry median of 4.24. Amar Finance and Leasing Co KSCC's overall GF Score™ is 41/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Amar Finance and Leasing Co KSCC (KUW:AMAR), the current Interest Coverage is 37.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amar Finance and Leasing Co KSCC (KUW:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, Amar Finance and Leasing Co KSCC stock appears to be undervalued. The current stock price of KWD0.11 is trading 18.5% below its estimated GF Value™ of KWD0.13. GuruFocus considers Amar Finance and Leasing Co KSCC to be Modestly Undervalued.

Key valuation signals for KUW:AMAR:

  • Interest Coverage: 37.00 (100% below median its 10-year median of 10,000.00)
  • GF Value™: KWD0.13 vs. price of KWD0.11 (18.5% below fair value)
  • GF Score™: 41/100 with 1 warning sign
  • Industry Position: 772.6% above the Real Estate median (#268 of 1305)

No single metric tells the full story. See the KUW:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amar Finance and Leasing Co KSCC Business Description

Address Sharq Area, Ahmed Al-Jaber Street, Al-Bodoor Tower, P.O.Box: 28776, Safat, Kuwait City, KWT, 13148
Amar Finance and Leasing Co KSCC is a Kuwait-based financial institution that is engaged in the provision of commercial and residential real-estate market, offering financial solutions to real-estate companies, as well as to real-estate investors and home buyers. Its offerings include finance, investment, consulting services. The company's various services include structured finance, investment placement, real estate project finance, real estate investment services, Amar real estate fund and real estate advisory services, structured finance, investment placement, real estate project finance, real estate investment services, Amar real estate fund and real estate advisory services.
41GF Score

Get the complete analysis for KUW:AMAR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.11
Price
KWD0.13
GF Value