Amar Finance and Leasing Co KSCC (KUW:AMAR) Operating Margin %: 34.91% (As of Mar. 2026) — 295% Above Median


KUW:AMAR Amar Finance and Leasing Co KSCC KUW:AMAR
41 GF Score
Price KWD0.11
GF Value KWD0.13
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Amar Finance and Leasing Co KSCC Operating Margin %?

Amar Finance and Leasing Co KSCC KUW:AMAR +0.95% 41 Operating Margin % is 34.91% as of Mar. 2026, which is 295% above its 10-year median of 8.83. GuruFocus rates KUW:AMAR with a GF Score™ of 41/100 and a GF Value™ of KWD0.13 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,747 Real Estate companies, Amar Finance and Leasing Co KSCC ranks better than 73.96% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Amar Finance and Leasing Co KSCC's Operating Income for the three months ended in Mar. 2026 was KWD0.11 Mil. Amar Finance and Leasing Co KSCC's Revenue for the three months ended in Mar. 2026 was KWD0.32 Mil. Therefore, Amar Finance and Leasing Co KSCC's Operating Margin % for the quarter that ended in Mar. 2026 was 34.91%.

The historical rank and industry rank for Amar Finance and Leasing Co KSCC's Operating Margin % or its related term are showing as below:

KUW:AMAR' s Operating Margin % Range Over the Past 10 Years
Min: 6.45   Med: 8.83   Max: 31.67
Current: 31.67


KUW:AMAR's Operating Margin % is ranked better than
73.96% of 1747 companies
in the Real Estate industry
Industry Median: 13.39 vs KUW:AMAR: 31.67

Amar Finance and Leasing Co KSCC's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Amar Finance and Leasing Co KSCC's Operating Income for the three months ended in Mar. 2026 was KWD0.11 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was KWD0.41 Mil.


Amar Finance and Leasing Co KSCC  (KUW:AMAR) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Amar Finance and Leasing Co KSCC Operating Margin % Related Terms


Amar Finance and Leasing Co KSCC Operating Margin % Historical Data

* Premium members only.

The historical data trend for Amar Finance and Leasing Co KSCC's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amar Finance and Leasing Co KSCC Operating Margin % Chart

Amar Finance and Leasing Co KSCC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 8.18 7.02 9.48 29.80

Amar Finance and Leasing Co KSCC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.37 37.85 48.07 6.02 34.91

KUW:AMAR vs CBRE, BEKE, JLL: Operating Margin % Comparison

For the Real Estate Services subindustry, Amar Finance and Leasing Co KSCC's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amar Finance and Leasing Co KSCC Operating Margin % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Amar Finance and Leasing Co KSCC's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Amar Finance and Leasing Co KSCC's Operating Margin % falls into.


KUW:AMAR
41GF Score
Amar Finance and Leasing Co KSCC KUW:AMAR
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Amar Finance and Leasing Co KSCC Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Amar Finance and Leasing Co KSCC's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=0.379 / 1.272
=29.80 %

Amar Finance and Leasing Co KSCC's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0.111 / 0.318
=34.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 34.91% mean?
Amar Finance and Leasing Co KSCC (KUW:AMAR) has a Operating Margin % of 34.91% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Amar Finance and Leasing Co KSCC and its competitors. This is 295% above median its historical median of 8.83. Over the past decade, Amar Finance and Leasing Co KSCC's Operating Margin % has ranged from 6.45 to 31.67. According to the industry distribution chart, Amar Finance and Leasing Co KSCC ranks #455 out of 1747 companies in the Real Estate industry, placing it in the top 26%.
Is Amar Finance and Leasing Co KSCC's Operating Margin % too high?
Amar Finance and Leasing Co KSCC's current Operating Margin % of 34.91% is 295% above median its 10-year median of 8.83. Over the past 10 years, this metric has ranged from a low of 6.45 to a high of 31.67. The Real Estate industry median Operating Margin % is 13.39. Amar Finance and Leasing Co KSCC's value of 34.91% is 160.7% above this industry median. Based on the distribution chart, Amar Finance and Leasing Co KSCC ranks #455 out of 1747 companies in the Real Estate industry, which is above the industry midpoint. Overall, Amar Finance and Leasing Co KSCC has a GF Score™ of 41/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amar Finance and Leasing Co KSCC's Operating Margin % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Amar Finance and Leasing Co KSCC ranks #455 out of 1747 companies for Operating Margin %. This puts Amar Finance and Leasing Co KSCC in the upper half of its industry. The industry median Operating Margin % is 13.39. Amar Finance and Leasing Co KSCC's value of 34.91% is 160.7% above this benchmark. Historically, Amar Finance and Leasing Co KSCC's own Operating Margin % has ranged from 6.45 to 31.67 over the past decade. While the company's 10-year median is 8.83 vs. the industry median of 13.39, Amar Finance and Leasing Co KSCC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Real Estate company?
The median Operating Margin % among Real Estate companies is 13.39, based on 1,747 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amar Finance and Leasing Co KSCC's current Operating Margin % of 34.91% is 160.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Amar Finance and Leasing Co KSCC and its competitors. For the Real Estate industry, the median Operating Margin % is 13.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amar Finance and Leasing Co KSCC's current Operating Margin % is 34.91%, which is 295% above median its own 10-year median of 8.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amar Finance and Leasing Co KSCC stock overvalued right now?
Based on GuruFocus' analysis, Amar Finance and Leasing Co KSCC (KUW:AMAR) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.13, compared to a current price of KWD0.11 — trading 18.5% below its estimated fair value. The current Operating Margin % is 34.91%, which is 295% above median its 10-year median of 8.83 and 160.7% above the Real Estate industry median of 13.39. Amar Finance and Leasing Co KSCC's overall GF Score™ is 41/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Amar Finance and Leasing Co KSCC (KUW:AMAR), the current Operating Margin % is 34.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amar Finance and Leasing Co KSCC (KUW:AMAR) Overvalued in 2026?

Based on GuruFocus' analysis, Amar Finance and Leasing Co KSCC stock appears to be undervalued. The current stock price of KWD0.11 is trading 18.5% below its estimated GF Value™ of KWD0.13. GuruFocus considers Amar Finance and Leasing Co KSCC to be Modestly Undervalued.

Key valuation signals for KUW:AMAR:

  • Operating Margin %: 34.91% (295% above median its 10-year median of 8.83)
  • GF Value™: KWD0.13 vs. price of KWD0.11 (18.5% below fair value)
  • GF Score™: 41/100 with 1 warning sign
  • Industry Position: 160.7% above the Real Estate median (#455 of 1747)

No single metric tells the full story. See the KUW:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amar Finance and Leasing Co KSCC Business Description

Address Sharq Area, Ahmed Al-Jaber Street, Al-Bodoor Tower, P.O.Box: 28776, Safat, Kuwait City, KWT, 13148
Amar Finance and Leasing Co KSCC is a Kuwait-based financial institution that is engaged in the provision of commercial and residential real-estate market, offering financial solutions to real-estate companies, as well as to real-estate investors and home buyers. Its offerings include finance, investment, consulting services. The company's various services include structured finance, investment placement, real estate project finance, real estate investment services, Amar real estate fund and real estate advisory services, structured finance, investment placement, real estate project finance, real estate investment services, Amar real estate fund and real estate advisory services.
41GF Score

Get the complete analysis for KUW:AMAR

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.11
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KWD0.13
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