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Amar Finance and Leasing Co KSCCKUW:AMAR +0.94%39 ROC (Joel Greenblatt) % is 95.00% as of Mar. 2026, which is 64% below its 10-year median of 262.51. GuruFocus rates KUW:AMAR with a GF Score™ of 39/100 and a GF Value™ of KWD0.14 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,749 Real Estate companies, Amar Finance and Leasing Co KSCC ranks better than 88.79% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Amar Finance and Leasing Co KSCC's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 95.00%.
The historical rank and industry rank for Amar Finance and Leasing Co KSCC's ROC (Joel Greenblatt) % or its related term are showing as below:
KUW:AMAR'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 86 Med: 262.51 Max: 2320
Current: 485.19
During the past 13 years, Amar Finance and Leasing Co KSCC's highest ROC (Joel Greenblatt) % was 2320.00%. The lowest was 86.00%. And the median was 262.51%.
KUW:AMAR's ROC (Joel Greenblatt) % is ranked better than 88.79% of 1749
companies
in the Real Estate industry
Industry Median: 13
vs KUW:AMAR: 485.19
Amar Finance and Leasing Co KSCC (KUW:AMAR) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amar Finance and Leasing Co KSCC ROC (Joel Greenblatt) % Chart
KUW:AMAR vs CBRE, BEKE, JLL: ROC (Joel Greenblatt) % Comparison
For the Real Estate Services subindustry, Amar Finance and Leasing Co KSCC's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amar Finance and Leasing Co KSCC ROC (Joel Greenblatt) % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Amar Finance and Leasing Co KSCC's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Amar Finance and Leasing Co KSCC's ROC (Joel Greenblatt) % falls into.
Amar Finance and Leasing Co KSCC ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 95.00% mean?
Amar Finance and Leasing Co KSCC (KUW:AMAR) has a ROC (Joel Greenblatt) % of 95.00% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Amar Finance and Leasing Co KSCC and its competitors. This is 64% below median its historical median of 262.51. Over the past decade, Amar Finance and Leasing Co KSCC's ROC (Joel Greenblatt) % has ranged from 86.00 to 2,320.00. According to the industry distribution chart, Amar Finance and Leasing Co KSCC ranks #196 out of 1749 companies in the Real Estate industry, placing it in the top 11.2%.
Is Amar Finance and Leasing Co KSCC's ROC (Joel Greenblatt) % too high?
Amar Finance and Leasing Co KSCC's current ROC (Joel Greenblatt) % of 95.00% is 64% below median its 10-year median of 262.51. Over the past 10 years, this metric has ranged from a low of 86.00 to a high of 2,320.00. The Real Estate industry median ROC (Joel Greenblatt) % is 13.00. Amar Finance and Leasing Co KSCC's value of 95.00% is 630.8% above this industry median. Based on the distribution chart, Amar Finance and Leasing Co KSCC ranks #196 out of 1749 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Amar Finance and Leasing Co KSCC has a GF Score™ of 39/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amar Finance and Leasing Co KSCC's ROC (Joel Greenblatt) % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Amar Finance and Leasing Co KSCC ranks #196 out of 1749 companies for ROC (Joel Greenblatt) %. This places Amar Finance and Leasing Co KSCC in the top 11% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 13.00. Amar Finance and Leasing Co KSCC's value of 95.00% is 630.8% above this benchmark. Historically, Amar Finance and Leasing Co KSCC's own ROC (Joel Greenblatt) % has ranged from 86.00 to 2,320.00 over the past decade. While the company's 10-year median is 262.51 vs. the industry median of 13.00, Amar Finance and Leasing Co KSCC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Real Estate company?
The median ROC (Joel Greenblatt) % among Real Estate companies is 13.00, based on 1,749 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amar Finance and Leasing Co KSCC's current ROC (Joel Greenblatt) % of 95.00% is 630.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Amar Finance and Leasing Co KSCC and its competitors. For the Real Estate industry, the median ROC (Joel Greenblatt) % is 13.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amar Finance and Leasing Co KSCC's current ROC (Joel Greenblatt) % is 95.00%, which is 64% below median its own 10-year median of 262.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amar Finance and Leasing Co KSCC stock overvalued right now?
Based on GuruFocus' analysis, Amar Finance and Leasing Co KSCC (KUW:AMAR) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.14, compared to a current price of KWD0.11 — trading 23.6% below its estimated fair value. The current ROC (Joel Greenblatt) % is 95.00%, which is 64% below median its 10-year median of 262.51 and 630.8% above the Real Estate industry median of 13.00. Amar Finance and Leasing Co KSCC's overall GF Score™ is 39/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Amar Finance and Leasing Co KSCC (KUW:AMAR), the current ROC (Joel Greenblatt) % is 95.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amar Finance and Leasing Co KSCC (KUW:AMAR) Overvalued in 2026?
Based on GuruFocus' analysis, Amar Finance and Leasing Co KSCC stock appears to be undervalued.
The current stock price of KWD0.11 is trading 23.6% below its estimated GF Value™ of KWD0.14.
GuruFocus considers Amar Finance and Leasing Co KSCC to be Modestly Undervalued.
Key valuation signals for KUW:AMAR:
ROC (Joel Greenblatt) %: 95.00% (64% below median its 10-year median of 262.51)
GF Value™: KWD0.14 vs. price of KWD0.11 (23.6% below fair value)
Industry Position: 630.8% above the Real Estate median (#196 of 1749)
No single metric tells the full story. See the KUW:AMAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amar Finance and Leasing Co KSCC is a Kuwait-based financial institution that is engaged in the provision of commercial and residential real-estate market, offering financial solutions to real-estate companies, as well as to real-estate investors and home buyers. Its offerings include finance, investment, consulting services. The company's various services include structured finance, investment placement, real estate project finance, real estate investment services, Amar real estate fund and real estate advisory services, structured finance, investment placement, real estate project finance, real estate investment services, Amar real estate fund and real estate advisory services.
39GF Score
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