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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Agent Insurance Group's current ratio for the quarter that ended in Dec. 2024 was 1.18.
Agent Insurance Group has a current ratio of 1.18. It generally indicates good short-term financial strength.
The historical rank and industry rank for Agent Insurance Group's Current Ratio or its related term are showing as below:
NGO:5836's Current Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.68 * Ranked among companies with meaningful Current Ratio only.
Agent Insurance Group (NGO:5836) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Agent Insurance Group Current Ratio Related Terms
Agent Insurance Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Agent Insurance Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NGO:5836 vs BRK.A, AIG, ACGL: Current Ratio Comparison
For the Insurance - Diversified subindustry, Agent Insurance Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agent Insurance Group Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Agent Insurance Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Agent Insurance Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agent Insurance Group (NGO:5836) has a Current Ratio of 1.18 as of Dec. 2024.
Is Agent Insurance Group's Current Ratio too high?
Agent Insurance Group's current Current Ratio is 1.18. The Insurance industry median Current Ratio is 1.68. Agent Insurance Group's value of 1.18 is 29.8% below this industry median. Overall, Agent Insurance Group has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Agent Insurance Group's Current Ratio compare to BRK.A and AIG?
Agent Insurance Group's Current Ratio of 1.18 can be compared against companies in the Insurance industry. The industry median Current Ratio is 1.68. Agent Insurance Group's value of 1.18 is 29.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 67 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agent Insurance Group's current Current Ratio of 1.18 is 29.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agent Insurance Group's current Current Ratio is 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agent Insurance Group stock overvalued right now?
Agent Insurance Group (NGO:5836) has a current Current Ratio of 1.18. The current Current Ratio is 1.18 and 29.8% below the Insurance industry median of 1.68. Agent Insurance Group's overall GF Score™ is 17/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Agent Insurance Group (NGO:5836), the current Current Ratio is 1.18 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Agent Insurance Group Inc is a provider of insurance business. The company operates through two businesses, domestic business and overseas business. In the domestic business, it provides two services: insurance consulting sales and an insurance agent support platform. In overseas business, it provides an insurance brokerage service. It provides solutions to various concerns, such as retirement allowances for executives, retirement allowances and benefits for employees. The company also offers specialized insurance for healthcare workers. It offers insurance that covers compensation for accidents caused by medical services performed by doctors, dentists, and nurses.
17GF Score
Get the complete analysis for NGO:5836
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