Agent Insurance Group (NGO:5836) Debt-to-Equity: 0.92 (As of Dec. 2024)

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NGO:5836 Agent Insurance Group Inc NGO:5836
17 GF Score
Price 円1,190.00
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What is Agent Insurance Group Debt-to-Equity?

Agent Insurance Group NGO:5836 17 Debt-to-Equity is 0.92 as of Dec. 2024. GuruFocus rates NGO:5836 with a GF Score™ of 17/100.

Agent Insurance Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was 円244 Mil. Agent Insurance Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was 円962 Mil. Agent Insurance Group's Total Stockholders Equity for the quarter that ended in Dec. 2024 was 円1,309 Mil. Agent Insurance Group's debt to equity for the quarter that ended in Dec. 2024 was 0.92.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Agent Insurance Group's Debt-to-Equity or its related term are showing as below:

NGO:5836's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.21
* Ranked among companies with meaningful Debt-to-Equity only.

Agent Insurance Group  (NGO:5836) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Agent Insurance Group Debt-to-Equity Related Terms

Agent Insurance Group Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Agent Insurance Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agent Insurance Group Debt-to-Equity Chart

Agent Insurance Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
0.43 0.33 0.23 0.28 0.92

Agent Insurance Group Quarterly Data
Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.24 0.89 0.92 0.89

NGO:5836 vs BRK.A, AIG, ACGL: Debt-to-Equity Comparison

For the Insurance - Diversified subindustry, Agent Insurance Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Agent Insurance Group Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Agent Insurance Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Agent Insurance Group's Debt-to-Equity falls into.


NGO:5836
17GF Score
Agent Insurance Group Inc NGO:5836
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Agent Insurance Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Agent Insurance Group's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(244.151 + 962.112) / 1308.574
=0.92

Agent Insurance Group's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(244.151 + 962.112) / 1308.574
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.92 mean?
Agent Insurance Group (NGO:5836) has a Debt-to-Equity of 0.92 as of Dec. 2024. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Agent Insurance Group and its competitors.
Is Agent Insurance Group's Debt-to-Equity too high?
Agent Insurance Group's current Debt-to-Equity is 0.92. The Insurance industry median Debt-to-Equity is 0.21. Agent Insurance Group's value of 0.92 is 338.1% above this industry median. Overall, Agent Insurance Group has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Agent Insurance Group's Debt-to-Equity compare to BRK.A and AIG?
Agent Insurance Group's Debt-to-Equity of 0.92 can be compared against companies in the Insurance industry. The industry median Debt-to-Equity is 0.21. Agent Insurance Group's value of 0.92 is 338.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agent Insurance Group's current Debt-to-Equity of 0.92 is 338.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Agent Insurance Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agent Insurance Group's current Debt-to-Equity is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agent Insurance Group stock overvalued right now?
Agent Insurance Group (NGO:5836) has a current Debt-to-Equity of 0.92. The current Debt-to-Equity is 0.92 and 338.1% above the Insurance industry median of 0.21. Agent Insurance Group's overall GF Score™ is 17/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Agent Insurance Group (NGO:5836), the current Debt-to-Equity is 0.92 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Agent Insurance Group Business Description

Address 3-29 Ichigaya Honmura-cho, 7th Floor, FORECAST Ichigaya, Shinjuku-ku, Tokyo, JPN, 162-0845
Agent Insurance Group Inc is a provider of insurance business. The company operates through two businesses, domestic business and overseas business. In the domestic business, it provides two services: insurance consulting sales and an insurance agent support platform. In overseas business, it provides an insurance brokerage service. It provides solutions to various concerns, such as retirement allowances for executives, retirement allowances and benefits for employees. The company also offers specialized insurance for healthcare workers. It offers insurance that covers compensation for accidents caused by medical services performed by doctors, dentists, and nurses.
17GF Score

Get the complete analysis for NGO:5836

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,190.00
Price