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The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Agent Insurance Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agent Insurance Group PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Agent Insurance Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Agent Insurance Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Agent Insurance Group (NGO:5836) has a PB Ratio of 2.18 as of Jul. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Agent Insurance Group and its competitors.
Is Agent Insurance Group's PB Ratio too high?
Agent Insurance Group's current PB Ratio is 2.18. The Insurance industry median PB Ratio is 1.41. Agent Insurance Group's value of 2.18 is 55.2% above this industry median. Overall, Agent Insurance Group has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Agent Insurance Group's PB Ratio compare to BRK.A and AIG?
Agent Insurance Group's PB Ratio of 2.18 can be compared against companies in the Insurance industry. The industry median PB Ratio is 1.41. Agent Insurance Group's value of 2.18 is 55.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agent Insurance Group's current PB Ratio of 2.18 is 55.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Agent Insurance Group and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agent Insurance Group's current PB Ratio is 2.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agent Insurance Group stock overvalued right now?
Agent Insurance Group (NGO:5836) has a current PB Ratio of 2.18. The current PB Ratio is 2.18 and 55.2% above the Insurance industry median of 1.41. Agent Insurance Group's overall GF Score™ is 17/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Agent Insurance Group (NGO:5836), the current PB Ratio is 2.18 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Agent Insurance Group Inc is a provider of insurance business. The company operates through two businesses, domestic business and overseas business. In the domestic business, it provides two services: insurance consulting sales and an insurance agent support platform. In overseas business, it provides an insurance brokerage service. It provides solutions to various concerns, such as retirement allowances for executives, retirement allowances and benefits for employees. The company also offers specialized insurance for healthcare workers. It offers insurance that covers compensation for accidents caused by medical services performed by doctors, dentists, and nurses.
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