Lloyds LuxuriesNSE:LLOYDS -4.91%74 Current Ratio is 1.52 as of Mar. 2026, which is 57% above its 10-year median of 0.97. GuruFocus rates NSE:LLOYDS with a GF Score™ of 74/100 and a GF Value™ of ₹148.54 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 98 Personal Services companies, Lloyds Luxuries ranks better than 62.24% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Lloyds Luxuries's current ratio for the quarter that ended in Mar. 2026 was 1.52.
Lloyds Luxuries has a current ratio of 1.52. It generally indicates good short-term financial strength.
The historical rank and industry rank for Lloyds Luxuries's Current Ratio or its related term are showing as below:
NSE:LLOYDS'
s Current Ratio Range Over the Past 10 Years
Min: 0.41 Med: 0.97 Max: 2.53
Current: 1.52
During the past 7 years, Lloyds Luxuries's highest Current Ratio was 2.53. The lowest was 0.41. And the median was 0.97.
NSE:LLOYDS's Current Ratio is ranked better than 62.24% of 98
companies
in the Personal Services industry
Industry Median: 1.24
vs NSE:LLOYDS: 1.52
Lloyds Luxuries (NSE:LLOYDS) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Lloyds Luxuries Current Ratio Related Terms
Lloyds Luxuries Current Ratio Historical Data
* Premium members only.
The historical data trend for Lloyds Luxuries's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:LLOYDS vs ROL, SCI, FTDR: Current Ratio Comparison
For the Personal Services subindustry, Lloyds Luxuries's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Luxuries Current Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Lloyds Luxuries's Current Ratio distribution charts can be found below:
* The bar in red indicates where Lloyds Luxuries's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Luxuries (NSE:LLOYDS) has a Current Ratio of 1.52 as of Mar. 2026. This is 57% above median its historical median of 0.97. Over the past decade, Lloyds Luxuries' Current Ratio has ranged from 0.41 to 2.53. According to the industry distribution chart, Lloyds Luxuries ranks #37 out of 98 companies in the Personal Services industry, placing it in the top 37.8%.
Is Lloyds Luxuries' Current Ratio too high?
Lloyds Luxuries' current Current Ratio of 1.52 is 57% above median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 2.53. The Personal Services industry median Current Ratio is 1.24. Lloyds Luxuries' value of 1.52 is 22.6% above this industry median. Based on the distribution chart, Lloyds Luxuries ranks #37 out of 98 companies in the Personal Services industry, which is above the industry midpoint. Overall, Lloyds Luxuries has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Luxuries' Current Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, Lloyds Luxuries ranks #37 out of 98 companies for Current Ratio. This puts Lloyds Luxuries in the upper half of its industry. The industry median Current Ratio is 1.24. Lloyds Luxuries' value of 1.52 is 22.6% above this benchmark. Historically, Lloyds Luxuries' own Current Ratio has ranged from 0.41 to 2.53 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 1.24, Lloyds Luxuries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Personal Services company?
The median Current Ratio among Personal Services companies is 1.24, based on 98 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Luxuries's current Current Ratio of 1.52 is 22.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Personal Services industry, the median Current Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Luxuries's current Current Ratio is 1.52, which is 57% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Luxuries stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Luxuries (NSE:LLOYDS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹148.54, compared to a current price of ₹72.55 — trading 51.2% below its estimated fair value. The current Current Ratio is 1.52, which is 57% above median its 10-year median of 0.97 and 22.6% above the Personal Services industry median of 1.24. Lloyds Luxuries' overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Lloyds Luxuries (NSE:LLOYDS), the current Current Ratio is 1.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Luxuries (NSE:LLOYDS) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Luxuries stock appears to be undervalued.
The current stock price of ₹72.55 is trading 51.2% below its estimated GF Value™ of ₹148.54.
GuruFocus considers Lloyds Luxuries to be Significantly Undervalued.
Key valuation signals for NSE:LLOYDS:
Current Ratio: 1.52 (57% above median its 10-year median of 0.97)
GF Value™: ₹148.54 vs. price of ₹72.55 (51.2% below fair value)
Industry Position: 22.6% above the Personal Services median (#37 of 98)
No single metric tells the full story. See the NSE:LLOYDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds Luxuries Ltd is an organized player of salon services and beauty products in India, focused on sale & services of men's and women's groom care products. The company owns an exclusive franchisee of Truefitt & Hill, which is an international brand offering a wide range of beauty products and salon services for men through luxury barbershops operating across many countries.
74GF Score
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