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Lloyds LuxuriesNSE:LLOYDS 68 Equity-to-Asset is 0.79 as of Mar. 2026, which is at its 10-year median of 0.79. GuruFocus rates NSE:LLOYDS with a GF Score™ of 68/100 and a GF Value™ of ₹129.22 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 96 Personal Services companies, Lloyds Luxuries ranks better than 91.67% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Lloyds Luxuries's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₹336.9 Mil. Lloyds Luxuries's Total Assets for the quarter that ended in Mar. 2026 was ₹424.3 Mil.
Therefore, Lloyds Luxuries's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.79.
The historical rank and industry rank for Lloyds Luxuries's Equity-to-Asset or its related term are showing as below:
NSE:LLOYDS'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.49 Med: 0.79 Max: 0.92
Current: 0.79
During the past 7 years, the highest Equity to Asset Ratio of Lloyds Luxuries was 0.92. The lowest was -0.49. And the median was 0.79.
NSE:LLOYDS's Equity-to-Asset is ranked better than 91.67% of 96
companies
in the Personal Services industry
Industry Median: 0.39
vs NSE:LLOYDS: 0.79
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Lloyds Luxuries Equity-to-Asset Related Terms
Lloyds Luxuries Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Lloyds Luxuries's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:LLOYDS vs ROL, SCI, HRB: Equity-to-Asset Comparison
For the Personal Services subindustry, Lloyds Luxuries's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Luxuries Equity-to-Asset vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Lloyds Luxuries's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Lloyds Luxuries's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Lloyds Luxuries's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lloyds Luxuries (NSE:LLOYDS) has a Equity-to-Asset of 0.79 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lloyds Luxuries and its competitors. This is near median its historical median of 0.79. According to the industry distribution chart, Lloyds Luxuries ranks #8 out of 96 companies in the Personal Services industry, placing it in the top 8.3%.
Is Lloyds Luxuries' Equity-to-Asset too high?
Lloyds Luxuries' current Equity-to-Asset of 0.79 is near median its 10-year median of 0.79. The Personal Services industry median Equity-to-Asset is 0.39. Lloyds Luxuries' value of 0.79 is 102.6% above this industry median. Based on the distribution chart, Lloyds Luxuries ranks #8 out of 96 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, Lloyds Luxuries has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Luxuries' Equity-to-Asset compare to ROL and SCI?
According to the Personal Services industry distribution chart, Lloyds Luxuries ranks #8 out of 96 companies for Equity-to-Asset. This places Lloyds Luxuries in the top 8% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.39. Lloyds Luxuries' value of 0.79 is 102.6% above this benchmark. While the company's 10-year median is 0.79 vs. the industry median of 0.39, Lloyds Luxuries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Personal Services company?
The median Equity-to-Asset among Personal Services companies is 0.39, based on 96 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Luxuries's current Equity-to-Asset of 0.79 is 102.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lloyds Luxuries and its competitors. For the Personal Services industry, the median Equity-to-Asset is 0.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Luxuries's current Equity-to-Asset is 0.79, which is near median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Luxuries stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Luxuries (NSE:LLOYDS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹129.22, compared to a current price of ₹60.00 — trading 53.6% below its estimated fair value. The current Equity-to-Asset is 0.79, which is near median its 10-year median of 0.79 and 102.6% above the Personal Services industry median of 0.39. Lloyds Luxuries' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Lloyds Luxuries (NSE:LLOYDS), the current Equity-to-Asset is 0.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Luxuries (NSE:LLOYDS) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Luxuries stock appears to be undervalued.
The current stock price of ₹60.00 is trading 53.6% below its estimated GF Value™ of ₹129.22.
GuruFocus considers Lloyds Luxuries to be Significantly Undervalued.
Key valuation signals for NSE:LLOYDS:
Equity-to-Asset: 0.79 (near median its 10-year median of 0.79)
GF Value™: ₹129.22 vs. price of ₹60.00 (53.6% below fair value)
Industry Position: 102.6% above the Personal Services median (#8 of 96)
No single metric tells the full story. See the NSE:LLOYDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds Luxuries Ltd is an organized player of salon services and beauty products in India, focused on sale & services of men's and women's groom care products. The company owns an exclusive franchisee of Truefitt & Hill, which is an international brand offering a wide range of beauty products and salon services for men through luxury barbershops operating across many countries.
68GF Score
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