Lloyds Luxuries (NSE:LLOYDS) ROE %: 2.19% (As of Mar. 2026)


NSE:LLOYDS Lloyds Luxuries Ltd NSE:LLOYDS
74 GF Score
Price ₹72.55
GF Value ₹148.54
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Lloyds Luxuries ROE %?

Lloyds Luxuries NSE:LLOYDS -4.91% 74 ROE % is 2.19% as of Mar. 2026. GuruFocus rates NSE:LLOYDS with a GF Score™ of 74/100 and a GF Value™ of ₹148.54 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 92 Personal Services companies, Lloyds Luxuries ranks worse than 94.57% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Lloyds Luxuries's annualized net income for the quarter that ended in Mar. 2026 was ₹7.3 Mil. Lloyds Luxuries's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹331.9 Mil. Therefore, Lloyds Luxuries's annualized ROE % for the quarter that ended in Mar. 2026 was 2.19%.

The historical rank and industry rank for Lloyds Luxuries's ROE % or its related term are showing as below:

NSE:LLOYDS' s ROE % Range Over the Past 10 Years
Min: -77.23   Med: -10.27   Max: 0.76
Current: -77.23

During the past 7 years, Lloyds Luxuries's highest ROE % was 0.76%. The lowest was -77.23%. And the median was -10.27%.

NSE:LLOYDS's ROE % is ranked worse than
94.57% of 92 companies
in the Personal Services industry
Industry Median: 6.15 vs NSE:LLOYDS: -77.23

Lloyds Luxuries  (NSE:LLOYDS) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=7.262/331.9065
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(7.262 / 664.428)*(664.428 / 413.238)*(413.238 / 331.9065)
=Net Margin %*Asset Turnover*Equity Multiplier
=1.09 %*1.6079*1.245
=ROA %*Equity Multiplier
=1.75 %*1.245
=2.19 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=7.262/331.9065
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (7.262 / -2.238) * (-2.238 / -5.538) * (-5.538 / 664.428) * (664.428 / 413.238) * (413.238 / 331.9065)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= -3.2449 * 0.4041 * -0.83 % * 1.6079 * 1.245
=2.19 %

Note: The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Lloyds Luxuries ROE % Related Terms


Lloyds Luxuries ROE % Historical Data

* Premium members only.

The historical data trend for Lloyds Luxuries's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lloyds Luxuries ROE % Chart

Lloyds Luxuries Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial 0.76 -7.19 -12.18 -10.27 -68.18

Lloyds Luxuries Semi-Annual Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -9.57 -5.28 -13.81 -139.19 2.19

NSE:LLOYDS vs ROL, SCI, HRB: ROE % Comparison

For the Personal Services subindustry, Lloyds Luxuries's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lloyds Luxuries ROE % vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Lloyds Luxuries's ROE % distribution charts can be found below:

* The bar in red indicates where Lloyds Luxuries's ROE % falls into.


NSE:LLOYDS
74GF Score
Lloyds Luxuries Ltd NSE:LLOYDS
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lloyds Luxuries ROE % Calculation

Lloyds Luxuries's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=-343.684/( (671.22+336.932)/ 2 )
=-343.684/504.076
=-68.18 %

Lloyds Luxuries's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Sep. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=7.262/( (326.881+336.932)/ 2 )
=7.262/331.9065
=2.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 2.19% mean?
Lloyds Luxuries (NSE:LLOYDS) has a ROE % of 2.19% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Lloyds Luxuries and its competitors. According to the industry distribution chart, Lloyds Luxuries ranks #87 out of 92 companies in the Personal Services industry, placing it in the top 94.6%.
Is Lloyds Luxuries' ROE % too high?
Lloyds Luxuries' current ROE % is 2.19%. The Personal Services industry median ROE % is 6.15. Lloyds Luxuries' value of 2.19% is 64.4% below this industry median. Based on the distribution chart, Lloyds Luxuries ranks #87 out of 92 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Lloyds Luxuries has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Luxuries' ROE % compare to ROL and SCI?
According to the Personal Services industry distribution chart, Lloyds Luxuries ranks #87 out of 92 companies for ROE %. This places Lloyds Luxuries in the lower half of its industry. The industry median ROE % is 6.15. Lloyds Luxuries' value of 2.19% is 64.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Personal Services company?
The median ROE % among Personal Services companies is 6.15, based on 92 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Luxuries's current ROE % of 2.19% is 64.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Lloyds Luxuries and its competitors. For the Personal Services industry, the median ROE % is 6.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Luxuries's current ROE % is 2.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Luxuries stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Luxuries (NSE:LLOYDS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹148.54, compared to a current price of ₹72.55 — trading 51.2% below its estimated fair value. The current ROE % is 2.19% and 64.4% below the Personal Services industry median of 6.15. Lloyds Luxuries' overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Lloyds Luxuries (NSE:LLOYDS), the current ROE % is 2.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lloyds Luxuries (NSE:LLOYDS) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Luxuries stock appears to be undervalued. The current stock price of ₹72.55 is trading 51.2% below its estimated GF Value™ of ₹148.54. GuruFocus considers Lloyds Luxuries to be Significantly Undervalued.

Key valuation signals for NSE:LLOYDS:

  • ROE %: 2.19%
  • GF Value™: ₹148.54 vs. price of ₹72.55 (51.2% below fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 64.4% below the Personal Services median (#87 of 92)

No single metric tells the full story. See the NSE:LLOYDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lloyds Luxuries Business Description

Address Pandurang Budhkar Marg, Delisle Road, B2, Unit No. 3, 2nd Floor, Madhu Estate, Lower Parel, Mumbai, MH, IND, 400013
Lloyds Luxuries Ltd is an organized player of salon services and beauty products in India, focused on sale & services of men's and women's groom care products. The company owns an exclusive franchisee of Truefitt & Hill, which is an international brand offering a wide range of beauty products and salon services for men through luxury barbershops operating across many countries.
74GF Score

Get the complete analysis for NSE:LLOYDS

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹72.55
Price
₹148.54
GF Value