Trust FintechNSE:TRUST +0.95%21 Current Ratio is 10.03 as of Mar. 2025. GuruFocus rates NSE:TRUST with a GF Score™ of 21/100. Among 2,863 Software companies, Trust Fintech ranks better than 95.49% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Trust Fintech's current ratio for the quarter that ended in Mar. 2025 was 10.03.
Trust Fintech has a current ratio of 10.03. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Trust Fintech's Current Ratio or its related term are showing as below:
NSE:TRUST's Current Ratio is not ranked *
in the Software industry.
Industry Median: 1.81 * Ranked among companies with meaningful Current Ratio only.
Trust Fintech (NSE:TRUST) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Trust Fintech Current Ratio Related Terms
Trust Fintech Current Ratio Historical Data
* Premium members only.
The historical data trend for Trust Fintech's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:TRUST vs CRM, SHOP, UBER: Current Ratio Comparison
For the Software - Application subindustry, Trust Fintech's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trust Fintech Current Ratio vs Software Industry
For the Software industry and Technology sector, Trust Fintech's Current Ratio distribution charts can be found below:
* The bar in red indicates where Trust Fintech's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trust Fintech (NSE:TRUST) has a Current Ratio of 10.03 as of Mar. 2025. According to the industry distribution chart, Trust Fintech ranks #129 out of 2863 companies in the Software industry, placing it in the top 4.5%.
Is Trust Fintech's Current Ratio too high?
Trust Fintech's current Current Ratio is 10.03. The Software industry median Current Ratio is 1.81. Trust Fintech's value of 10.03 is 454.1% above this industry median. Based on the distribution chart, Trust Fintech ranks #129 out of 2863 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Trust Fintech has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Trust Fintech's Current Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Trust Fintech ranks #129 out of 2863 companies for Current Ratio. This places Trust Fintech in the top 5% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.81. Trust Fintech's value of 10.03 is 454.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,863 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Fintech's current Current Ratio of 10.03 is 454.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Fintech's current Current Ratio is 10.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Fintech stock overvalued right now?
Trust Fintech (NSE:TRUST) has a current Current Ratio of 10.03. The current Current Ratio is 10.03 and 454.1% above the Software industry median of 1.81. Trust Fintech's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Trust Fintech (NSE:TRUST), the current Current Ratio is 10.03 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Trust Fintech Ltd is engaged in software development services and software solutions. The company delivers Software Solutions and Services across Banking, ERP Implementation, Customized Software Development, SAP B1, and Offshore IT Services. Its products are TrustBankCBS, MicroFinS, Loan Origination, GST Software, ERP Products, Fintech API, Digital Interface, Mobility Apps, BFSI Statutory Reports (ADF), Universal Digital Reconciliation, and others.
21GF Score
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