Trust Fintech (NSE:TRUST) ROC %: 0.00% (As of Mar. 2025)


NSE:TRUST Trust Fintech Ltd NSE:TRUST
21 GF Score
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What is Trust Fintech ROC %?

Trust Fintech NSE:TRUST +0.95% 21 ROC % is 0.00% as of Mar. 2025. GuruFocus rates NSE:TRUST with a GF Score™ of 21/100. The stock has 5 warning signs investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Trust Fintech's annualized return on capital (ROC %) for the quarter that ended in Mar. 2025 was 0.00%.

As of today (2026-06-26), Trust Fintech's WACC % is 12.99%. Trust Fintech's ROC % is 28.42% (calculated using TTM income statement data). Trust Fintech generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.

Trust Fintech  (NSE:TRUST) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Trust Fintech's WACC % is 12.99%. Trust Fintech's ROC % is 28.42% (calculated using TTM income statement data). Trust Fintech generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.

Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Trust Fintech ROC % Related Terms

Trust Fintech ROC % Historical Data

* Premium members only.

The historical data trend for Trust Fintech's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Fintech ROC % Chart

Trust Fintech Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
ROC %
28.42 13.50 22.75 42.60 11.33

Trust Fintech Semi-Annual Data
Mar21 Mar22 Mar23 Sep23 Mar24 Mar25
ROC % Get a 7-Day Free Trial 0.00 0.00 54.45 31.17 0.00
NSE:TRUST
21GF Score
Trust Fintech Ltd NSE:TRUST
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Trust Fintech ROC % Calculation

Trust Fintech's annualized Return on Capital (ROC %) for the fiscal year that ended in Mar. 2025 is calculated as:

ROC % (A: Mar. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Mar. 2024 ) + Invested Capital (A: Mar. 2025 ))/ count )
=69.163 * ( 1 - 28.28% )/( (355.761 + 520.01)/ 2 )
=49.6037036/437.8855
=11.33 %

where

Invested Capital(A: Mar. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=524.425 - 70.388 - ( 98.276 - max(0, 72.744 - 266.036+98.276))
=355.761

Invested Capital(A: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1175.621 - 73.961 - ( 581.65 - max(0, 79.444 - 797.212+581.65))
=520.01

Trust Fintech's annualized Return on Capital (ROC %) for the quarter that ended in Mar. 2025 is calculated as:

ROC % (Q: Mar. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2024 ) + Invested Capital (Q: Mar. 2025 ))/ count )
=0 * ( 1 - 0% )/( (355.761 + 520.01)/ 2 )
=0/437.8855
=0.00 %

where

Invested Capital(Q: Mar. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=524.425 - 70.388 - ( 98.276 - max(0, 72.744 - 266.036+98.276))
=355.761

Invested Capital(Q: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1175.621 - 73.961 - ( 581.65 - max(0, 79.444 - 797.212+581.65))
=520.01

Note: The Operating Income data used here is two times the semi-annual (Mar. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 0.00% mean?
Trust Fintech (NSE:TRUST) has a ROC % of 0.00% as of Mar. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Trust Fintech and its competitors.
Is Trust Fintech's ROC % too high?
Trust Fintech's current ROC % is 0.00%. Overall, Trust Fintech has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Trust Fintech's ROC % compare to CRM and SHOP?
Trust Fintech's ROC % of 0.00% can be compared against companies in the Software industry. The industry median ROC % is 3.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Software company?
The median ROC % among Software companies is 3.11, based on 2,828 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Trust Fintech and its competitors. For the Software industry, the median ROC % is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Fintech's current ROC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Fintech stock overvalued right now?
Trust Fintech (NSE:TRUST) has a current ROC % of 0.00%. The current ROC % is 0.00%. Trust Fintech's overall GF Score™ is 21/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Trust Fintech (NSE:TRUST), the current ROC % is 0.00% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Fintech Business Description

Address Gayatri Nagar Parsodi, Plot No. 11/4, I.T. Park, Nagpur, MH, IND, 440022
Trust Fintech Ltd is engaged in software development services and software solutions. The company delivers Software Solutions and Services across Banking, ERP Implementation, Customized Software Development, SAP B1, and Offshore IT Services. Its products are TrustBankCBS, MicroFinS, Loan Origination, GST Software, ERP Products, Fintech API, Digital Interface, Mobility Apps, BFSI Statutory Reports (ADF), Universal Digital Reconciliation, and others.
21GF Score

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