Trust Fintech (NSE:TRUST) Operating Income: ₹166.1 Mil (TTM As of Mar. 2025)

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NSE:TRUST Trust Fintech Ltd NSE:TRUST
21 GF Score
Price ₹30.65
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What is Trust Fintech Operating Income?

Trust Fintech NSE:TRUST +9.46% 21 Operating Income is ₹166.1 Mil as of Mar. 2025. GuruFocus rates NSE:TRUST with a GF Score™ of 21/100.

Trust Fintech's Operating Income for the six months ended in Mar. 2025 was ₹0.0 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2025 was ₹166.1 Mil.

Operating Margin % is calculated as Operating Income divided by its Revenue. Trust Fintech's Operating Income for the six months ended in Mar. 2025 was ₹0.0 Mil. Trust Fintech's Revenue for the six months ended in Mar. 2025 was ₹0.0 Mil. Therefore, Trust Fintech's Operating Margin % for the quarter that ended in Mar. 2025 was %.

Trust Fintech's 5-Year average Growth Rate for Operating Margin % was 0.00% per year.

Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Trust Fintech's annualized ROC % for the quarter that ended in Mar. 2025 was 0.00%. Trust Fintech's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2025 was 0.00%.


Trust Fintech  (NSE:TRUST) Operating Income Explanation

1. Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Trust Fintech's annualized ROC % for the quarter that ended in Mar. 2025 is calculated as:

ROC % (Q: Mar. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2024 ) + Invested Capital (Q: Mar. 2025 ))/ count )
=0 * ( 1 - 0% )/( (355.761 + 520.01)/ 2 )
=0/437.8855
=0.00 %

where

Note: The Operating Income data used here is two times the semi-annual (Mar. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Trust Fintech's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2024  Q: Mar. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=0/( ( (130.747 + max(94.969, 0)) + (138.588 + max(113.206, 0)) )/ 2 )
=0/( ( 225.716 + 251.794 )/ 2 )
=0/238.755
=0.00 %

where Working Capital is:

Working Capital(Q: Mar. 2024 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(118.888 + 0 + 47.116) - (70.388 + 0 + 0.64699999999999)
=94.969

Working Capital(Q: Mar. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(136.433 + 20.635 + 35.582) - (73.961 + 0 + 5.483)
=113.206

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Mar. 2025) EBIT data.

3. Operating Income is also linked to Operating Margin %:

Trust Fintech's Operating Margin % for the quarter that ended in Mar. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2025 )/Revenue (Q: Mar. 2025 )
=0/0
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

4. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Operating Income growth rate using Operating Income per share data.


Be Aware

Compared with a company's EBITDA margin, Operating Margin can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin may decline. Often the Operating Margin declines well before the company's revenue or even profit decline. Therefore, Operating Margin is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia's Operating Margin had already been in decline since 2002, although its earnings per share were still rising. Investors who paid attention to Operating Margin would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Trust Fintech Operating Income Related Terms


Trust Fintech Operating Income Historical Data

* Premium members only.

The historical data trend for Trust Fintech's Operating Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Fintech Operating Income Chart

Trust Fintech Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Operating Income
32.19 16.87 50.63 166.14 69.16

Trust Fintech Semi-Annual Data
Mar21 Mar22 Mar23 Sep23 Mar24 Mar25
Operating Income Get a 7-Day Free Trial 0.00 0.00 97.33 68.82 0.00
NSE:TRUST
21GF Score
Trust Fintech Ltd NSE:TRUST
Operating Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Fintech Operating Income Calculation

Operating Income, is the profit a company earned through operations. All expenses, including cash expenses such as cost of goods sold (COGS), research & development, wages, and non-cash expenses, such as depreciation, depletion and amortization, have been deducted from the sales.

Operating Income for the trailing twelve months (TTM) ended in Mar. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was ₹166.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Income →
What does a Operating Income of ₹166.1 Mil mean?
Trust Fintech (NSE:TRUST) has a Operating Income of ₹166.1 Mil as of Mar. 2025. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Trust Fintech and its competitors.
Is Trust Fintech's Operating Income too high?
Trust Fintech's current Operating Income is ₹166.1 Mil. Overall, Trust Fintech has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Trust Fintech's Operating Income compare to CRM and SHOP?
Trust Fintech's Operating Income of ₹166.1 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Income for a Software company?
A good Operating Income depends on the Software industry context. However, Operating Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Income mean?
A high Operating Income can signal that a stock is expensive relative to its fundamentals. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Trust Fintech and its competitors. Trust Fintech's current Operating Income is ₹166.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Fintech stock overvalued right now?
Trust Fintech (NSE:TRUST) has a current Operating Income of ₹166.1 Mil. The current Operating Income is ₹166.1 Mil. Trust Fintech's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Income calculated?
Operating Income is calculated from a company's financial statements. For Trust Fintech (NSE:TRUST), the current Operating Income is ₹166.1 Mil as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Fintech Business Description

Address Gayatri Nagar Parsodi, Plot No. 11/4, I.T. Park, Nagpur, MH, IND, 440022
Trust Fintech Ltd is engaged in software development services and software solutions. The company delivers Software Solutions and Services across Banking, ERP Implementation, Customized Software Development, SAP B1, and Offshore IT Services. Its products are TrustBankCBS, MicroFinS, Loan Origination, GST Software, ERP Products, Fintech API, Digital Interface, Mobility Apps, BFSI Statutory Reports (ADF), Universal Digital Reconciliation, and others.
21GF Score

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Operating Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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