Trust Fintech (NSE:TRUST) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2025)

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NSE:TRUST Trust Fintech Ltd NSE:TRUST
21 GF Score
Price ₹28.00
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What is Trust Fintech Effective Interest Rate on Debt %?

Trust Fintech NSE:TRUST -1.75% 21 Effective Interest Rate on Debt % is 0.00% as of Mar. 2025. GuruFocus rates NSE:TRUST with a GF Score™ of 21/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Trust Fintech's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was ₹0.0 Mil. Trust Fintech's average total debt for the quarter that ended in Mar. 2025 was ₹1.7 Mil. Therefore, Trust Fintech's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 0.00%.

Trust Fintech  (NSE:TRUST) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Trust Fintech Effective Interest Rate on Debt % Related Terms

Trust Fintech Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Trust Fintech's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Fintech Effective Interest Rate on Debt % Chart

Trust Fintech Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
-10.33 17.08 8.53 235.36 58.40

Trust Fintech Semi-Annual Data
Mar21 Mar22 Mar23 Sep23 Mar24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 0.00 -11.86 -336.85 0.00

NSE:TRUST vs CRM, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Trust Fintech's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trust Fintech Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Trust Fintech's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Trust Fintech's Effective Interest Rate on Debt % falls into.


NSE:TRUST
21GF Score
Trust Fintech Ltd NSE:TRUST
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Fintech Effective Interest Rate on Debt % Calculation

Trust Fintech's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.998/( (1.709+0)/ 1 )
=-1  *  -0.998/1.709
=58.40 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 1.709
=1.709

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Trust Fintech's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  0/( (1.709+0)/ 1 )
=-1  *  0/1.709
=0.00 %

where

Total Debt  (Q: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 1.709
=1.709

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Trust Fintech (NSE:TRUST) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Trust Fintech and its competitors.
Is Trust Fintech's Effective Interest Rate on Debt % too high?
Trust Fintech's current Effective Interest Rate on Debt % is 0.00%. Overall, Trust Fintech has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Trust Fintech's Effective Interest Rate on Debt % compare to CRM and SHOP?
Trust Fintech's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Trust Fintech and its competitors. Trust Fintech's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Fintech stock overvalued right now?
Trust Fintech (NSE:TRUST) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Trust Fintech's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Trust Fintech (NSE:TRUST), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Fintech Business Description

Address Gayatri Nagar Parsodi, Plot No. 11/4, I.T. Park, Nagpur, MH, IND, 440022
Trust Fintech Ltd is engaged in software development services and software solutions. The company delivers Software Solutions and Services across Banking, ERP Implementation, Customized Software Development, SAP B1, and Offshore IT Services. Its products are TrustBankCBS, MicroFinS, Loan Origination, GST Software, ERP Products, Fintech API, Digital Interface, Mobility Apps, BFSI Statutory Reports (ADF), Universal Digital Reconciliation, and others.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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