Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Yixin GroupSTU:1YX 54 Current Ratio is 1.25 as of Jun. 2026, which is at its 10-year median of 1.25. GuruFocus rates STU:1YX with a GF Score™ of 54/100 and a GF Value™ of €0.17 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 423 Credit Services companies, Yixin Group ranks worse than 77.54% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Yixin Group's current ratio for the quarter that ended in Jun. 2026 was 1.25.
Yixin Group has a current ratio of 1.25. It generally indicates good short-term financial strength.
The historical rank and industry rank for Yixin Group's Current Ratio or its related term are showing as below:
STU:1YX'
s Current Ratio Range Over the Past 10 Years
Min: 0.89 Med: 1.25 Max: 1.99
Current: 1.25
During the past 12 years, Yixin Group's highest Current Ratio was 1.99. The lowest was 0.89. And the median was 1.25.
STU:1YX's Current Ratio is ranked worse than 77.54% of 423
companies
in the Credit Services industry
Industry Median: 2.63
vs STU:1YX: 1.25
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Yixin Group Current Ratio Related Terms
Yixin Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Yixin Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Yixin Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yixin Group Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yixin Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Yixin Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yixin Group (STU:1YX) has a Current Ratio of 1.25 as of Jun. 2026. This is near median its historical median of 1.25. Over the past decade, Yixin Group's Current Ratio has ranged from 0.89 to 1.99. According to the industry distribution chart, Yixin Group ranks #328 out of 423 companies in the Credit Services industry, placing it in the top 77.5%.
Is Yixin Group's Current Ratio too high?
Yixin Group's current Current Ratio of 1.25 is near median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 1.99. The Credit Services industry median Current Ratio is 2.63. Yixin Group's value of 1.25 is 52.5% below this industry median. Based on the distribution chart, Yixin Group ranks #328 out of 423 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Yixin Group has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Yixin Group ranks #328 out of 423 companies for Current Ratio. This places Yixin Group in the lower half of its industry. The industry median Current Ratio is 2.63. Yixin Group's value of 1.25 is 52.5% below this benchmark. Historically, Yixin Group's own Current Ratio has ranged from 0.89 to 1.99 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 2.63, Yixin Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 2.63, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yixin Group's current Current Ratio of 1.25 is 52.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 2.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yixin Group's current Current Ratio is 1.25, which is near median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (STU:1YX) is currently considered Possible Value Trap. The stock's GF Value™ is €0.17, compared to a current price of €0.12 — trading 32.4% below its estimated fair value. The current Current Ratio is 1.25, which is near median its 10-year median of 1.25 and 52.5% below the Credit Services industry median of 2.63. Yixin Group's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Yixin Group (STU:1YX), the current Current Ratio is 1.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yixin Group (STU:1YX) Overvalued in 2026?
Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued.
The current stock price of €0.12 is trading 32.4% below its estimated GF Value™ of €0.17.
GuruFocus considers Yixin Group to be Possible Value Trap.
Key valuation signals for STU:1YX:
Current Ratio: 1.25 (near median its 10-year median of 1.25)
GF Value™: €0.17 vs. price of €0.12 (32.4% below fair value)
Industry Position: 52.5% below the Credit Services median (#328 of 423)
No single metric tells the full story. See the STU:1YX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
54GF Score
Get the complete analysis for STU:1YX
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:1YX has been successfully added to your 
