Yixin Group (STU:1YX) Enterprise Value: €4,438 Mil (As of Sep. 21, 2026) ***

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STU:1YX Yixin Group Ltd STU:1YX
54 GF Score
Price €0.12
GF Value €0.17
Valuation Possible Value Trap
! 2 Warning Signs
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What is Yixin Group Enterprise Value?

Yixin Group STU:1YX 54 Enterprise Value is €4,438 Mil as of Sep. 21, 2026. GuruFocus rates STU:1YX with a GF Score™ of 54/100 and a GF Value™ of €0.17 (Possible Value Trap). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Yixin Group's Enterprise Value is €4,438 Mil. Yixin Group's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €241 Mil. Therefore, Yixin Group's EV-to-EBIT ratio for today is 18.40.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Yixin Group's Enterprise Value is €4,438 Mil. Yixin Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €263 Mil. Therefore, Yixin Group's EV-to-EBITDA ratio for today is 16.90.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Yixin Group's Enterprise Value is €4,438 Mil. Yixin Group's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 was €1,526 Mil. Therefore, Yixin Group's EV-to-Revenue ratio for today is 2.91.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Yixin Group's Enterprise Value is €4,438 Mil. Yixin Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €-259 Mil. Therefore, Yixin Group's EV-to-OCF ratio for today is -17.12.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Yixin Group's Enterprise Value is €4,438 Mil. Yixin Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-303 Mil. Therefore, Yixin Group's EV-to-FCF ratio for today is -14.63.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Yixin Group  (STU:1YX) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Yixin Group's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=4437.833/241.13716757654
=18.40

Yixin Group's current Enterprise Value is €4,438 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Yixin Group's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €241 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Yixin Group's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=4437.833/262.603206667
=16.90

Yixin Group's current Enterprise Value is €4,438 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Yixin Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €263 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Yixin Group's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=4437.833/1525.8158578338
=2.91

Yixin Group's current Enterprise Value is €4,438 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Yixin Group's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 was €1,526 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Yixin Group's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=4437.833/-259.22698213295
=-17.12

Yixin Group's current Enterprise Value is €4,438 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Yixin Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €-259 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Yixin Group's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4437.833/-303.37273
=-14.63

Yixin Group's current Enterprise Value is €4,438 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Yixin Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-303 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Yixin Group Enterprise Value Related Terms


Yixin Group Enterprise Value Historical Data

* Premium members only.

The historical data trend for Yixin Group's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yixin Group Enterprise Value Chart

Yixin Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,457.54 1,728.97 2,722.82 3,423.03 4,792.92

Yixin Group Semi-Annual Data
Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,706.36 3,425.30 4,091.43 4,801.13 4,060.71

STU:1YX vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Yixin Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yixin Group Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Yixin Group's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Yixin Group's Enterprise Value falls into.


STU:1YX
54GF Score
Yixin Group Ltd STU:1YX
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Yixin Group Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Yixin Group's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Enterprise Value (A: Dec. 2025 )
=Market Cap+Preferred Stock+Long-Term Debt & Capital Lease Obligation
=1837.5508391719+0+1764.5789281558
+Short-Term Debt & Capital Lease Obligation+Minority Interest-Cash, Cash Equivalents, Marketable Securities
+2052.6393581416+-0.015474155978969-958.73861786387
=4,696

Yixin Group's Enterprise Value for the quarter that ended in Jun. 2026 is calculated as

Enterprise Value (Q: Jun. 2026 )
=Market Cap+Preferred Stock+Long-Term Debt & Capital Lease Obligation
=914.75630081333+0+2106.3641638199
+Short-Term Debt & Capital Lease Obligation+Minority Interest-Cash, Cash Equivalents, Marketable Securities
+2073.7227315543+-0.004640522073583-1083.2267553652
=4,012

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €4,438 Mil mean?
Yixin Group (STU:1YX) has a Enterprise Value of €4,438 Mil as of Sep. 21, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Yixin Group and its competitors.
Is Yixin Group's Enterprise Value too high?
Yixin Group's current Enterprise Value is €4,438 Mil. Overall, Yixin Group has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's Enterprise Value compare to V and MA?
Yixin Group's Enterprise Value of €4,438 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Yixin Group and its competitors. Yixin Group's current Enterprise Value is €4,438 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (STU:1YX) is currently considered Possible Value Trap. The stock's GF Value™ is €0.17, compared to a current price of €0.12 — trading 32.4% below its estimated fair value. The current Enterprise Value is €4,438 Mil. Yixin Group's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Yixin Group (STU:1YX), the current Enterprise Value is €4,438 Mil as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yixin Group (STU:1YX) Overvalued in 2026?

Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued. The current stock price of €0.12 is trading 32.4% below its estimated GF Value™ of €0.17. GuruFocus considers Yixin Group to be Possible Value Trap.

Key valuation signals for STU:1YX:

  • Enterprise Value: €4,438 Mil
  • GF Value™: €0.17 vs. price of €0.12 (32.4% below fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the STU:1YX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yixin Group Business Description

Other Exchanges 02858:Hong Kong
Address No. 365 Linhong Road, 1 North, Zhongguancun Hongqiao Innovation Center, Changning District, Shanghai, CHN
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
54GF Score

Get the complete analysis for STU:1YX

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.12
Price
€0.17
GF Value