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Yixin GroupSTU:1YX 54 10-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus rates STU:1YX with a GF Score™ of 54/100 and a GF Value™ of €0.17 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 353 Credit Services companies, Yixin Group ranks worse than 283285.84% on this metric.
10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year.
Yixin Group does not have enough data to calculate 10-Year ROIIC %.
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Yixin Group 10-Year ROIIC % Related Terms
Yixin Group 10-Year ROIIC % Historical Data
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The historical data trend for Yixin Group's 10-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Yixin Group's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yixin Group 10-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yixin Group's 10-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Yixin Group's 10-Year ROIIC % falls into.
Yixin Group's 10-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
10-Year ROIIC %
=
10-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
10-Year Incremental Invested Capital**
=
( (Dec. 2025) - (Dec. 2015) )
/
( (Dec. 2025) - (Dec. 2015) )
=
/
=
N/A%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Yixin Group (STU:1YX) has a 10-Year ROIIC % of 0.00 as of Dec. 2025. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Yixin Group and its competitors. According to the industry distribution chart, Yixin Group ranks #999999 out of 353 companies in the Credit Services industry.
Is Yixin Group's 10-Year ROIIC % too high?
Yixin Group's current 10-Year ROIIC % is 0.00. Based on the distribution chart, Yixin Group ranks #999999 out of 353 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Yixin Group has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's 10-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Yixin Group ranks #999999 out of 353 companies for 10-Year ROIIC %. This places Yixin Group in the lower half of its industry. The industry median 10-Year ROIIC % is 3.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for a Credit Services company?
The median 10-Year ROIIC % among Credit Services companies is 3.17, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Yixin Group and its competitors. For the Credit Services industry, the median 10-Year ROIIC % is 3.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yixin Group's current 10-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (STU:1YX) is currently considered Possible Value Trap. The stock's GF Value™ is €0.17, compared to a current price of €0.12 — trading 32.4% below its estimated fair value. The current 10-Year ROIIC % is 0.00. Yixin Group's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For Yixin Group (STU:1YX), the current 10-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yixin Group (STU:1YX) Overvalued in 2026?
Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued.
The current stock price of €0.12 is trading 32.4% below its estimated GF Value™ of €0.17.
GuruFocus considers Yixin Group to be Possible Value Trap.
Key valuation signals for STU:1YX:
10-Year ROIIC %: 0.00
GF Value™: €0.17 vs. price of €0.12 (32.4% below fair value)
No single metric tells the full story. See the STU:1YX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
54GF Score
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