What is Substrate Artificial Inteligence Current Ratio?
Substrate Artificial InteligenceXMAD:SAI.B 6 Current Ratio is 0.78 as of Dec. 2025, which is 5% above its 10-year median of 0.74. GuruFocus rates XMAD:SAI.B with a GF Score™ of 6/100 and a GF Value™ of €0.53 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,864 Software companies, Substrate Artificial Inteligence ranks worse than 86.17% on this metric.
Substrate Artificial Inteligence has a current ratio of 0.78. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Substrate Artificial Inteligence has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for Substrate Artificial Inteligence's Current Ratio or its related term are showing as below:
XMAD:SAI.B'
s Current Ratio Range Over the Past 10 Years
Min: 0.26 Med: 0.74 Max: 1.26
Current: 0.78
During the past 5 years, Substrate Artificial Inteligence's highest Current Ratio was 1.26. The lowest was 0.26. And the median was 0.74.
XMAD:SAI.B's Current Ratio is ranked worse than 86.17% of 2864
companies
in the Software industry
Industry Median: 1.81
vs XMAD:SAI.B: 0.78
Substrate Artificial Inteligence (XMAD:SAI.B) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Substrate Artificial Inteligence Current Ratio Related Terms
Substrate Artificial Inteligence Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Substrate Artificial Inteligence Current Ratio Chart
XMAD:SAI.B vs MSFT, ORCL, PLTR: Current Ratio Comparison
For the Software - Infrastructure subindustry, Substrate Artificial Inteligence's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Substrate Artificial Inteligence Current Ratio vs Software Industry
For the Software industry and Technology sector, Substrate Artificial Inteligence's Current Ratio distribution charts can be found below:
* The bar in red indicates where Substrate Artificial Inteligence's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Substrate Artificial Inteligence (XMAD:SAI.B) has a Current Ratio of 0.78 as of Dec. 2025. This is near median its historical median of 0.74. Over the past decade, Substrate Artificial Inteligence's Current Ratio has ranged from 0.26 to 1.26. According to the industry distribution chart, Substrate Artificial Inteligence ranks #2468 out of 2864 companies in the Software industry, placing it in the top 86.2%.
Is Substrate Artificial Inteligence's Current Ratio too high?
Substrate Artificial Inteligence's current Current Ratio of 0.78 is near median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.26. The Software industry median Current Ratio is 1.81. Substrate Artificial Inteligence's value of 0.78 is 56.9% below this industry median. Based on the distribution chart, Substrate Artificial Inteligence ranks #2468 out of 2864 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Substrate Artificial Inteligence has a GF Score™ of 6/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Substrate Artificial Inteligence's Current Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Substrate Artificial Inteligence ranks #2468 out of 2864 companies for Current Ratio. This places Substrate Artificial Inteligence in the lower half of its industry. The industry median Current Ratio is 1.81. Substrate Artificial Inteligence's value of 0.78 is 56.9% below this benchmark. Historically, Substrate Artificial Inteligence's own Current Ratio has ranged from 0.26 to 1.26 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 1.81, Substrate Artificial Inteligence has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,864 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Substrate Artificial Inteligence's current Current Ratio of 0.78 is 56.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Substrate Artificial Inteligence's current Current Ratio is 0.78, which is near median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Substrate Artificial Inteligence stock overvalued right now?
Based on GuruFocus' analysis, Substrate Artificial Inteligence (XMAD:SAI.B) is currently considered Possible Value Trap. The stock's GF Value™ is €0.53, compared to a current price of €0.13 — trading 75.1% below its estimated fair value. The current Current Ratio is 0.78, which is near median its 10-year median of 0.74 and 56.9% below the Software industry median of 1.81. Substrate Artificial Inteligence's overall GF Score™ is 6/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Substrate Artificial Inteligence (XMAD:SAI.B), the current Current Ratio is 0.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Substrate Artificial Inteligence (XMAD:SAI.B) Overvalued in 2026?
Based on GuruFocus' analysis, Substrate Artificial Inteligence stock appears to be undervalued.
The current stock price of €0.13 is trading 75.1% below its estimated GF Value™ of €0.53.
GuruFocus considers Substrate Artificial Inteligence to be Possible Value Trap.
Key valuation signals for XMAD:SAI.B:
Current Ratio: 0.78 (near median its 10-year median of 0.74)
GF Value™: €0.53 vs. price of €0.13 (75.1% below fair value)
Industry Position: 56.9% below the Software median (#2468 of 2864)
No single metric tells the full story. See the XMAD:SAI.B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Substrate Artificial Inteligence Business Description
Substrate Artificial Inteligence SA is an Artificial Intelligence company in Spain. Its software is applied in agritech, energy, industry, fintech, human resources, or health sectors. Its technology is easy to implement and allows it to address all the problems faced by companies in the digitization and streamlining of their processes, optimizing decision-making and generating great cost savings.
6GF Score
Get the complete analysis for XMAD:SAI.B
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XMAD:SAI.B has been successfully added to your 
