What is Yangzijiang Financial Holding Current Ratio?
Yangzijiang Financial HoldingYNGFF -11.47%50 Current Ratio is 27.25 as of Dec. 2025, which is 6% below its 10-year median of 28.96. GuruFocus rates YNGFF with a GF Score™ of 50/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 706 Asset Management companies, Yangzijiang Financial Holding ranks better than 83.57% on this metric.
Yangzijiang Financial Holding has a current ratio of 27.25. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Yangzijiang Financial Holding's Current Ratio or its related term are showing as below:
YNGFF'
s Current Ratio Range Over the Past 10 Years
Min: 27.25 Med: 28.96 Max: 50.98
Current: 27.25
During the past 7 years, Yangzijiang Financial Holding's highest Current Ratio was 50.98. The lowest was 27.25. And the median was 28.96.
YNGFF's Current Ratio is ranked better than 83.57% of 706
companies
in the Asset Management industry
Industry Median: 3.005
vs YNGFF: 27.25
Yangzijiang Financial Holding (OTCPK:YNGFF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Yangzijiang Financial Holding Current Ratio Related Terms
Yangzijiang Financial Holding Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Yangzijiang Financial Holding's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yangzijiang Financial Holding Current Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Yangzijiang Financial Holding's Current Ratio distribution charts can be found below:
* The bar in red indicates where Yangzijiang Financial Holding's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yangzijiang Financial Holding (YNGFF) has a Current Ratio of 27.25 as of Dec. 2025. This is near median its historical median of 28.96. Over the past decade, Yangzijiang Financial Holding's Current Ratio has ranged from 27.25 to 50.98. According to the industry distribution chart, Yangzijiang Financial Holding ranks #116 out of 706 companies in the Asset Management industry, placing it in the top 16.4%.
Is Yangzijiang Financial Holding's Current Ratio too high?
Yangzijiang Financial Holding's current Current Ratio of 27.25 is near median its 10-year median of 28.96. Over the past 10 years, this metric has ranged from a low of 27.25 to a high of 50.98. The Asset Management industry median Current Ratio is 3.01. Yangzijiang Financial Holding's value of 27.25 is 806.8% above this industry median. Based on the distribution chart, Yangzijiang Financial Holding ranks #116 out of 706 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Yangzijiang Financial Holding has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yangzijiang Financial Holding's Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Yangzijiang Financial Holding ranks #116 out of 706 companies for Current Ratio. This places Yangzijiang Financial Holding in the top 16% of its industry — outperforming the majority of peers. The industry median Current Ratio is 3.01. Yangzijiang Financial Holding's value of 27.25 is 806.8% above this benchmark. Historically, Yangzijiang Financial Holding's own Current Ratio has ranged from 27.25 to 50.98 over the past decade. While the company's 10-year median is 28.96 vs. the industry median of 3.01, Yangzijiang Financial Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 3.01, based on 706 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yangzijiang Financial Holding's current Current Ratio of 27.25 is 806.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 3.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yangzijiang Financial Holding's current Current Ratio is 27.25, which is near median its own 10-year median of 28.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yangzijiang Financial Holding stock overvalued right now?
Based on GuruFocus' analysis, Yangzijiang Financial Holding (YNGFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.18 — trading 490.3% above its estimated fair value. The current Current Ratio is 27.25, which is near median its 10-year median of 28.96 and 806.8% above the Asset Management industry median of 3.01. Yangzijiang Financial Holding's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Yangzijiang Financial Holding (YNGFF), the current Current Ratio is 27.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yangzijiang Financial Holding (YNGFF) Overvalued in 2026?
Based on GuruFocus' analysis, Yangzijiang Financial Holding stock appears to be overvalued.
The current stock price of $0.18 is trading 490.3% above its estimated GF Value™ of $0.03.
GuruFocus considers Yangzijiang Financial Holding to be Significantly Overvalued.
Key valuation signals for YNGFF:
Current Ratio: 27.25 (near median its 10-year median of 28.96)
GF Value™: $0.03 vs. price of $0.18 (490.3% above fair value)
Industry Position: 806.8% above the Asset Management median (#116 of 706)
No single metric tells the full story. See the YNGFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yangzijiang Financial Holding Business Description
Yangzijiang Financial Holding Ltd operates as an investment management business, which seeks capital appreciation and investment income from investments in both public and private companies as funds, as well as deploying funds into various situations, and the debt investment business, which is made up of debt investments. The principal activities of the Group consist of micro-financing, debt investments at amortized cost, fund management, and other investments, and therefore, management considers that the Group operates in one single business segment at two geographical locations, namely, Singapore and the PRC.
50GF Score
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