Yangzijiang Financial HoldingYNGFF -11.47%50 Gross Margin % is 92.23% as of Dec. 2025, which is 2% below its 10-year median of 93.69. GuruFocus rates YNGFF with a GF Score™ of 50/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 550 Asset Management companies, Yangzijiang Financial Holding ranks better than 84.91% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Yangzijiang Financial Holding had a gross margin of 92.23% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Yangzijiang Financial Holding Gross Margin % Related Terms
Yangzijiang Financial Holding Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Yangzijiang Financial Holding's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yangzijiang Financial Holding Gross Margin % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Yangzijiang Financial Holding's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Yangzijiang Financial Holding's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Yangzijiang Financial Holding (YNGFF) has a Gross Margin % of 92.23% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Yangzijiang Financial Holding and its competitors. This is near median its historical median of 93.69. Over the past decade, Yangzijiang Financial Holding's Gross Margin % has ranged from 90.86 to 95.61. According to the industry distribution chart, Yangzijiang Financial Holding ranks #83 out of 550 companies in the Asset Management industry, placing it in the top 15.1%.
Is Yangzijiang Financial Holding's Gross Margin % too high?
Yangzijiang Financial Holding's current Gross Margin % of 92.23% is near median its 10-year median of 93.69. Over the past 10 years, this metric has ranged from a low of 90.86 to a high of 95.61. The Asset Management industry median Gross Margin % is 57.90. Yangzijiang Financial Holding's value of 92.23% is 59.3% above this industry median. Based on the distribution chart, Yangzijiang Financial Holding ranks #83 out of 550 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Yangzijiang Financial Holding has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yangzijiang Financial Holding's Gross Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Yangzijiang Financial Holding ranks #83 out of 550 companies for Gross Margin %. This places Yangzijiang Financial Holding in the top 15% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 57.90. Yangzijiang Financial Holding's value of 92.23% is 59.3% above this benchmark. Historically, Yangzijiang Financial Holding's own Gross Margin % has ranged from 90.86 to 95.61 over the past decade. While the company's 10-year median is 93.69 vs. the industry median of 57.90, Yangzijiang Financial Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for an Asset Management company?
The median Gross Margin % among Asset Management companies is 57.90, based on 550 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yangzijiang Financial Holding's current Gross Margin % of 92.23% is 59.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Yangzijiang Financial Holding and its competitors. For the Asset Management industry, the median Gross Margin % is 57.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yangzijiang Financial Holding's current Gross Margin % is 92.23%, which is near median its own 10-year median of 93.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yangzijiang Financial Holding stock overvalued right now?
Based on GuruFocus' analysis, Yangzijiang Financial Holding (YNGFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.18 — trading 490.3% above its estimated fair value. The current Gross Margin % is 92.23%, which is near median its 10-year median of 93.69 and 59.3% above the Asset Management industry median of 57.90. Yangzijiang Financial Holding's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Yangzijiang Financial Holding (YNGFF), the current Gross Margin % is 92.23% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yangzijiang Financial Holding (YNGFF) Overvalued in 2026?
Based on GuruFocus' analysis, Yangzijiang Financial Holding stock appears to be overvalued.
The current stock price of $0.18 is trading 490.3% above its estimated GF Value™ of $0.03.
GuruFocus considers Yangzijiang Financial Holding to be Significantly Overvalued.
Key valuation signals for YNGFF:
Gross Margin %: 92.23% (near median its 10-year median of 93.69)
GF Value™: $0.03 vs. price of $0.18 (490.3% above fair value)
Industry Position: 59.3% above the Asset Management median (#83 of 550)
No single metric tells the full story. See the YNGFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yangzijiang Financial Holding Business Description
Yangzijiang Financial Holding Ltd operates as an investment management business, which seeks capital appreciation and investment income from investments in both public and private companies as funds, as well as deploying funds into various situations, and the debt investment business, which is made up of debt investments. The principal activities of the Group consist of micro-financing, debt investments at amortized cost, fund management, and other investments, and therefore, management considers that the Group operates in one single business segment at two geographical locations, namely, Singapore and the PRC.
50GF Score
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