Yangzijiang Financial HoldingYNGFF -11.47%50 Piotroski F-Score is 2 as of Jun. 26, 2026, which is 67% below its 10-year median of 6.00. GuruFocus rates YNGFF with a GF Score™ of 50/100 and a GF Value™ of $0.04 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,597 Asset Management companies, Yangzijiang Financial Holding ranks worse than 90.86% on this metric.
Warning Sign:
Piotroski F-Score of 2 is low, which usually implies poor business operation.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Yangzijiang Financial Holding has an F-score of 2. It is a bad or low score, which usually implies poor business operation.
The historical rank and industry rank for Yangzijiang Financial Holding's Piotroski F-Score or its related term are showing as below:
YNGFF'
s Piotroski F-Score Range Over the Past 10 Years
Min: 2 Med: 6 Max: 8
Current: 2
During the past 7 years, the highest Piotroski F-Score of Yangzijiang Financial Holding was 8. The lowest was 2. And the median was 6.
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Yangzijiang Financial Holding Piotroski F-Score Related Terms
Yangzijiang Financial Holding Piotroski F-Score Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
YNGFF vs BLK, BX, KKR: Piotroski F-Score Comparison
For the Asset Management subindustry, Yangzijiang Financial Holding's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yangzijiang Financial Holding Piotroski F-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Yangzijiang Financial Holding's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Yangzijiang Financial Holding's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Yangzijiang Financial Holding's current Net Income (TTM) was -4.0.
==> Negative ==> Score 0.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Yangzijiang Financial Holding's current Cash Flow from Operations (TTM) was -71.2.
==> Negative ==> Score 0.
Question 3. Change in Return on Assets
Compare this year's return on assets (1) to last year's return on assets.
Yangzijiang Financial Holding's return on assets of this year was -0.0012348. Yangzijiang Financial Holding's return on assets of last year was 0.07195901.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Yangzijiang Financial Holding's gearing of this year was 0. Yangzijiang Financial Holding's gearing of last year was 0.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
Yangzijiang Financial Holding's current ratio of this year was 27.24603748. Yangzijiang Financial Holding's current ratio of last year was 28.88735507.
==> Last year's current ratio is higher ==> Score 0.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Yangzijiang Financial Holding's number of shares in issue this year was 3536.653. Yangzijiang Financial Holding's number of shares in issue last year was 3519.42.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
Yangzijiang Financial Holding's gross margin of this year was 0.92506351. Yangzijiang Financial Holding's gross margin of last year was 0.92191452.
==> This year's gross margin is higher. ==> Score 1.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Yangzijiang Financial Holding's asset turnover of this year was 0.0217547. Yangzijiang Financial Holding's asset turnover of last year was 0.02951103.
==> Last year's asset turnover is higher ==> Score 0.
Evaluation
Piotroski F-Score
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Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Yangzijiang Financial Holding has an F-score of 2. It is a bad or low score, which usually implies poor business operation.
Yangzijiang Financial Holding (YNGFF) has a Piotroski F-Score of 2 as of Jun. 26, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Yangzijiang Financial Holding and its competitors. This is 67% below median its historical median of 6.00. Over the past decade, Yangzijiang Financial Holding's Piotroski F-Score has ranged from 2.00 to 8.00. According to the industry distribution chart, Yangzijiang Financial Holding ranks #1451 out of 1597 companies in the Asset Management industry, placing it in the top 90.9%.
Is Yangzijiang Financial Holding's Piotroski F-Score too high?
Yangzijiang Financial Holding's current Piotroski F-Score of 2 is 67% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 8.00. The Asset Management industry median Piotroski F-Score is 5.00. Yangzijiang Financial Holding's value of 2 is 60% below this industry median. Based on the distribution chart, Yangzijiang Financial Holding ranks #1451 out of 1597 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Yangzijiang Financial Holding has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yangzijiang Financial Holding's Piotroski F-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Yangzijiang Financial Holding ranks #1451 out of 1597 companies for Piotroski F-Score. This places Yangzijiang Financial Holding in the lower half of its industry. The industry median Piotroski F-Score is 5.00. Yangzijiang Financial Holding's value of 2 is 60% below this benchmark. Historically, Yangzijiang Financial Holding's own Piotroski F-Score has ranged from 2.00 to 8.00 over the past decade. While the company's 10-year median is 6.00 vs. the industry median of 5.00, Yangzijiang Financial Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Asset Management company?
The median Piotroski F-Score among Asset Management companies is 5.00, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yangzijiang Financial Holding's current Piotroski F-Score of 2 is 60% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Yangzijiang Financial Holding and its competitors. For the Asset Management industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yangzijiang Financial Holding's current Piotroski F-Score is 2, which is 67% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yangzijiang Financial Holding stock overvalued right now?
Based on GuruFocus' analysis, Yangzijiang Financial Holding (YNGFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.04, compared to a current price of $0.18 — trading 342.8% above its estimated fair value. The current Piotroski F-Score is 2, which is 67% below median its 10-year median of 6.00 and 60% below the Asset Management industry median of 5.00. Yangzijiang Financial Holding's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Yangzijiang Financial Holding (YNGFF), the current Piotroski F-Score is 2 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yangzijiang Financial Holding (YNGFF) Overvalued in 2026?
Based on GuruFocus' analysis, Yangzijiang Financial Holding stock appears to be overvalued.
The current stock price of $0.18 is trading 342.8% above its estimated GF Value™ of $0.04.
GuruFocus considers Yangzijiang Financial Holding to be Significantly Overvalued.
Key valuation signals for YNGFF:
Piotroski F-Score: 2 (67% below median its 10-year median of 6.00)
GF Value™: $0.04 vs. price of $0.18 (342.8% above fair value)
Industry Position: 60% below the Asset Management median (#1451 of 1597)
No single metric tells the full story. See the YNGFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yangzijiang Financial Holding Business Description
Yangzijiang Financial Holding Ltd operates as an investment management business, which seeks capital appreciation and investment income from investments in both public and private companies as funds, as well as deploying funds into various situations, and the debt investment business, which is made up of debt investments. The principal activities of the Group consist of micro-financing, debt investments at amortized cost, fund management, and other investments, and therefore, management considers that the Group operates in one single business segment at two geographical locations, namely, Singapore and the PRC.
50GF Score
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