Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Yangzijiang Financial Holding's
Operating Income
for the
six
months ended in Dec. 2025 was $-204.7 Mil. Yangzijiang Financial Holding's Interest Expense for the
six
months ended in Dec. 2025 was $-0.1 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Yangzijiang Financial Holding's Interest Coverage or its related term are showing as below:
YNGFF's Interest Coverage is not ranked *
in the Asset Management industry.
Industry Median: 42.97 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Yangzijiang Financial Holding Interest Coverage Related Terms
Yangzijiang Financial Holding Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
YNGFF vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, Yangzijiang Financial Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yangzijiang Financial Holding Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Yangzijiang Financial Holding's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Yangzijiang Financial Holding's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Yangzijiang Financial Holding did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Yangzijiang Financial Holding (YNGFF) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Yangzijiang Financial Holding and its competitors. According to the industry distribution chart, Yangzijiang Financial Holding ranks #999999 out of 475 companies in the Asset Management industry.
Is Yangzijiang Financial Holding's Interest Coverage too high?
Yangzijiang Financial Holding's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Yangzijiang Financial Holding ranks #999999 out of 475 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Yangzijiang Financial Holding has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yangzijiang Financial Holding's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Yangzijiang Financial Holding ranks #999999 out of 475 companies for Interest Coverage. This places Yangzijiang Financial Holding in the lower half of its industry. The industry median Interest Coverage is 42.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 42.97, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Yangzijiang Financial Holding and its competitors. For the Asset Management industry, the median Interest Coverage is 42.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yangzijiang Financial Holding's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yangzijiang Financial Holding stock overvalued right now?
Based on GuruFocus' analysis, Yangzijiang Financial Holding (YNGFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.18 — trading 490.3% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Yangzijiang Financial Holding's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Yangzijiang Financial Holding (YNGFF), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yangzijiang Financial Holding (YNGFF) Overvalued in 2026?
Based on GuruFocus' analysis, Yangzijiang Financial Holding stock appears to be overvalued.
The current stock price of $0.18 is trading 490.3% above its estimated GF Value™ of $0.03.
GuruFocus considers Yangzijiang Financial Holding to be Significantly Overvalued.
Key valuation signals for YNGFF:
Interest Coverage: 0 (At Loss)
GF Value™: $0.03 vs. price of $0.18 (490.3% above fair value)
No single metric tells the full story. See the YNGFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yangzijiang Financial Holding Business Description
Yangzijiang Financial Holding Ltd operates as an investment management business, which seeks capital appreciation and investment income from investments in both public and private companies as funds, as well as deploying funds into various situations, and the debt investment business, which is made up of debt investments. The principal activities of the Group consist of micro-financing, debt investments at amortized cost, fund management, and other investments, and therefore, management considers that the Group operates in one single business segment at two geographical locations, namely, Singapore and the PRC.
50GF Score
Get the complete analysis for YNGFF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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