Grupo Cibest (BOG:PFCIBEST) Cyclically Adjusted Book per Share: COP37,884.47 (As of Jun. 2026)

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BOG:PFCIBEST Grupo Cibest SA BOG:PFCIBEST
71 GF Score
Price COP75,600.00
GF Value COP43,380.08
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Grupo Cibest Cyclically Adjusted Book per Share?

Grupo Cibest BOG:PFCIBEST -0.08% 71 Cyclically Adjusted Book per Share is COP37,884.47 as of Jun. 2026. GuruFocus rates BOG:PFCIBEST with a GF Score™ of 71/100 and a GF Value™ of COP43,380.08 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Grupo Cibest's adjusted book value per share for the three months ended in Jun. 2026 was COP40,356.945. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is COP37,884.47 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Grupo Cibest's average Cyclically Adjusted Book Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 9.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.40% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 12.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Grupo Cibest was 18.50% per year. The lowest was 9.10% per year. And the median was 14.30% per year.

As of today (2026-08-15), Grupo Cibest's current stock price is COP75600.00. Grupo Cibest's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was COP37,884.47. Grupo Cibest's Cyclically Adjusted PB Ratio of today is 2.00.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Grupo Cibest was 2.49. The lowest was 0.86. And the median was 1.47.


Grupo Cibest  (BOG:PFCIBEST) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo Cibest's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=75600.00/37884.47
=2.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Grupo Cibest was 2.49. The lowest was 0.86. And the median was 1.47.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Grupo Cibest Cyclically Adjusted Book per Share Related Terms


Grupo Cibest Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Grupo Cibest's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Cibest Cyclically Adjusted Book per Share Chart

Grupo Cibest Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24,368.77 27,862.68 30,864.69 33,611.19 36,179.00

Grupo Cibest Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35,236.09 35,905.38 36,179.00 37,151.30 37,884.47

BOG:PFCIBEST vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Grupo Cibest's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Cibest Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Cibest's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Cibest's Cyclically Adjusted PB Ratio falls into.


BOG:PFCIBEST
71GF Score
Grupo Cibest SA BOG:PFCIBEST
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Cibest Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo Cibest's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=40356.945/333.9520*333.9520
=40,356.945

Current CPI (Jun. 2026) = 333.9520.

Grupo Cibest Quarterly Data

Book Value per Share CPI Adj_Book
201609 20,684.406 241.428 28,611.423
201612 22,111.651 241.432 30,585.134
201703 21,694.526 243.801 29,716.574
201706 22,697.410 244.955 30,943.828
201709 22,994.622 246.819 31,112.273
201712 24,030.272 246.524 32,552.439
201803 22,823.292 249.554 30,542.023
201806 23,641.867 251.989 31,331.720
201809 24,069.935 252.439 31,842.160
201812 25,835.124 251.233 34,341.394
201903 25,351.108 254.202 33,304.432
201906 26,402.062 256.143 34,422.262
201909 28,061.544 256.759 36,498.073
201912 27,950.888 256.974 36,323.733
202003 28,269.170 258.115 36,574.960
202006 27,523.540 257.797 35,654.182
202009 29,108.423 260.280 37,347.534
202012 27,598.756 260.474 35,384.183
202103 28,714.417 264.877 36,202.603
202106 30,156.026 271.696 37,065.931
202109 31,462.143 274.310 38,302.816
202112 33,513.664 278.802 40,143.023
202203 31,398.850 287.504 36,471.523
202206 34,602.518 296.311 38,998.148
202209 37,972.279 296.808 42,724.315
202212 40,640.264 296.797 45,727.879
202303 38,382.748 301.836 42,466.755
202306 37,992.944 305.109 41,584.547
202309 39,023.045 307.789 42,340.122
202312 39,601.209 306.746 43,113.530
202403 37,933.580 312.332 40,559.388
202406 40,776.475 314.175 43,343.313
202409 42,522.653 315.301 45,037.995
202412 45,270.582 315.605 47,902.287
202503 42,247.126 319.799 44,116.812
202506 42,932.955 322.561 44,449.100
202509 44,394.476 324.800 45,645.394
202512 41,705.841 324.054 42,979.716
202603 38,324.291 330.213 38,758.237
202606 40,356.945 333.952 40,356.945

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of COP37,884.47 mean?
Grupo Cibest (BOG:PFCIBEST) has a Cyclically Adjusted Book per Share of COP37,884.47 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Cibest and its competitors.
Is Grupo Cibest's Cyclically Adjusted Book per Share too high?
Grupo Cibest's current Cyclically Adjusted Book per Share is COP37,884.47. Overall, Grupo Cibest has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's Cyclically Adjusted Book per Share compare to PNC and USB?
Grupo Cibest's Cyclically Adjusted Book per Share of COP37,884.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Cibest and its competitors. Grupo Cibest's current Cyclically Adjusted Book per Share is COP37,884.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:PFCIBEST) is currently considered Significantly Overvalued. The stock's GF Value™ is COP43,380.08, compared to a current price of COP75,600.00 — trading 74.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is COP37,884.47. Grupo Cibest's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Grupo Cibest (BOG:PFCIBEST), the current Cyclically Adjusted Book per Share is COP37,884.47 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Cibest (BOG:PFCIBEST) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued. The current stock price of COP75,600.00 is trading 74.3% above its estimated GF Value™ of COP43,380.08. GuruFocus considers Grupo Cibest to be Significantly Overvalued.

Key valuation signals for BOG:PFCIBEST:

  • Cyclically Adjusted Book per Share: COP37,884.47
  • GF Value™: COP43,380.08 vs. price of COP75,600.00 (74.3% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the BOG:PFCIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Cibest Business Description

Address Avenida Los Industriales, Carrera 48 No. 26-85, Medellin, COL
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
71GF Score

Get the complete analysis for BOG:PFCIBEST

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP75,600.00
Price
COP43,380.08
GF Value