Grupo Cibest (BOG:PFCIBEST) E10: COP4,749.84 (As of Mar. 2026)


BOG:PFCIBEST Grupo Cibest SA BOG:PFCIBEST
87 GF Score
Price COP66,800.00
GF Value COP53,894.81
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Grupo Cibest E10?

Grupo Cibest BOG:PFCIBEST -3.61% 87 E10 is COP4,749.84 as of Mar. 2026. GuruFocus rates BOG:PFCIBEST with a GF Score™ of 87/100 and a GF Value™ of COP53,894.81 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Grupo Cibest's adjusted earnings per share data for the three months ended in Mar. 2026 was COP1,546.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is COP4,749.84 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Grupo Cibest's average E10 Growth Rate was 4.30% per year. During the past 3 years, the average E10 Growth Rate was 9.40% per year. During the past 5 years, the average E10 Growth Rate was 13.50% per year. During the past 10 years, the average E10 Growth Rate was 8.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Grupo Cibest was 33.70% per year. The lowest was 1.70% per year. And the median was 9.15% per year.

As of today (2026-06-25), Grupo Cibest's current stock price is COP66800.00. Grupo Cibest's E10 for the quarter that ended in Mar. 2026 was COP4,749.84. Grupo Cibest's Shiller PE Ratio of today is 14.06.

During the past 13 years, the highest Shiller PE Ratio of Grupo Cibest was 17.52. The lowest was 6.66. And the median was 11.96.


Grupo Cibest  (BOG:PFCIBEST) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Grupo Cibest's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=66800.00/4749.84
=14.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Grupo Cibest was 17.52. The lowest was 6.66. And the median was 11.96.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Grupo Cibest E10 Related Terms


Grupo Cibest E10 Historical Data

* Premium members only.

The historical data trend for Grupo Cibest's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Cibest E10 Chart

Grupo Cibest Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,860.76 3,483.74 4,010.27 4,402.48 4,565.75

Grupo Cibest Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,554.20 4,684.36 4,864.75 4,565.75 4,749.84

BOG:PFCIBEST vs PNC: E10 Comparison

For the Banks - Regional subindustry, Grupo Cibest's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Cibest Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Cibest's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Cibest's Shiller PE Ratio falls into.


BOG:PFCIBEST
87GF Score
Grupo Cibest SA BOG:PFCIBEST
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Cibest E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo Cibest's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1546/330.2130*330.2130
=1,546.000

Current CPI (Mar. 2026) = 330.2130.

Grupo Cibest Quarterly Data

per share eps CPI Adj_EPS
201606 762.153 241.018 1,044.208
201609 627.893 241.428 858.800
201612 1,175.865 241.432 1,608.262
201703 632.914 243.801 857.242
201706 679.477 244.955 915.973
201709 468.698 246.819 627.059
201712 937.696 246.524 1,256.021
201803 542.468 249.554 717.800
201806 615.200 251.989 806.174
201809 564.778 252.439 738.781
201812 1,041.943 251.233 1,369.498
201903 866.400 254.202 1,125.469
201906 973.344 256.143 1,254.810
201909 913.450 256.759 1,174.771
201912 487.880 256.974 626.928
202003 349.210 258.115 446.753
202006 -76.206 257.797 -97.613
202009 290.740 260.280 368.857
202012 -564.050 260.474 -715.068
202103 564.047 264.877 703.178
202106 1,202.831 271.696 1,461.893
202109 980.031 274.310 1,179.756
202112 1,502.083 278.802 1,779.067
202203 1,800.592 287.504 2,068.072
202206 1,850.328 296.311 2,062.031
202209 1,693.906 296.808 1,884.551
202212 1,707.890 296.797 1,900.179
202303 1,800.000 301.836 1,969.226
202306 1,533.000 305.109 1,659.133
202309 1,566.000 307.789 1,680.091
202312 1,505.372 306.746 1,620.538
202403 1,745.000 312.332 1,844.901
202406 1,511.000 314.175 1,588.134
202409 1,576.000 315.301 1,650.536
202412 1,729.317 315.605 1,809.360
202503 1,822.000 319.799 1,881.332
202506 1,877.000 322.561 1,921.527
202509 2,247.000 324.800 2,284.448
202512 -1,943.354 324.054 -1,980.290
202603 1,546.000 330.213 1,546.000

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of COP4,749.84 mean?
Grupo Cibest (BOG:PFCIBEST) has a E10 of COP4,749.84 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Grupo Cibest and its competitors.
Is Grupo Cibest's E10 too high?
Grupo Cibest's current E10 is COP4,749.84. Overall, Grupo Cibest has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's E10 compare to PNC?
Grupo Cibest's E10 of COP4,749.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Grupo Cibest and its competitors. Grupo Cibest's current E10 is COP4,749.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:PFCIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP53,894.81, compared to a current price of COP66,800.00 — trading 23.9% above its estimated fair value. The current E10 is COP4,749.84. Grupo Cibest's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Grupo Cibest (BOG:PFCIBEST), the current E10 is COP4,749.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Cibest (BOG:PFCIBEST) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued. The current stock price of COP66,800.00 is trading 23.9% above its estimated GF Value™ of COP53,894.81. GuruFocus considers Grupo Cibest to be Modestly Overvalued.

Key valuation signals for BOG:PFCIBEST:

  • E10: COP4,749.84
  • GF Value™: COP53,894.81 vs. price of COP66,800.00 (23.9% above fair value)
  • GF Score™: 87/100 with 6 warning signs

No single metric tells the full story. See the BOG:PFCIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Cibest Business Description

Address Avenida Los Industriales, Carrera 48 No. 26-85, Medellin, COL
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
87GF Score

Get the complete analysis for BOG:PFCIBEST

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP66,800.00
Price
COP53,894.81
GF Value