Rupali Bank (DHA:RUPALIBANK) Cyclically Adjusted Book per Share: BDT40.20 (As of Mar. 2026)


DHA:RUPALIBANK Rupali Bank PLC DHA:RUPALIBANK
67 GF Score
Price BDT17.00
GF Value BDT15.21
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Rupali Bank Cyclically Adjusted Book per Share?

Rupali Bank DHA:RUPALIBANK +1.19% 67 Cyclically Adjusted Book per Share is BDT40.20 as of Mar. 2026. GuruFocus rates DHA:RUPALIBANK with a GF Score™ of 67/100 and a GF Value™ of BDT15.21 (Modestly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Rupali Bank's adjusted book value per share for the three months ended in Mar. 2026 was BDT27.053. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is BDT40.20 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-12), Rupali Bank's current stock price is BDT17.00. Rupali Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was BDT40.20. Rupali Bank's Cyclically Adjusted PB Ratio of today is 0.42.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Rupali Bank was 0.60. The lowest was 0.40. And the median was 0.48.


Rupali Bank  (DHA:RUPALIBANK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Rupali Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=17.00/40.20
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Rupali Bank was 0.60. The lowest was 0.40. And the median was 0.48.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Rupali Bank Cyclically Adjusted Book per Share Related Terms


Rupali Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Rupali Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rupali Bank Cyclically Adjusted Book per Share Chart

Rupali Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 39.80

Rupali Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 39.90 39.92 39.80 40.20

Rupali Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Rupali Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rupali Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Rupali Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Rupali Bank's Cyclically Adjusted PB Ratio falls into.


DHA:RUPALIBANK
67GF Score
Rupali Bank PLC DHA:RUPALIBANK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rupali Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Rupali Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=27.053/330.2130*330.2130
=27.053

Current CPI (Mar. 2026) = 330.2130.

Rupali Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 24.250 241.432 33.167
201703 24.880 243.801 33.698
201706 29.818 244.955 40.196
201709 27.293 246.819 36.515
201712 27.424 246.524 36.734
201803 27.631 249.554 36.562
201806 34.241 251.989 44.870
201809 34.889 252.439 45.638
201812 35.284 251.233 46.376
201903 35.494 254.202 46.107
201906 39.031 256.143 50.318
201909 33.871 256.759 43.561
201912 34.922 256.974 44.875
202003 33.182 258.115 42.451
202006 33.645 257.797 43.096
202009 35.690 260.280 45.279
202012 37.429 260.474 47.450
202103 37.865 264.877 47.205
202106 39.463 271.696 47.962
202109 39.469 274.310 47.513
202112 35.365 278.802 41.886
202203 35.834 287.504 41.157
202206 35.047 296.311 39.057
202209 35.080 296.808 39.028
202212 34.383 296.797 38.254
202303 35.015 301.836 38.307
202306 35.058 305.109 37.943
202309 35.176 307.789 37.739
202312 35.138 306.746 37.826
202403 35.305 312.332 37.326
202406 35.715 314.175 37.538
202409 35.844 315.301 37.539
202412 34.966 315.605 36.584
202503 35.176 319.799 36.321
202506 35.194 322.561 36.029
202509 32.165 324.800 32.701
202512 35.017 324.054 35.683
202603 27.053 330.213 27.053

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of BDT40.20 mean?
Rupali Bank (DHA:RUPALIBANK) has a Cyclically Adjusted Book per Share of BDT40.20 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Rupali Bank and its competitors.
Is Rupali Bank's Cyclically Adjusted Book per Share too high?
Rupali Bank's current Cyclically Adjusted Book per Share is BDT40.20. Overall, Rupali Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rupali Bank's Cyclically Adjusted Book per Share compare to competitors?
Rupali Bank's Cyclically Adjusted Book per Share of BDT40.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Rupali Bank and its competitors. Rupali Bank's current Cyclically Adjusted Book per Share is BDT40.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rupali Bank stock overvalued right now?
Based on GuruFocus' analysis, Rupali Bank (DHA:RUPALIBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT15.21, compared to a current price of BDT17.00 — trading 11.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is BDT40.20. Rupali Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Rupali Bank (DHA:RUPALIBANK), the current Cyclically Adjusted Book per Share is BDT40.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rupali Bank (DHA:RUPALIBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Rupali Bank stock appears to be overvalued. The current stock price of BDT17.00 is trading 11.8% above its estimated GF Value™ of BDT15.21. GuruFocus considers Rupali Bank to be Modestly Overvalued.

Key valuation signals for DHA:RUPALIBANK:

  • Cyclically Adjusted Book per Share: BDT40.20
  • GF Value™: BDT15.21 vs. price of BDT17.00 (11.8% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the DHA:RUPALIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rupali Bank Business Description

Address 34, Dilkusha Commercial Area, Rupali Bhaban, Dhaka, BGD, 1000
Rupali Bank PLC is engaged in banking and related activities in Bangladesh. The company offers deposit products, such as current, call, special notice, savings, savings deposits earned from foreign remittances, fixed deposits, and others.
67GF Score

Get the complete analysis for DHA:RUPALIBANK

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT17.00
Price
BDT15.21
GF Value