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Rupali BankDHA:RUPALIBANK +0.57%51 Cyclically Adjusted PB Ratio is 0.44 as of Aug. 08, 2026, which is 4% below its 10-year median of 0.46. GuruFocus rates DHA:RUPALIBANK with a GF Score™ of 51/100 and a GF Value™ of BDT9.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,285 Banks companies, Rupali Bank ranks better than 90.74% on this metric.
The historical rank and industry rank for Rupali Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:
DHA:RUPALIBANK'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.46 Max: 0.6
Current: 0.43
During the past years, Rupali Bank's highest Cyclically Adjusted PB Ratio was 0.60. The lowest was 0.40. And the median was 0.46.
DHA:RUPALIBANK's Cyclically Adjusted PB Ratio is ranked better than 90.74% of 1285
companies
in the Banks industry
Industry Median: 1.28
vs DHA:RUPALIBANK: 0.43
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Rupali Bank's adjusted book value per share data for the three months ended in Jun. 2026 was BDT22.426. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is BDT40.19 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Rupali Bank (DHA:RUPALIBANK) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Rupali Bank Cyclically Adjusted PB Ratio Related Terms
Rupali Bank Cyclically Adjusted PB Ratio Historical Data
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The historical data trend for Rupali Bank's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rupali Bank Cyclically Adjusted PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Rupali Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rupali Bank Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Rupali Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Rupali Bank's Cyclically Adjusted PB Ratio falls into.
Rupali Bank Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
Rupali Bank's Cyclically Adjusted PB Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.44 mean?
Rupali Bank (DHA:RUPALIBANK) has a Cyclically Adjusted PB Ratio of 0.44 as of Aug. 08, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Rupali Bank and its competitors. This is near median its historical median of 0.46. Over the past decade, Rupali Bank's Cyclically Adjusted PB Ratio has ranged from 0.40 to 0.60. According to the industry distribution chart, Rupali Bank ranks #119 out of 1285 companies in the Banks industry, placing it in the top 9.3%.
Is Rupali Bank's Cyclically Adjusted PB Ratio too high?
Rupali Bank's current Cyclically Adjusted PB Ratio of 0.44 is near median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.60. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Rupali Bank's value of 0.44 is 65.6% below this industry median. Based on the distribution chart, Rupali Bank ranks #119 out of 1285 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Rupali Bank has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rupali Bank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Rupali Bank ranks #119 out of 1285 companies for Cyclically Adjusted PB Ratio. This places Rupali Bank in the top 9% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.28. Rupali Bank's value of 0.44 is 65.6% below this benchmark. Historically, Rupali Bank's own Cyclically Adjusted PB Ratio has ranged from 0.40 to 0.60 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 1.28, Rupali Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,285 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rupali Bank's current Cyclically Adjusted PB Ratio of 0.44 is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Rupali Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rupali Bank's current Cyclically Adjusted PB Ratio is 0.44, which is near median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rupali Bank stock overvalued right now?
Based on GuruFocus' analysis, Rupali Bank (DHA:RUPALIBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT9.54, compared to a current price of BDT17.50 — trading 83.4% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.44, which is near median its 10-year median of 0.46 and 65.6% below the Banks industry median of 1.28. Rupali Bank's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Rupali Bank (DHA:RUPALIBANK), the current Cyclically Adjusted PB Ratio is 0.44 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rupali Bank (DHA:RUPALIBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Rupali Bank stock appears to be overvalued.
The current stock price of BDT17.50 is trading 83.4% above its estimated GF Value™ of BDT9.54.
GuruFocus considers Rupali Bank to be Significantly Overvalued.
Key valuation signals for DHA:RUPALIBANK:
Cyclically Adjusted PB Ratio: 0.44 (near median its 10-year median of 0.46)
GF Value™: BDT9.54 vs. price of BDT17.50 (83.4% above fair value)
Industry Position: 65.6% below the Banks median (#119 of 1285)
No single metric tells the full story. See the DHA:RUPALIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rupali Bank PLC is engaged in banking and related activities in Bangladesh. The company offers deposit products, such as current, call, special notice, savings, savings deposits earned from foreign remittances, fixed deposits, and others.
51GF Score
Get the complete analysis for DHA:RUPALIBANK
Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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