Rupali Bank (DHA:RUPALIBANK) Retained Earnings: BDT-5,958 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DHA:RUPALIBANK Rupali Bank PLC DHA:RUPALIBANK
59 GF Score
Price BDT17.10
GF Value BDT9.55
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Rupali Bank Retained Earnings?

Rupali Bank DHA:RUPALIBANK -2.29% 59 Retained Earnings is BDT-5,958 Mil as of Jun. 2026. GuruFocus rates DHA:RUPALIBANK with a GF Score™ of 59/100 and a GF Value™ of BDT9.55 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Rupali Bank's retained earnings for the quarter that ended in Jun. 2026 was BDT-5,958 Mil.

Rupali Bank's quarterly retained earnings declined from Dec. 2025 (BDT449 Mil) to Mar. 2026 (BDT-3,515 Mil) and declined from Mar. 2026 (BDT-3,515 Mil) to Jun. 2026 (BDT-5,958 Mil).

Rupali Bank's annual retained earnings declined from Dec. 2023 (BDT728 Mil) to Dec. 2024 (BDT500 Mil) and declined from Dec. 2024 (BDT500 Mil) to Dec. 2025 (BDT449 Mil).


Rupali Bank  (DHA:RUPALIBANK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Rupali Bank Retained Earnings Historical Data

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The historical data trend for Rupali Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rupali Bank Retained Earnings Chart

Rupali Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 511.29 540.80 728.49 499.68 449.08

Rupali Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 538.77 -1,086.31 449.08 -3,515.36 -5,957.79
DHA:RUPALIBANK
59GF Score
Rupali Bank PLC DHA:RUPALIBANK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Rupali Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BDT-5,958 Mil mean?
Rupali Bank (DHA:RUPALIBANK) has a Retained Earnings of BDT-5,958 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Rupali Bank and its competitors.
Is Rupali Bank's Retained Earnings too high?
Rupali Bank's current Retained Earnings is BDT-5,958 Mil. Overall, Rupali Bank has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rupali Bank's Retained Earnings compare to competitors?
Rupali Bank's Retained Earnings of BDT-5,958 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Rupali Bank and its competitors. Rupali Bank's current Retained Earnings is BDT-5,958 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rupali Bank stock overvalued right now?
Based on GuruFocus' analysis, Rupali Bank (DHA:RUPALIBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT9.55, compared to a current price of BDT17.10 — trading 79.1% above its estimated fair value. The current Retained Earnings is BDT-5,958 Mil. Rupali Bank's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Rupali Bank (DHA:RUPALIBANK), the current Retained Earnings is BDT-5,958 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rupali Bank (DHA:RUPALIBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Rupali Bank stock appears to be overvalued. The current stock price of BDT17.10 is trading 79.1% above its estimated GF Value™ of BDT9.55. GuruFocus considers Rupali Bank to be Significantly Overvalued.

Key valuation signals for DHA:RUPALIBANK:

  • Retained Earnings: BDT-5,958 Mil
  • GF Value™: BDT9.55 vs. price of BDT17.10 (79.1% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the DHA:RUPALIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rupali Bank Business Description

Address 34, Dilkusha Commercial Area, Rupali Bhaban, Dhaka, BGD, 1000
Rupali Bank PLC is engaged in banking and related activities in Bangladesh. The company offers deposit products, such as current, call, special notice, savings, savings deposits earned from foreign remittances, fixed deposits, and others.
59GF Score

Get the complete analysis for DHA:RUPALIBANK

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT17.10
Price
BDT9.55
GF Value