BCB Bancorp (FRA:41Y) Cyclically Adjusted Book per Share: €15.61 (As of Jun. 2026)

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FRA:41Y BCB Bancorp Inc FRA:41Y
60 GF Score
Price €7.65
GF Value €8.07
! 2 Warning Signs
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What is BCB Bancorp Cyclically Adjusted Book per Share?

BCB Bancorp FRA:41Y 60 Cyclically Adjusted Book per Share is €15.61 as of Jun. 2026. GuruFocus rates FRA:41Y with a GF Score™ of 60/100 and a GF Value™ of €8.07. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

BCB Bancorp's adjusted book value per share for the three months ended in Jun. 2026 was €13.998. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €15.61 for the trailing ten years ended in Jun. 2026.

During the past 12 months, BCB Bancorp's average Cyclically Adjusted Book Growth Rate was 4.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.20% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 4.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of BCB Bancorp was 7.80% per year. The lowest was 1.80% per year. And the median was 4.30% per year.

As of today (2026-08-18), BCB Bancorp's current stock price is €7.65. BCB Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €15.61. BCB Bancorp's Cyclically Adjusted PB Ratio of today is 0.49.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of BCB Bancorp was 1.40. The lowest was 0.44. And the median was 0.98.


BCB Bancorp  (FRA:41Y) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

BCB Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=7.65/15.61
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of BCB Bancorp was 1.40. The lowest was 0.44. And the median was 0.98.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


BCB Bancorp Cyclically Adjusted Book per Share Related Terms


BCB Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for BCB Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCB Bancorp Cyclically Adjusted Book per Share Chart

BCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.44 14.34 14.99 15.74 14.76

BCB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.35 14.64 14.76 15.14 15.61

FRA:41Y vs BVFL, ECBK, TRCY: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, BCB Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCB Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BCB Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where BCB Bancorp's Cyclically Adjusted PB Ratio falls into.


FRA:41Y
60GF Score
BCB Bancorp Inc FRA:41Y
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCB Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BCB Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=13.998/333.9520*333.9520
=13.998

Current CPI (Jun. 2026) = 333.9520.

BCB Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201609 10.474 241.428 14.488
201612 11.029 241.432 15.255
201703 10.519 243.801 14.409
201706 10.457 244.955 14.256
201709 9.911 246.819 13.410
201712 9.913 246.524 13.429
201803 9.556 249.554 12.788
201806 10.526 251.989 13.950
201809 10.630 252.439 14.062
201812 11.076 251.233 14.723
201903 11.696 254.202 15.365
201906 11.890 256.143 15.502
201909 12.329 256.759 16.036
201912 12.304 256.974 15.990
202003 12.511 258.115 16.187
202006 12.548 257.797 16.255
202009 12.063 260.280 15.477
202012 11.974 260.474 15.352
202103 12.435 264.877 15.678
202106 12.565 271.696 15.444
202109 13.126 274.310 15.980
202112 14.316 278.802 17.148
202203 14.763 287.504 17.148
202206 15.129 296.311 17.051
202209 16.820 296.808 18.925
202212 16.239 296.797 18.272
202303 16.464 301.836 18.216
202306 16.473 305.109 18.030
202309 16.887 307.789 18.322
202312 17.037 306.746 18.548
202403 17.369 312.332 18.571
202406 17.497 314.175 18.598
202409 17.341 315.301 18.367
202412 18.130 315.605 19.184
202503 16.962 319.799 17.713
202506 15.921 322.561 16.483
202509 15.749 324.800 16.193
202512 15.043 324.054 15.502
202603 15.317 330.213 15.490
202606 13.998 333.952 13.998

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €15.61 mean?
BCB Bancorp (FRA:41Y) has a Cyclically Adjusted Book per Share of €15.61 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on BCB Bancorp and its competitors.
Is BCB Bancorp's Cyclically Adjusted Book per Share too high?
BCB Bancorp's current Cyclically Adjusted Book per Share is €15.61. Overall, BCB Bancorp has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does BCB Bancorp's Cyclically Adjusted Book per Share compare to BVFL and ECBK?
BCB Bancorp's Cyclically Adjusted Book per Share of €15.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on BCB Bancorp and its competitors. BCB Bancorp's current Cyclically Adjusted Book per Share is €15.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCB Bancorp stock overvalued right now?
BCB Bancorp (FRA:41Y) has a current Cyclically Adjusted Book per Share of €15.61. The stock's GF Value™ is €8.07, compared to a current price of €7.65 — trading 5.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is €15.61. BCB Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For BCB Bancorp (FRA:41Y), the current Cyclically Adjusted Book per Share is €15.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCB Bancorp (FRA:41Y) Overvalued in 2026?

Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued. The current stock price of €7.65 is trading 5.2% below its estimated GF Value™ of €8.07.

Key valuation signals for FRA:41Y:

  • Cyclically Adjusted Book per Share: €15.61
  • GF Value™: €8.07 vs. price of €7.65 (5.2% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the FRA:41Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCB Bancorp Business Description

Other Exchanges BCBP:USA
Address 104-110 Avenue C, Bayonne, NJ, USA, 07002
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score

Get the complete analysis for FRA:41Y

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.65
Price
€8.07
GF Value