BCB Bancorp (FRA:41Y) Cyclically Adjusted FCF per Share: €2.80 (As of Jun. 2026)

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FRA:41Y BCB Bancorp Inc FRA:41Y
60 GF Score
Price €7.65
GF Value €8.07
! 2 Warning Signs
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What is BCB Bancorp Cyclically Adjusted FCF per Share?

BCB Bancorp FRA:41Y 60 Cyclically Adjusted FCF per Share is €2.80 as of Jun. 2026. GuruFocus rates FRA:41Y with a GF Score™ of 60/100 and a GF Value™ of €8.07. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

BCB Bancorp's adjusted free cash flow per share for the three months ended in Jun. 2026 was €0.468. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €2.80 for the trailing ten years ended in Jun. 2026.

During the past 12 months, BCB Bancorp's average Cyclically Adjusted FCF Growth Rate was 9.10% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 8.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 9.20% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 16.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of BCB Bancorp was 31.90% per year. The lowest was -5.20% per year. And the median was 8.40% per year.

As of today (2026-08-18), BCB Bancorp's current stock price is €7.65. BCB Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €2.80. BCB Bancorp's Cyclically Adjusted Price-to-FCF of today is 2.73.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of BCB Bancorp was 20.56. The lowest was 2.51. And the median was 7.63.


BCB Bancorp  (FRA:41Y) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

BCB Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=7.65/2.80
=2.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of BCB Bancorp was 20.56. The lowest was 2.51. And the median was 7.63.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


BCB Bancorp Cyclically Adjusted FCF per Share Related Terms


BCB Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for BCB Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCB Bancorp Cyclically Adjusted FCF per Share Chart

BCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.94 2.25 2.27 2.67 2.59

BCB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.46 2.47 2.59 2.63 2.80

FRA:41Y vs BVFL, ECBK, TRCY: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, BCB Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCB Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BCB Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where BCB Bancorp's Cyclically Adjusted Price-to-FCF falls into.


FRA:41Y
60GF Score
BCB Bancorp Inc FRA:41Y
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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BCB Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BCB Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.468/333.9520*333.9520
=0.468

Current CPI (Jun. 2026) = 333.9520.

BCB Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.267 241.428 0.369
201612 -0.203 241.432 -0.281
201703 0.570 243.801 0.781
201706 0.367 244.955 0.500
201709 0.022 246.819 0.030
201712 0.404 246.524 0.547
201803 0.481 249.554 0.644
201806 -0.060 251.989 -0.080
201809 0.259 252.439 0.343
201812 1.431 251.233 1.902
201903 0.357 254.202 0.469
201906 0.199 256.143 0.259
201909 0.144 256.759 0.187
201912 0.485 256.974 0.630
202003 0.287 258.115 0.371
202006 -0.163 257.797 -0.211
202009 0.141 260.280 0.181
202012 6.379 260.474 8.178
202103 0.693 264.877 0.874
202106 0.332 271.696 0.408
202109 0.578 274.310 0.704
202112 0.654 278.802 0.783
202203 0.613 287.504 0.712
202206 0.432 296.311 0.487
202209 0.749 296.808 0.843
202212 0.428 296.797 0.482
202303 0.887 301.836 0.981
202306 0.229 305.109 0.251
202309 0.536 307.789 0.582
202312 0.026 306.746 0.028
202403 0.442 312.332 0.473
202406 0.442 314.175 0.470
202409 2.294 315.301 2.430
202412 0.382 315.605 0.404
202503 0.255 319.799 0.266
202506 0.514 322.561 0.532
202509 0.419 324.800 0.431
202512 0.570 324.054 0.587
202603 0.245 330.213 0.248
202606 0.468 333.952 0.468

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €2.80 mean?
BCB Bancorp (FRA:41Y) has a Cyclically Adjusted FCF per Share of €2.80 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on BCB Bancorp and its competitors.
Is BCB Bancorp's Cyclically Adjusted FCF per Share too high?
BCB Bancorp's current Cyclically Adjusted FCF per Share is €2.80. Overall, BCB Bancorp has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does BCB Bancorp's Cyclically Adjusted FCF per Share compare to BVFL and ECBK?
BCB Bancorp's Cyclically Adjusted FCF per Share of €2.80 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on BCB Bancorp and its competitors. BCB Bancorp's current Cyclically Adjusted FCF per Share is €2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCB Bancorp stock overvalued right now?
BCB Bancorp (FRA:41Y) has a current Cyclically Adjusted FCF per Share of €2.80. The stock's GF Value™ is €8.07, compared to a current price of €7.65 — trading 5.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €2.80. BCB Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For BCB Bancorp (FRA:41Y), the current Cyclically Adjusted FCF per Share is €2.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCB Bancorp (FRA:41Y) Overvalued in 2026?

Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued. The current stock price of €7.65 is trading 5.2% below its estimated GF Value™ of €8.07.

Key valuation signals for FRA:41Y:

  • Cyclically Adjusted FCF per Share: €2.80
  • GF Value™: €8.07 vs. price of €7.65 (5.2% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the FRA:41Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCB Bancorp Business Description

Other Exchanges BCBP:USA
Address 104-110 Avenue C, Bayonne, NJ, USA, 07002
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score

Get the complete analysis for FRA:41Y

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.65
Price
€8.07
GF Value