BCB Bancorp (FRA:41Y) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:41Y BCB Bancorp Inc FRA:41Y
60 GF Score
Price €7.65
GF Value €8.07
! 2 Warning Signs
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What is BCB Bancorp Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:41Y
60GF Score
BCB Bancorp Inc FRA:41Y
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BCB Bancorp (FRA:41Y) Overvalued in 2026?

Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued. The current stock price of €7.65 is trading 5.2% below its estimated GF Value™ of €8.07.

Key valuation signals for FRA:41Y:

  • Altman Z-Score:
  • GF Value™: €8.07 vs. price of €7.65 (5.2% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the FRA:41Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BCB Bancorp Business Description

Other Exchanges BCBP:USA
Address 104-110 Avenue C, Bayonne, NJ, USA, 07002
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score

Get the complete analysis for FRA:41Y

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.65
Price
€8.07
GF Value