BCB Bancorp (FRA:41Y) Long-Term Debt: €146.12 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:41Y BCB Bancorp Inc FRA:41Y
60 GF Score
Price €7.65
GF Value €8.07
! 2 Warning Signs
View Full Analysis

What is BCB Bancorp Long-Term Debt?

BCB Bancorp FRA:41Y 60 Long-Term Debt is €146.12 Mil as of Jun. 2026. GuruFocus rates FRA:41Y with a GF Score™ of 60/100 and a GF Value™ of €8.07. The stock has 2 warning signs investors should review.

BCB Bancorp's Long-Term Debt for the quarter that ended in Jun. 2026 was €146.12 Mil.

BCB Bancorp's quarterly Long-Term Debt declined from Dec. 2025 (€237.59 Mil) to Mar. 2026 (€232.06 Mil) and declined from Mar. 2026 (€232.06 Mil) to Jun. 2026 (€146.12 Mil).

BCB Bancorp's annual Long-Term Debt declined from Dec. 2023 (€451.56 Mil) to Dec. 2024 (€265.45 Mil) and declined from Dec. 2024 (€265.45 Mil) to Dec. 2025 (€237.59 Mil).


BCB Bancorp  (FRA:41Y) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


BCB Bancorp Long-Term Debt Related Terms


BCB Bancorp Long-Term Debt Historical Data

* Premium members only.

The historical data trend for BCB Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCB Bancorp Long-Term Debt Chart

BCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 96.45 396.26 451.56 265.45 237.59

BCB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 328.35 275.98 237.59 232.06 146.12
FRA:41Y
60GF Score
BCB Bancorp Inc FRA:41Y
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €146.12 Mil mean?
BCB Bancorp (FRA:41Y) has a Long-Term Debt of €146.12 Mil as of Jun. 2026.
Is BCB Bancorp's Long-Term Debt too high?
BCB Bancorp's current Long-Term Debt is €146.12 Mil. Overall, BCB Bancorp has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does BCB Bancorp's Long-Term Debt compare to BVFL and ECBK?
BCB Bancorp's Long-Term Debt of €146.12 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. BCB Bancorp's current Long-Term Debt is €146.12 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCB Bancorp stock overvalued right now?
BCB Bancorp (FRA:41Y) has a current Long-Term Debt of €146.12 Mil. The stock's GF Value™ is €8.07, compared to a current price of €7.65 — trading 5.2% below its estimated fair value. The current Long-Term Debt is €146.12 Mil. BCB Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For BCB Bancorp (FRA:41Y), the current Long-Term Debt is €146.12 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCB Bancorp (FRA:41Y) Overvalued in 2026?

Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued. The current stock price of €7.65 is trading 5.2% below its estimated GF Value™ of €8.07.

Key valuation signals for FRA:41Y:

  • Long-Term Debt: €146.12 Mil
  • GF Value™: €8.07 vs. price of €7.65 (5.2% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the FRA:41Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCB Bancorp Business Description

Other Exchanges BCBP:USA
Address 104-110 Avenue C, Bayonne, NJ, USA, 07002
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score

Get the complete analysis for FRA:41Y

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.65
Price
€8.07
GF Value