Bank of Marin Bancorp (FRA:4V6) Cyclically Adjusted Book per Share: €25.33 (As of Mar. 2026)


FRA:4V6 Bank of Marin Bancorp FRA:4V6
34 GF Score
Price €24.65
GF Value €17.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of Marin Bancorp Cyclically Adjusted Book per Share?

Bank of Marin Bancorp FRA:4V6 +3.86% 34 Cyclically Adjusted Book per Share is €25.33 as of Mar. 2026. GuruFocus rates FRA:4V6 with a GF Score™ of 34/100 and a GF Value™ of €17.34 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bank of Marin Bancorp's adjusted book value per share for the three months ended in Mar. 2026 was €21.077. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €25.33 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank of Marin Bancorp's average Cyclically Adjusted Book Growth Rate was 3.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.50% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 9.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Bank of Marin Bancorp was 10.70% per year. The lowest was 5.00% per year. And the median was 9.30% per year.

As of today (2026-07-11), Bank of Marin Bancorp's current stock price is €24.65. Bank of Marin Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €25.33. Bank of Marin Bancorp's Cyclically Adjusted PB Ratio of today is 0.97.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank of Marin Bancorp was 2.77. The lowest was 0.54. And the median was 1.66.


Bank of Marin Bancorp  (FRA:4V6) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bank of Marin Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=24.65/25.33
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank of Marin Bancorp was 2.77. The lowest was 0.54. And the median was 1.66.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bank of Marin Bancorp Cyclically Adjusted Book per Share Related Terms


Bank of Marin Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bank of Marin Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Marin Bancorp Cyclically Adjusted Book per Share Chart

Bank of Marin Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Bank of Marin Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 25.33

FRA:4V6 vs CBK, GBFH, WTBA: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Bank of Marin Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Marin Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Marin Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Marin Bancorp's Cyclically Adjusted PB Ratio falls into.


FRA:4V6
34GF Score
Bank of Marin Bancorp FRA:4V6
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Marin Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank of Marin Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=21.077/330.2130*330.2130
=21.077

Current CPI (Mar. 2026) = 330.2130.

Bank of Marin Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201606 16.465 241.018 22.558
201609 16.864 241.428 23.066
201612 17.835 241.432 24.393
201703 17.867 243.801 24.200
201706 17.388 244.955 23.440
201709 16.645 246.819 22.269
201712 18.131 246.524 24.286
201803 17.317 249.554 22.914
201806 18.621 251.989 24.401
201809 18.940 252.439 24.775
201812 20.090 251.233 26.406
201903 20.584 254.202 26.739
201906 21.230 256.143 27.369
201909 22.222 256.759 28.579
201912 22.325 256.974 28.688
202003 23.078 258.115 29.524
202006 23.013 257.797 29.477
202009 22.314 260.280 28.309
202012 21.814 260.474 27.654
202103 22.079 264.877 27.525
202106 22.166 271.696 26.940
202109 24.258 274.310 29.202
202112 25.022 278.802 29.636
202203 23.852 287.504 27.395
202206 24.201 296.311 26.970
202209 24.990 296.808 27.803
202212 24.269 296.797 27.001
202303 24.945 301.836 27.290
202306 24.294 305.109 26.293
202309 24.304 307.789 26.075
202312 24.918 306.746 26.824
202403 24.668 312.332 26.080
202406 24.823 314.175 26.090
202409 24.479 315.301 25.637
202412 25.845 315.605 27.041
202503 25.094 319.799 25.911
202506 23.592 322.561 24.152
202509 23.494 324.800 23.886
202512 20.930 324.054 21.328
202603 21.077 330.213 21.077

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €25.33 mean?
Bank of Marin Bancorp (FRA:4V6) has a Cyclically Adjusted Book per Share of €25.33 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Marin Bancorp and its competitors.
Is Bank of Marin Bancorp's Cyclically Adjusted Book per Share too high?
Bank of Marin Bancorp's current Cyclically Adjusted Book per Share is €25.33. Overall, Bank of Marin Bancorp has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Marin Bancorp's Cyclically Adjusted Book per Share compare to CBK and GBFH?
Bank of Marin Bancorp's Cyclically Adjusted Book per Share of €25.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Marin Bancorp and its competitors. Bank of Marin Bancorp's current Cyclically Adjusted Book per Share is €25.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Marin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Bank of Marin Bancorp (FRA:4V6) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.34, compared to a current price of €24.65 — trading 42.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is €25.33. Bank of Marin Bancorp's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bank of Marin Bancorp (FRA:4V6), the current Cyclically Adjusted Book per Share is €25.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Marin Bancorp (FRA:4V6) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Marin Bancorp stock appears to be overvalued. The current stock price of €24.65 is trading 42.2% above its estimated GF Value™ of €17.34. GuruFocus considers Bank of Marin Bancorp to be Significantly Overvalued.

Key valuation signals for FRA:4V6:

  • Cyclically Adjusted Book per Share: €25.33
  • GF Value™: €17.34 vs. price of €24.65 (42.2% above fair value)
  • GF Score™: 34/100 with 6 warning signs

No single metric tells the full story. See the FRA:4V6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Marin Bancorp Business Description

Other Exchanges BMRC:USA
Address 504 Redwood Boulevard, Suite 100, Novato, CA, USA, 94947
Bank of Marin Bancorp is a United States-based bank holding company. It conducts business through its wholly-owned subsidiary. The Bank provides a wide range of financial services to customers such as professionals, small and middle-market businesses, and individuals residing in Marin, Sonoma, Napa, San Francisco, Alameda, Contra Costa, San Mateo counties, and others. The majority of its revenue comes from interest income.
34GF Score

Get the complete analysis for FRA:4V6

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.65
Price
€17.34
GF Value