Capital City Bank Group (FRA:BK3) Cyclically Adjusted Book per Share: €22.50 (As of Jun. 2026)

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FRA:BK3 Capital City Bank Group Inc FRA:BK3
62 GF Score
Price €43.40
GF Value €33.40
! 6 Warning Signs
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What is Capital City Bank Group Cyclically Adjusted Book per Share?

Capital City Bank Group FRA:BK3 +0.46% 62 Cyclically Adjusted Book per Share is €22.50 as of Jun. 2026. GuruFocus rates FRA:BK3 with a GF Score™ of 62/100 and a GF Value™ of €33.40. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Capital City Bank Group's adjusted book value per share for the three months ended in Jun. 2026 was €28.920. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €22.50 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Capital City Bank Group's average Cyclically Adjusted Book Growth Rate was 7.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.20% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 4.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Capital City Bank Group was 8.00% per year. The lowest was -0.40% per year. And the median was 3.50% per year.

As of today (2026-08-16), Capital City Bank Group's current stock price is €43.40. Capital City Bank Group's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €22.50. Capital City Bank Group's Cyclically Adjusted PB Ratio of today is 1.93.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Capital City Bank Group was 1.96. The lowest was 0.81. And the median was 1.41.


Capital City Bank Group  (FRA:BK3) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Capital City Bank Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=43.40/22.50
=1.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Capital City Bank Group was 1.96. The lowest was 0.81. And the median was 1.41.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Capital City Bank Group Cyclically Adjusted Book per Share Related Terms


Capital City Bank Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Capital City Bank Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital City Bank Group Cyclically Adjusted Book per Share Chart

Capital City Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.41 19.93 20.78 21.83 21.86

Capital City Bank Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.42 21.24 21.86 22.51 22.50

FRA:BK3 vs FMNB, EGBN, GSBC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Capital City Bank Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital City Bank Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Capital City Bank Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Capital City Bank Group's Cyclically Adjusted PB Ratio falls into.


FRA:BK3
62GF Score
Capital City Bank Group Inc FRA:BK3
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital City Bank Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Capital City Bank Group's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=28.92/333.9520*333.9520
=28.920

Current CPI (Jun. 2026) = 333.9520.

Capital City Bank Group Quarterly Data

Book Value per Share CPI Adj_Book
201609 14.665 241.428 20.285
201612 15.486 241.432 21.420
201703 15.335 243.801 21.005
201706 14.769 244.955 20.135
201709 14.104 246.819 19.083
201712 14.136 246.524 19.149
201803 13.721 249.554 18.361
201806 14.734 251.989 19.526
201809 14.972 252.439 19.806
201812 15.881 251.233 21.110
201903 16.265 254.202 21.368
201906 16.626 256.143 21.677
201909 17.433 256.759 22.674
201912 17.548 256.974 22.805
202003 18.065 258.115 23.373
202006 18.331 257.797 23.746
202009 18.064 260.280 23.177
202012 16.784 260.474 21.519
202103 17.540 264.877 22.114
202106 17.570 271.696 21.596
202109 18.288 274.310 22.264
202112 20.691 278.802 24.784
202203 20.501 287.504 23.813
202206 21.295 296.311 24.000
202209 22.801 296.808 25.654
202212 22.009 296.797 24.764
202303 23.043 301.836 25.495
202306 23.332 305.109 25.538
202309 23.611 307.789 25.618
202312 24.239 306.746 26.389
202403 24.721 312.332 26.432
202406 25.634 314.175 27.248
202409 25.700 315.301 27.220
202412 27.866 315.605 29.486
202503 27.800 319.799 29.030
202506 26.744 322.561 27.688
202509 26.986 324.800 27.746
202512 27.636 324.054 28.480
202603 28.326 330.213 28.647
202606 28.920 333.952 28.920

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €22.50 mean?
Capital City Bank Group (FRA:BK3) has a Cyclically Adjusted Book per Share of €22.50 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Capital City Bank Group and its competitors.
Is Capital City Bank Group's Cyclically Adjusted Book per Share too high?
Capital City Bank Group's current Cyclically Adjusted Book per Share is €22.50. Overall, Capital City Bank Group has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Capital City Bank Group's Cyclically Adjusted Book per Share compare to FMNB and EGBN?
Capital City Bank Group's Cyclically Adjusted Book per Share of €22.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Capital City Bank Group and its competitors. Capital City Bank Group's current Cyclically Adjusted Book per Share is €22.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital City Bank Group stock overvalued right now?
Capital City Bank Group (FRA:BK3) has a current Cyclically Adjusted Book per Share of €22.50. The stock's GF Value™ is €33.40, compared to a current price of €43.40 — trading 29.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is €22.50. Capital City Bank Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Capital City Bank Group (FRA:BK3), the current Cyclically Adjusted Book per Share is €22.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital City Bank Group (FRA:BK3) Overvalued in 2026?

Based on GuruFocus' analysis, Capital City Bank Group stock appears to be overvalued. The current stock price of €43.40 is trading 29.9% above its estimated GF Value™ of €33.40.

Key valuation signals for FRA:BK3:

  • Cyclically Adjusted Book per Share: €22.50
  • GF Value™: €33.40 vs. price of €43.40 (29.9% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FRA:BK3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital City Bank Group Business Description

Other Exchanges CCBG:USA
Address 217 North Monroe Street, Tallahassee, FL, USA, 32301
Capital City Bank Group Inc is a United States-based group engaged in Banking services, Trust and asset management services, and Brokerage services. The company operates in one segment with two principal services: Banking Services and Wealth Management Services. It offers retail and commercial banking business in the form of traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services, among others, through its banking offices in Florida, Georgia, and Alabama.
62GF Score

Get the complete analysis for FRA:BK3

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.40
Price
€33.40
GF Value