Capital City Bank Group (FRA:BK3) E10: €2.18 (As of Jun. 2026)

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FRA:BK3 Capital City Bank Group Inc FRA:BK3
62 GF Score
Price €43.40
GF Value €33.40
! 6 Warning Signs
View Full Analysis

What is Capital City Bank Group E10?

Capital City Bank Group FRA:BK3 +0.46% 62 E10 is €2.18 as of Jun. 2026. GuruFocus rates FRA:BK3 with a GF Score™ of 62/100 and a GF Value™ of €33.40. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Capital City Bank Group's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.825. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.18 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Capital City Bank Group's average E10 Growth Rate was 17.20% per year. During the past 3 years, the average E10 Growth Rate was 19.20% per year. During the past 5 years, the average E10 Growth Rate was 21.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Capital City Bank Group was 34.90% per year. The lowest was -17.20% per year. And the median was -4.40% per year.

As of today (2026-08-15), Capital City Bank Group's current stock price is €43.40. Capital City Bank Group's E10 for the quarter that ended in Jun. 2026 was €2.18. Capital City Bank Group's Shiller PE Ratio of today is 19.91.

During the past 13 years, the highest Shiller PE Ratio of Capital City Bank Group was 67.30. The lowest was 14.26. And the median was 24.67.


Capital City Bank Group  (FRA:BK3) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Capital City Bank Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=43.40/2.18
=19.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Capital City Bank Group was 67.30. The lowest was 14.26. And the median was 24.67.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Capital City Bank Group E10 Related Terms


Capital City Bank Group E10 Historical Data

* Premium members only.

The historical data trend for Capital City Bank Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital City Bank Group E10 Chart

Capital City Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 1.32 1.59 1.85 2.04

Capital City Bank Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.82 1.95 2.04 2.14 2.18

FRA:BK3 vs FMNB, EGBN, GSBC: E10 Comparison

For the Banks - Regional subindustry, Capital City Bank Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital City Bank Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Capital City Bank Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Capital City Bank Group's Shiller PE Ratio falls into.


FRA:BK3
62GF Score
Capital City Bank Group Inc FRA:BK3
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital City Bank Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Capital City Bank Group's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.825/333.9520*333.9520
=0.825

Current CPI (Jun. 2026) = 333.9520.

Capital City Bank Group Quarterly Data

per share eps CPI Adj_EPS
201609 0.151 241.428 0.209
201612 0.190 241.432 0.263
201703 0.150 243.801 0.205
201706 0.187 244.955 0.255
201709 0.227 246.819 0.307
201712 0.000 246.524 0.000
201803 0.276 249.554 0.369
201806 0.300 251.989 0.398
201809 0.300 252.439 0.397
201812 0.439 251.233 0.584
201903 0.336 254.202 0.441
201906 0.389 256.143 0.507
201909 0.454 256.759 0.590
201912 0.459 256.974 0.596
202003 0.226 258.115 0.292
202006 0.488 257.797 0.632
202009 0.526 260.280 0.675
202012 0.378 260.474 0.485
202103 0.504 264.877 0.635
202106 0.365 271.696 0.449
202109 0.510 274.310 0.621
202112 0.336 278.802 0.402
202203 0.372 287.504 0.432
202206 0.407 296.311 0.459
202209 0.576 296.808 0.648
202212 0.538 296.797 0.605
202303 0.747 301.836 0.826
202306 0.766 305.109 0.838
202309 0.693 307.789 0.752
202312 0.633 306.746 0.689
202403 0.681 312.332 0.728
202406 0.771 314.175 0.820
202409 0.694 315.301 0.735
202412 0.735 315.605 0.778
202503 0.916 319.799 0.957
202506 0.763 322.561 0.790
202509 0.792 324.800 0.814
202512 0.683 324.054 0.704
202603 0.796 330.213 0.805
202606 0.825 333.952 0.825

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €2.18 mean?
Capital City Bank Group (FRA:BK3) has a E10 of €2.18 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Capital City Bank Group and its competitors.
Is Capital City Bank Group's E10 too high?
Capital City Bank Group's current E10 is €2.18. Overall, Capital City Bank Group has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Capital City Bank Group's E10 compare to FMNB and EGBN?
Capital City Bank Group's E10 of €2.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Capital City Bank Group and its competitors. Capital City Bank Group's current E10 is €2.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital City Bank Group stock overvalued right now?
Capital City Bank Group (FRA:BK3) has a current E10 of €2.18. The stock's GF Value™ is €33.40, compared to a current price of €43.40 — trading 29.9% above its estimated fair value. The current E10 is €2.18. Capital City Bank Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Capital City Bank Group (FRA:BK3), the current E10 is €2.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital City Bank Group (FRA:BK3) Overvalued in 2026?

Based on GuruFocus' analysis, Capital City Bank Group stock appears to be overvalued. The current stock price of €43.40 is trading 29.9% above its estimated GF Value™ of €33.40.

Key valuation signals for FRA:BK3:

  • E10: €2.18
  • GF Value™: €33.40 vs. price of €43.40 (29.9% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FRA:BK3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital City Bank Group Business Description

Other Exchanges CCBG:USA
Address 217 North Monroe Street, Tallahassee, FL, USA, 32301
Capital City Bank Group Inc is a United States-based group engaged in Banking services, Trust and asset management services, and Brokerage services. The company operates in one segment with two principal services: Banking Services and Wealth Management Services. It offers retail and commercial banking business in the form of traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services, among others, through its banking offices in Florida, Georgia, and Alabama.
62GF Score

Get the complete analysis for FRA:BK3

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.40
Price
€33.40
GF Value