Capital City Bank Group (FRA:BK3) GF Score: 62/100 (As of Aug. 16, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BK3 Capital City Bank Group Inc FRA:BK3
62 GF Score
Price €43.40
GF Value €33.40
! 6 Warning Signs
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What is Capital City Bank Group GF Score?

Capital City Bank Group FRA:BK3 +0.46% 62 GF Score is 62 as of Aug. 16, 2026, which is 5% below its 10-year median of 65.00. GuruFocus rates FRA:BK3 with a GF Score™ of 62/100 and a GF Value™ of €33.40. The stock has 6 warning signs investors should review.

Capital City Bank Group has the GF Score of 62, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 5/10
3. Growth Rank : 2/10
4. GF Value Rank : 5/10
5. Momentum Rank : 6/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Capital City Bank Group might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Capital City Bank Group  (FRA:BK3) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Capital City Bank Group GF Score Related Terms


FRA:BK3 vs FMNB, EGBN, GSBC: GF Score Comparison

For the Banks - Regional subindustry, Capital City Bank Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital City Bank Group GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Capital City Bank Group's GF Score distribution charts can be found below:

* The bar in red indicates where Capital City Bank Group's GF Score falls into.


FRA:BK3
62GF Score
Capital City Bank Group Inc FRA:BK3
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 62 mean?
Capital City Bank Group (FRA:BK3) has a GF Score of 62 as of Aug. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Capital City Bank Group and its competitors. This is near median its historical median of 65.00. Over the past decade, Capital City Bank Group's GF Score has ranged from 19.00 to 81.00.
Is Capital City Bank Group's GF Score too high?
Capital City Bank Group's current GF Score of 62 is near median its 10-year median of 65.00. Over the past 10 years, this metric has ranged from a low of 19.00 to a high of 81.00. Overall, Capital City Bank Group has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Capital City Bank Group's GF Score compare to FMNB and EGBN?
Capital City Bank Group's GF Score of 62 can be compared against companies in the Banks industry. Historically, Capital City Bank Group's own GF Score has ranged from 19.00 to 81.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Capital City Bank Group and its competitors. Capital City Bank Group's current GF Score is 62, which is near median its own 10-year median of 65.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital City Bank Group stock overvalued right now?
Capital City Bank Group (FRA:BK3) has a current GF Score of 62. The stock's GF Value™ is €33.40, compared to a current price of €43.40 — trading 29.9% above its estimated fair value. The current GF Score is 62, which is near median its 10-year median of 65.00. Capital City Bank Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Capital City Bank Group (FRA:BK3), the current GF Score is 62 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital City Bank Group (FRA:BK3) Overvalued in 2026?

Based on GuruFocus' analysis, Capital City Bank Group stock appears to be overvalued. The current stock price of €43.40 is trading 29.9% above its estimated GF Value™ of €33.40.

Key valuation signals for FRA:BK3:

  • GF Score: 62 (near median its 10-year median of 65.00)
  • GF Value™: €33.40 vs. price of €43.40 (29.9% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FRA:BK3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital City Bank Group Business Description

Other Exchanges CCBG:USA
Address 217 North Monroe Street, Tallahassee, FL, USA, 32301
Capital City Bank Group Inc is a United States-based group engaged in Banking services, Trust and asset management services, and Brokerage services. The company operates in one segment with two principal services: Banking Services and Wealth Management Services. It offers retail and commercial banking business in the form of traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services, among others, through its banking offices in Florida, Georgia, and Alabama.
62GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.40
Price
€33.40
GF Value